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Csh2 in Iweb
I have some CSH2 in a general acct in Iweb. Will iweb provide an eoy tax statement saying how much of the gain is income and how much is capital gains....?
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CSH2 query
I bought some CSH2 on Friday (Lyxor Smart Overnight Return Money market fund). I looked at the portal yesterday and saw that I had made a small loss. And indeed, in Mon 24th the fund did close lower than it opened (see below). My "buy" price on 21st Feb was 117,087. I'm not too bothered but am just interested, for my…
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Share Buyback
Do share buybacks increase a company's value, it doesn't sound logical to me.If they have cash reserves, then those reserves will be lower, or it could put them more in debt. Money doesn't grow on trees? Vistry Group PLC has executed a share buyback transaction, purchasing 49,100 of its Ordinary 50p Shares as part of its…
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NSI Barbaric security system
I have not used premium bond account for a while. Needed a new password. Gave them my account number. Understandably, I had to go through security questions. These were not questions I had ever encountered before. I could not seem to get any of them right, what is the name of eldest child, grandmothers name. ALL WRONG...8…
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Savings in late teens
Hi. I had bonds for my daughter. She is very irresponsible with money. It was for a deposit for house, uni etc. I hadn’t told her about it. When she turned 16, they automatically took my name off and started corresponding with her. I really financially struggled to make this money, and I’m sure the capital is also getting…
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Raisin Audit
I have had a Raisin account for a few months, few days ago they have asked for a copy of ID - DL or passport. Is this legit? I proved who I was when I joined. Why are they wanting me to do so again.
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Lost Abbey National shares (now Santander?)
Hi. I am trying to recover a lost company pension. I opted out of SERPS in 1986 (I think it was that year) and worked for 5 years with the company who were using Abbey National which then I understand became Santander. We were given 1 share of Abbey National and I no longer have any documentation to recover it. I have…
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Where to put £900,000!!
We’re selling our house this year and will be going into rented accommodation while we relocate from south to north. Which means that for a few months we’ll have £900k to find a safe home for, ideally earning lots of interest to help pay the rent! Might anyone be able to suggest places we can safely put the money, and earn…
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Is the real average global equity return only 4.87%?
I'm looking at this fund https://curvo.eu/backtest/en/market-index/msci-world?currency=gbp and it shows the average annual return is only 7.69%. But if we deduct the average UK inflation rate of 2.82% that gives a real return of a measly 4.87%. Why is it so low? But if you switch currencies to USD it shows 9.9%. And if you…
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Pension thoughts ....
Hi All, Hope your doing well. I have a thought / dilemma in so far as my employers pension scheme. It's getting a large pot size now in which AMC's are getting equally sizeable and my concerns and aim is to reduce or manage this better. Now here's my thoughts... 1 - Close current employer pension account and move full pot…
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Immediate Alpha
Is Immediate Alpha a scam
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Trading212 Transactions
Hello, Has anyone had any issues with Trading212 transactions from their bank accounts being flagged as gambling or betting transactions by lenders when viewing bank statements as part of an application? In particular here, a mortgage application. Thanks.
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Quick question on Notice Accounts
I think I know the answer to this but it's worthwhile checking... I want to transfer a sum from a 90 day Notice account to an Easy Access account with the same bank. I don't have the EA account yet so I'll need to open one before I initiate the transfer. The thing is, the EA account needs to be funded with a £20k minimum,…
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View's please on holding physical Gold?
I would welcome views on holding physical gold, I.e. coins etc. I do realize that gold at the moment is at a very high price at the moment but I am looking into the possibility of holding some in the form of coins, Krugerrands etc. Any help in where/how to purchase, storing the coins, possibly selling them in the future…
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Free theMutual.net shares
Hi there , just found an old password and note of the free mutual.net shares I was given back in the late 1990’s . I understand that they have been taken over several times since and are now trading on the AIM as progressive digital media group . Anyone else have any ? Know if they have any value? Any idea how to cash them…
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General advice for savings and investments of around £500k
Hi there. I’ve always had some great advice and a range of opinions when I’ve asked questions on here about strategies for saving and investing. So, here is an open ended question about what the best strategy would be for me and my partner to invest and save. We have just over £500k between us from an inheritance a year…
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What to do with my money - I’m 18
Hi, I have just recently turned 18, and now I have full access to my savings and other accounts. Most of these accounts are quite low interest and I want some opinions on what I should do for the future. The money is kinda split like this: Cash: 15000 Savings / ISAs: 4000 Premium bonds 4000 Any advice is appreciated.
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Skipton sort code
I am trying to transfer a maturing ISA from Skipton building society to West Brom building society. I can't find for the life of me a sort code for the ISA account. Not online, not in the physical paperwork and their phone line is now closed. Any help?
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Vanguard Funds
i have an ISA with iWeb. i was trying to buy some Vanguard FTSE global all cap index gbp acc it comes up as VRXXA rather than VAFTGAG When I looked into this it is listed on the key document as Mex ID: VRXXA can anyone tell me what this means? Is it listed in Mexico?! Is there any issue with this rather than the regular…
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Checking savings interest reported to HMRC
Is there a way of viewing the savings interest reported to HMRC. I logged into my tax account but can't find this information. I have received a letter quoting a total amount but no breakdown on how they arrived at this amount. Any suggestions how to view this information would be appreciated please.
Have a savings question you're keen to discuss? Here is where posts around ISAs and tax-free savings live.
21.2K discussions
159.6K comments
Most recent: Virgin ISA, where can I find it? by Lorian
20 September at 7:22PM
