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Returns on my S&S ISA, I’m confused.
Returns on my S&S ISA, I’m confused. I have money
invested in Vanguard LS 60% like a lot on this platform. Just looking at a
chart that indicates over the past year this has returned around 14%
yet if I take the actual amounts in my account one year ago and
compare this to the value today it is saying the increase is…
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Tandem Bank top up
I had a Tandem Bank account a few years ago but stopped using it when it was no longer competitive. I have just reinstalled the app and logged in to see I am no longer offered the top-up bonus. Is there any way to get it again?
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Children's Bonds - NS&I Scam - 1990's
In the early 1990's my wife and I invested a few thousand pounds from the little we had at the time in Children's Bonds for each of our daughters. Now they are in their early 30's and needing some funds for the next stage of their lives we decided it was a good time to cash in the bonds. It is not easy to apply for a…
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Chetwood Savings Account - interest paid monthly or annually?
I've just opened a savings account with Chetwood Bank. Does anyone know if interest is paid monthly or annually by default? And how would you change it? thanks
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Gatehouse EA Interest
Does anyone know if there's is a minimum interest threshold for Gatehouse EA account to pay the interest. I only have £6 in it, as it's an account I set up for when the chase interest rate reduced. It's set to monthly and paid away. So I was expecting 1 or 2 pence, but nothing has appeared in my nominated account.
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Ns&i fixed bonds
hello in your experience, if you cash in one of their fixed bonds at maturity- does the money arrive in your nominated account first thing in the morning on maturity date? Or is it just before the end of the working day? thanks
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Savings Accounts for UK National but who resides overeas.
Does anybody know of any savings accounts that can be opened by non UK resident. I get paid into my UK bank, pay Tax in the UK but as I am not resident in the UK I can't find anywhere that I can put some savings. I am an EU resident but UK national.
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Help to Buy ISA closing statement
Hi all, Just need a little clarification on this last part of the buying process. I've currently got a Help to Buy ISA with HSBC and also am looking to exchange on a property on the 12th December (10 days time). I was just wondering what the procedure is for claiming the 25% bonus on the ISA. I understand I need to obtain…
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Bank account with interest for club (unincorporated association)
Hi, I am the treasurer of a University Society with less than £10k in the bank. I am looking for a bank account with an interest rate - most 'community accounts' or similar have no interest rate. The 'Charity Bank' fits the bill but we don't have enough money to open an account. Alternatively, a normal savings account that…
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Tandem App Security. What is the point?
I just went to log in to my Tandem app and I incorrectly
entered my pin code. I decided to use the forgot code link. I was asked to
enter my mobile number and a OTP was texted to me and I was then able to set up
a new pin code. What is the point of this pin code? If it wasn’t there, I
could go straight into the app.…
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Skipton Building Society Not offering 18 month Fixed Bond to regular savers
Hello All,I have a 2 year fixed rate bond which matures this month with the Skipton Building Society.I intended to reinvest the proceeds with the Skipton Building Society utilized my online account to transfer the funds to a new savings account.I was anticipating the availability of the 18 Month Fixed Rate Bond Issue…
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Savings for teen earner
My 16 year old daughter has left school and now has a job on a casual basis but which for now is earning her around £500 per month. She's keen to lock some away to avoid frittering it - say £300 per month. That's more than your average kids' savings account allows and I'm having trouble finding one for under 18s that…
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Investqhub
Hi All, TL:DR - looks like a scam, smells like a scam - but how is it making money for some? A family member of mine has been pressured by other family members to make a large (£30k) investment into Investqhub. They cannot afford this and took out a loan “not to miss the opportunity of a lifetime” (yes I know this is debt…
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Tax code regarding two pensions
Hello to everyone, first time post from me. I have been receiving my Local Government pension for around 3 years now after taking early retirement at age 60, I'm 63 now. I receive from this around £5000 per year, this is my only income aside from interest from savings which is less than the limits that I am allowed (£5000…
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WeShop app - anyone used?
A friend has sent me a link and referral for this app and I wondered if anyone had used it? They're claiming that they've got nearly 5k in shares now just from doing their normal shopping and are using it as a savings pot. It feels too good to be true for me but it's very difficult to cut through the noise of potentially…
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Transferring ISA replacement allowance
Just realised my ISA interest rate has dropped to 3.7% so looking to transfer to Trading 212 to get 5.05% however I've got £4.5k replacement allowance to use up, will this get transferred or would I lose this?
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Fixed rate savings account deposit window
I have a fixed rate savings account from The Co-operative Bank that I've mistakenly sent money to after the deposit window! My fault for having multiple accounts and picking the wrong one. It wasn't a huge amount but what's the deal for getting the money back? Will it just be refunded to the original payment destination?…
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Ditching the flat for van life: What would you do?
Hi everyone, I’m considering a big lifestyle change and would love to hear your thoughts and perspectives. I'm in a fortunate position, I work remotely, own my flat (mortgage), and currently live and work from home. However, I’m starting to feel stagnant and want to make the most of my position by traveling and living in a…
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Crypto Currency ??
I understand what crypto currency is - its a "virtual" currency But I can't understand how people can make a fortune / loss investing in itand what is the equivalent in £'s or $'s to "mining" ?is it "printing your own currency ? Could someone explain to me in simple terms ?
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Does a "number of withdrawal" limit include withdrawing everything?
Hi, just want to check something before I apply For a savings account like chip where there's a limit on number of withdrawals, are you allowed to withdraw everything without losing the interest rate? If that was your only withdrawal? I couldn't find the answer on their website Many thanks
Have a savings question you're keen to discuss? Here is where posts around ISAs and tax-free savings live.
