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Product That Was Available Similar To Options
Does anyone remember the name of the product you could buy in the nineties that was similar, but less volatile than options or futures, and perhaps longer term? I bought and sold some at the time and cannot remember the name. I am not sure if they are still available or have been phased out over time.
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Best way to make £150k work?
Hi, We are selling some assets and hoping to get about £150k to put into savings. It could be a bit less, but I think we can count on having around £100k to play with. This is all there is, we are not high earners and not currently able to save much on a monthly basis, so we want to be smart and safe about it. Savings…
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Unable to get sharesave money returned from Capita
I had a SAYE / sharesave scheme with Capita for a company I worked at circa 2014-2016. Obviously I appreciate that was a really long time ago. When I left the company, I was under the impression that the SAYE scheme would stay in place and that I didn't need to close it down at that time. Back then I was in my early…
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Balanced Commercial Property trust buyout.
I have a fairly substantial holding in the above trust which has been bought out by a private company. I’ve held them in the BMO savings plan for donkeys years. Although I’ve had all the info on the buyout and the vote is yet to happen, given the premium offer price I assume it’s a done deal, although I’ve been unable to…
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Nationwide InvestDirect post-paid envelopes
I have held an NW InvestDirect account for many years because, being a free postal account, it provides a convenient way to deal with any cheques I receive. Until recently, whenever I sent in cheques, NW would send a statement with a new paying-in slip pre-printed with my account details, and enclosing a replacement…
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Confusion over GBX limit orders
Following a share save issue I listed the shares on a LIMIT ORDER sale however due to my inexperience and the none clarity of the document the shares were sold at GBX value My order was listed at 2.75 me thinking £ but the company sold them immediately as took the value as 2.75 pence. I was informed by two employees of…
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Where to put sports clubs surplus cash?
I've recently taken over as treasurer of a local sports club, and we're in a very privileged position that we have a 5 figure surplus of funds that we don't really need to access. It's currently earning us 0.75% in interest and I'd like it to work a lot harder. Anyone any experience of products that a re available for…
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Cahoot Sunny Day Saver
Has anyone closed their Sunny Day Saver and successfully reopened for a further 12 month term? Thanks
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SIPP providers accepting single company shares
Is anybody aware of a SIPP provider who will accept the transfer of single company shares into their scheme please?
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Is it realistic to retire on a monthly income of £2000 per month with no rent or mortgage to pay?
All these figures are adjusted for the average UK inflation rate of 2.82% per year for the next 20 years. I've been messing around with some investing calculators and just trying out some numbers but based on my personal calculations, assuming an average 8% market return per year, I could retire at 55. Then if I withdraw…
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Pizza Hut restaurants
https://www.bbc.co.uk/news/articles/cdd0nzv6v1no https://www.google.com/finance/quote/YUM:NYSE?sa=X&ved=2ahUKEwiqz6CK_OGJAxVDW0EAHfcnMWkQ3ecFegQIZBAh&window=1Y Would you be worried about having shares in the above company, have I got the right one?The operator of Pizza's Hut restaurants in the UK is looking to raise more…
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Trading 212 - question on rebalancing pies
Sorry if this is a silly question (I'm both new to investing and Trading212). I've put together a few things in a custom pie, but wanted to tweak the weighting % of each holding in the pie. If I want to tweak the weighting of my holdings, do slider changes apply automatically? Or do I need to do the extra step of…
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Transferring Assets (funds) to spouse
I wish to even out our Capital Gains liabilities between my wife and myself. I believe that transferring funds between spouses can be done without incurring CGT. How do I go about this (we both have iWeb GIA accounts and wish to transfer between these). I assume that we can't just sell from one account and rebuy in the…
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Smartsave one account only
Does anyone know the exact rules regarding not having more than one account at Smartsave?My partner has a 1 year fixed term account with them (expiring shortly and being reinvested in new one). I tried to open an account in my name. I got to the point where my details were going in and it came back with you can only have…
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Need advice
Ho there my sons due some inheritance that he can't touch until he's 18. He's currently 16 and it will go into his young savers account for now. Where can I put it? It's just over 20k need advice where to place it please?. Confused.com
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Easy Access Accounts allowing more than 1 nominated account
Have searched but not found anything. Anyone know of easy access accounts that allow more than one nominated account and monthly interest whilst paying decent interest rate I know Skipton do but rates are low. Tandem do but not keen on app only accounts. Thanks in anticipation
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New to CGT - calculation for Acc units partial disposal
Not sure if this is the right board I want to realise my CGT allowance of £3000 for 24/25 I want to sell some of the shares in an Acc fund. If i bought N shares originally and I sell n shares I think my cgt would look something like this: profit = sale value - (original value*n/N) - accumulated dividends. My question is do…
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Best place to put £80k for 6 months?
I need to put £80k somewhere safe for about 6 months. It's probate money so won't be there much longer, and can't be put in an ISA. Where would be secure and offer a good rate for that term?
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Dividends for ishares core MSCI world index etf acc
I have opened a general investment account with Investengine and invested in MSCI All world acc ETF. But struggling to find dividends for filling the tax return. Have looked on trust net and Ishares but couldn't find it. Also unable to find dividend information for Vanguard All World UCITS etf acc. Any help hugely…
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reducing hours - will starter saving rate come into play
Hi all. I'm looking to reduce my hours at work next year, somewhere around mid tax year. As I'm a fairly low earner, this reduction will mean over the whole year I will be earning less that £18570. The first part of the year I earn more, pay tax and have personal allowance of £1000 but 2nd part will be on the cusp of not…
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