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Crypto regrets
I dabbled in crypto around 2023. Tiny amounts initially but when I had the courage to go big, my bank 'S' stopped payments to binance. I instead invested in property, which resulted in a loss.... Are there any low fee crypto platforms where I can start again, that won't be blocked by my bank? Have I missed the boat or is…
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Save or pension?
I am currently going through a separation, but unfortunately we are having to live together until we put the house on the market and sell it. I have an emergency fund of 6 months expenses. A paid off car and no other debt but a mortgage. Should I stop pension contributions and just stash cash until I have bought a new home…
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What are best savings accounts for a lump sum …?
Hi. I am writing to ask what best savings account would be if a lump some £10k . The account would be in my eldest daughter’s name. I have pre paid my funeral but would like to leave them actual money when I die . I privately rent and and do not have a property to leave when I die . Many thanks in advance x
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What to do?
I have recently become mortgage free so I have a bit more money to play with. I currently put away £400 a month in 2 accounts and have £4k sat in a Santander high interest account. I reckon I can afford to save another £200 to £300 a month. I've also been tracing all the pension funds I've acquired from various employers…
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Index-Linked Savings Certificates Growth Calculation
I appreciate that I am probably in the dying-breed of people hanging onto Index-Linked Savings Certificates, however, I do not understand how the growth is calculated (I thought I did!). One of my certificates recently matured and the growth seemed rather low. I queried how growth is calculated and received the attached…
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Is there an ETF equivalent to vanguard global short term bond index hedged?
Just as the title says.
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Adding name to existing ISA account
Hi wanted to know if we can add adult children’s name to our existing ISA high income - ( parents) both have separate accounts . Thank you
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SSAS Pension - Finding a Stock Broker
Looking for recommendations / experience from anyone with a SSAS as to which broker platforms will open an account for a SSAS held by non-corporate and non-FCA regulated Trustees (ie me and my business parter are the Trustees). Our limited trading company is the sponsor of the SSAS. I have various SIPPS and am familiar…
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Looking to invest
Hello, I am looking at investing and would appreciate any guidance or pointers from the knowledgeable people on this forum. I don't have the knowledge or expertise to look at what companies etc to invest in, so ideally would be looking for a ready made / 'off the shelf' product, if such a thing exists. Looking at investing…
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Minimum opening balance £1,000.
Looking into opening another regular saver account and
have looked atAldermore https://moneyfactscompare.co.uk/savings-accounts/regular-savings-accounts/ View further details states a minimum monthly deposit of
£25 but when you click onto Go to providers site it states Minimum opening balance £1,000. Can someone explain…
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Are there any millionaires who contribute to MSE?
And do any of them attribute any of their achievement to the advice and guidance given and available on here? I'm some way short of that target but I do feel it's possible. Thoughts?
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Kent Reliance withdrawals
How on earth do I withdraw to my nominated account Seems to be no link... Have issue 82 Is the issue i am trying to do it on the mobile???
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Upto 1 month fixed savings?
https://moneyfactscompare.co.uk/savings-accounts/ Hi. I am confusedwith this what is up to 1 year and 1 year fixed. I thought to get the best rates it had to be a fixed period of time. Paul.
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Santander Investment Hub issue
Hi everyone, I'm having some serious issues with the Santander Investment Hub and was wondering if anyone has had similar? I have a small S&S ISA and decided to add £1,000 to it from other savings. First ISA deposit of the tax year so no issues, coming from a Santander bank account, thought this would be very simple. I…
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Maximum withdrawal limit?
I have been through a tough time with nightmare tennants. At last I had my property on the market and the sale is going to complete very soon. After the sale as the money is legit its coming from a house sale is there a maximum limit on what I can withdraw by giving notice or will there be questions asked? I am banking…
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My Portfolio
Here’s what I did......for comment, to adapt or ignore. Following the markets correction in April, I decided to put together a new portfolio, something that I was going to be very comfortable with and one that befits my advancing years. I had several objectives, all of which have been met. The most significant is my desire…
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Buying shares
I’m thinking of purchasing some shares, through my limited company, in Berkshire Hathaway (class B shares), and would welcome advice on the cheapest and best way to do it? I have some company funds invested in an index fund, through an IFA, but I’m not sure it’s great value, due to the fees etc. One thing that concerns me…
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Inheritance
So we are due to get some. It’s a 4 way split house sold around 4 weeks ago and person now living there. The funds are in solicitor account. Not sure what the delta is there’s definitely nobody owed any debt. Obviously nobody can say when we will get it here but my worry is this drags on years? They did suggest months but…
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SIPP v Stocks and Shares ISA
I read that only 15% of UK adults have a stocks and shares ISA as most don't understand them. I've spent today trying to understand how these work. I'm late 50s and due to working part time as I was a lone parent, my nhs pension will be 'adequate'. Lump sum as of March 2024 statement is sitting at £30000 and monthly…
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Employee Barclays Share Save - I've left employment
I've recently left my employment with Barclays Bank and bought company shares which are registered at www.globalstocksandrewards.com. I've just received a letter from Morgan Stanley advising that I need to either sell them or transfer to a 'Personal Brokerage Account'. To do this I need their Clearing code/DTC Number,…
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