-
Capital Gains Tax: to raise cash, sell shares from ISA or outside?
If I want to raise some cash, is it better to sell shares from within my ISA (no CGT to pay, but tax-free status of those shares lost) or sell shares outside (would have to pay CGT as over allowance, but tax-free status not an issue)?
-
selling Uk hares when no UK bank?
Hi there - i can see that a similar question was asked before but the answer was not clear/didn't apply to me. I would be very grateful for any advice. I worked all my life in the UK and bought some shares - worth approx £20k today, in two different companies, via my old closed bank account. I only ever had paper copies.…
-
NatWest digital regular saver
Just launched. Same as RBS one. I.e. 3%, max of £50 per month. https://personal.natwest.com/personal/savings/digital-regular-saver.html
-
Penny Shares
Hi, I brought some penny shares in a company called Benson Group PlC in 1997. I have found out they changed their nameto Energy Technique. How do I find out if these shares still exist and where I can sell them Thanking you in advance for any help.
-
Limit or Stop selling - what's the difference?
So my share account has the option online to sell using a Limit or a Stop setting. The account shows these as the explanations but frankly I'm not sure what the difference would actually mean. What I would like to do is set a price to sell a certain volume of shares. So sell 1k shares at £4 for instance. Limit - Buy or…
-
Chetwood savings help
Hi forum buddies, I opened a savings account yesterday with Chetwood, received all the welcome info/ deposit link etc. I deposited 19K but 24 hours later has still not shown up in my account.. should I be panicking or not?😬 I’ve tried emailing/messaging them but no reply as yet.
-
Halifax transfer cancelled
I have maximum+ interest ISA with Halifax that matured 2 weeks ago I sent a transfer on the 17 th January from 212 . Today I get a email from 212 saying the transfer has been cancelled due to my national insurance number not matching (ok) , so I ring Halifax to find out what national insurance they have to be told they…
-
Tracking Index fund investments on Trustnet
Good chance this is a very basic question, but looking at a funds performance on Trustnet for example over the last 5 years, is this as simple as looking at the Performance result after 5 years? Or am I reading this wrong? Thanks!
-
Index historical data
Hi, I am attempting to find and download historical data for some common indexes. This data appears to be behind pay walls. Anybody able to point me to the most cost efficient method of downloading this data? Thanks, Dan
-
Best way to maximise interest income
Hi there, hopefully a fairly simple one I hope you can help with please, my partner has about £30K of savings and wants to keep it easy access, so It seems currently best returns about 4.5 - 5% interest meaning, if my basic maths is right, at least £1350 interest a year and therefore £350 over the tax threshold. So my…
-
Problems with Raisin.co.uk, a savings platform mentioned in MSE's savings section.
It's easy to put money into savings accounts with raisin.co.uk. It's difficult to get the money out. Are other people finding the same? Raisin has 22% bad reviews at Trustpilot.com with complaints of slow payments, poor customer service and (in my case) intrusive demands for private documents to verify the source of my…
-
Chip not offering bonus?
Just signed my MIL up to Chip so she could get the Easy access savings account with bonus but its not showing on the app, just the instant access at 3.75%. The offer is splashed all over their website but its not on the app. Have they finished it?
-
FCMB via Raisin
Hi Folks, Was wondering if anyone has experience with this and how it has gone? Thanks
-
SAYE does it count towards adjustable net pay
Hi, I am currently laying £500 a month into my work Save as you earn scheme. Can this be used to adjust my net pay I.e £6000 less on my net pay. I know SIPPs count to lower the net pay. Thanks in advance for any help with this.
-
Retired with UK and EU pension
Martin has newly warned about savings income for employed people but I want to know what should be done when like me you have a UK state pension plus a French pension in Euro's and a lumpsum purchased annuity. The total of these incomes is under £40,000 depending on exchange rates of the French element each year. I have to…
-
MSE Recommendations - Problems?
Just wanted to share with you my recent experience of following up on an MSE Easy Access Savings recommendation. The two accounts that caught my interest were Atom and GB Bank Ltd which both appeared to offering the best rates at that time (Last week! - w/c 20th Jan). Atom is app based and has no website presence. Having…
-
Problems renewing TSB monthly saver
My current Monthly Saver has now matured and the money moved to an Easy Saver. A couple of days later I set up a new Monthly Saver through the Web site and it was set up. It asked if I wanted to set up a monthly standing order which I did. But on trying that it came back with an error screen. So I decided to set it up…
-
Moving my ISA
Hi All I have an Cash ISA the interest rate has gone down to 2% and the next interest payout is September this year, would I be better moving it to a new bank with a higher interest rate before the new Tax year as I have yet to put any extra money this this tax year. kind regards
-
tax liability
I have money in trust for my 3 grandchildren who are now over eighteen years of age. but they will only receive this when I pass away. Who is responsible for paying tax on any interest over the allowed £1000.00 per annum as they do not know the existence of this trust.
-
Savings
We have £30,000 that we wish to move into a better savings account. We would like easy access. We add around £200.00 a month into it. Anyone got any advice please.
Have a savings question you're keen to discuss? Here is where posts around ISAs and tax-free savings live.
21.1K discussions
159.1K comments
Most recent: Cash ISAs: The Best Currently Available List by epm-84
Today at 2:36PM
