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Limit or Stop selling - what's the difference?
So my share account has the option online to sell using a Limit or a Stop setting. The account shows these as the explanations but frankly I'm not sure what the difference would actually mean. What I would like to do is set a price to sell a certain volume of shares. So sell 1k shares at £4 for instance. Limit - Buy or…
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Chetwood savings help
Hi forum buddies, I opened a savings account yesterday with Chetwood, received all the welcome info/ deposit link etc. I deposited 19K but 24 hours later has still not shown up in my account.. should I be panicking or not?😬 I’ve tried emailing/messaging them but no reply as yet.
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Halifax transfer cancelled
I have maximum+ interest ISA with Halifax that matured 2 weeks ago I sent a transfer on the 17 th January from 212 . Today I get a email from 212 saying the transfer has been cancelled due to my national insurance number not matching (ok) , so I ring Halifax to find out what national insurance they have to be told they…
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Tracking Index fund investments on Trustnet
Good chance this is a very basic question, but looking at a funds performance on Trustnet for example over the last 5 years, is this as simple as looking at the Performance result after 5 years? Or am I reading this wrong? Thanks!
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Index historical data
Hi, I am attempting to find and download historical data for some common indexes. This data appears to be behind pay walls. Anybody able to point me to the most cost efficient method of downloading this data? Thanks, Dan
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Best way to maximise interest income
Hi there, hopefully a fairly simple one I hope you can help with please, my partner has about £30K of savings and wants to keep it easy access, so It seems currently best returns about 4.5 - 5% interest meaning, if my basic maths is right, at least £1350 interest a year and therefore £350 over the tax threshold. So my…
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Problems with Raisin.co.uk, a savings platform mentioned in MSE's savings section.
It's easy to put money into savings accounts with raisin.co.uk. It's difficult to get the money out. Are other people finding the same? Raisin has 22% bad reviews at Trustpilot.com with complaints of slow payments, poor customer service and (in my case) intrusive demands for private documents to verify the source of my…
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Chip not offering bonus?
Just signed my MIL up to Chip so she could get the Easy access savings account with bonus but its not showing on the app, just the instant access at 3.75%. The offer is splashed all over their website but its not on the app. Have they finished it?
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FCMB via Raisin
Hi Folks, Was wondering if anyone has experience with this and how it has gone? Thanks
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SAYE does it count towards adjustable net pay
Hi, I am currently laying £500 a month into my work Save as you earn scheme. Can this be used to adjust my net pay I.e £6000 less on my net pay. I know SIPPs count to lower the net pay. Thanks in advance for any help with this.
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Retired with UK and EU pension
Martin has newly warned about savings income for employed people but I want to know what should be done when like me you have a UK state pension plus a French pension in Euro's and a lumpsum purchased annuity. The total of these incomes is under £40,000 depending on exchange rates of the French element each year. I have to…
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MSE Recommendations - Problems?
Just wanted to share with you my recent experience of following up on an MSE Easy Access Savings recommendation. The two accounts that caught my interest were Atom and GB Bank Ltd which both appeared to offering the best rates at that time (Last week! - w/c 20th Jan). Atom is app based and has no website presence. Having…
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Problems renewing TSB monthly saver
My current Monthly Saver has now matured and the money moved to an Easy Saver. A couple of days later I set up a new Monthly Saver through the Web site and it was set up. It asked if I wanted to set up a monthly standing order which I did. But on trying that it came back with an error screen. So I decided to set it up…
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Moving my ISA
Hi All I have an Cash ISA the interest rate has gone down to 2% and the next interest payout is September this year, would I be better moving it to a new bank with a higher interest rate before the new Tax year as I have yet to put any extra money this this tax year. kind regards
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tax liability
I have money in trust for my 3 grandchildren who are now over eighteen years of age. but they will only receive this when I pass away. Who is responsible for paying tax on any interest over the allowed £1000.00 per annum as they do not know the existence of this trust.
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Savings
We have £30,000 that we wish to move into a better savings account. We would like easy access. We add around £200.00 a month into it. Anyone got any advice please.
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Investment timing- thoughts…?
Hello- newbie here. Hoping to gather some thoughts and ideas about when to invest. i have a lump sum about (90k) and are looking for somewhere to invest it. I think that I may have settled on VUAG and / or an all world cap . Max out the ISAs first of course. The S&P 500 seems high at the moment and I am mindful of the…
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Too little to late
My wife and I downsized 12 years ago and invested £50000 in HSBC GIC account. I didn’t look at our investment till last weak and found out that We were down 2.3% on our initial investment. Is it all bad and what can we do for our short future.
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Compound Interest on Reg Saver
According to the First Direct Reg Saver T&C, if you save £300 per month for 12 months, the total int will be £136.50. However, I put these figures into the FV calc in a spreadsheet (ie £300 at 0.58333% rate for 12 periods), and I get a total int of £117.77. Probably doing something wrong in my calc, but I tried several…
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Joint savings account.
I am 78 and recently had a stroke and then bowel cancer operations etc. Knowing that probate can often take over a year, I would like to open a joint savings account with my daughter to tide her over during that time. Problem 1. I live in a town with no bank or banking hub. Problem 2. I bank with Nat West and Halifax and…
Have a savings question you're keen to discuss? Here is where posts around ISAs and tax-free savings live.
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158.2K comments
Most recent: Question re moving maturing ISA funds and adding additional amount by friolento
3 August at 8:37AM
