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Motoring

Cut your car costs: this is the place to discuss motoring MoneySaving.

Another over priced car insurance renewal quote!
Just looking at our car insurance renewals as they're due in three weeks. My wife's insurance for her Audi A3 was £306 last year with Hastings. Their automatic renewal quote was £550! That's £244 more than last years, despite there being no change, no claims, etc! That's crazy! Most comparison sites have renewal quotes of…
Astra j fuel filter
So I’ve change my front brake pads all went well change air filter and oil filter and done an oil change as trying to do more things myself. now was looking up on changing the fuel filter but there’s one thing I’m not 100% on even after watching YouTube and looking online and that is does my car automatically prime when…
Scrape, my fault, should I claim?
Wpukd really appreciate some advicd on this car insurance conundrum: If someone, hypothetically speaking, lost control of their car and dented the entire driver's side on the central metal barriers of a dual carriageway, what should they do? The driver was at fault, but no other people or vehicles were involved and no…
Car insurance - business use if WFH?
Hi everyone, have searched here and generally on the net but not found an answer to this. I'm working remotely, and my employment contract states that place of work is my home. This means the company pays expenses if I'm asked to go to the office (about once or twice a month). However the employer says this means car…
Just had accident (Not my fault) - How to handle?
Hi All I just come off the phone from my insurance company confused and was hoping for guidance please. I was stationary and the driver in front reversed into my car causing damage to my car. I have the details of the driver / his company / his insurer I also have contact of witness confirming the same Option 1. My…
Churchill - Misleading information provided by agent
Churchill are asking for an addition 30% on top of my policy for changing my vehicle to a new vehicle less than a month after renewal. This is probably not surprising, but I only decided to renew my policy with Churchill after speaking to an agent about fees and policy changes for changing the vehicle as I had expected to…
Which Stop/Start battery - AGM or EFB?
Seemingly the AGM is better technology, but for the same price I can get 5 more Ah and 60 more cranking A from the EFB at the same price. Both 4-year warranty. AGM: https://www.ebay.co.uk/itm/235654249213 EFB: https://www.ebay.co.uk/itm/335503575131 Ta :-)
What REALLY is the proper Service schedule (to maintain the warranty). VW & BMW telling lies
Hi all Myself and my son have (quite coincidently) recently been contacted by our dealers telling us that service/oil change is due to maintain the warranty. I am now genuinely confused. Firstly me... I bought a brand new VW Tourag from a main VW dealer 7 months ago. Yesterday I had a call from VW telling me I was due a…
NIP for speeding - Incorrect info on photo
I've received a Notice of Intended Prosecution for an alleged speeding offence but there's inconsistent information on the provided evidence. The letter states an offence of 21st August, but the photo has a date of what looks like 1st March (or maybe 3rd January if it's using a US date format) Given that at least that bit…
Speeding Advice / Entrapment
Was away 2 weeks ago and got caught by setup on M62. Cruise control set to 59 in a variable speed with all at 60, then suddenly one drops to 50. Before I could slow down it's back up to 60 but within that space I guess I got flashed. Have seen Image from notification but variable speed is not clear on image. Is there any…
Handler Protect - Extended second hand car warranty
Hi all, I've just bought a 2012 Ford Fiesta. The car came with a 3 month warranty with Handler Protect. I paid £100 to extend the warranty to 2 years. I have heard that these extended warranties aren't worth the paper they are written on. Has anyone had experience of this company and/or can recommend an alternative…
Is RAC Tyre Replace worth it?
I'm considering the add-on to RAC cover called 'Tyre Replace': https://www.rac.co.uk/breakdown-cover/breakdown-extras Has anyone had experience of how this works? I have premium tyres fitted but can't find anything on whether they'd replace an existing tyre with one of the same brand and model? They say cover per tyre is…
Car insurance question
Hi all, Wondering if anyone can help me with something. I chose not to renew my car insurance with Churchill and instead went for Admiral who quoted me a fairly reasonable price. Except when I attempted to purchase it online I was told there was a problem and so needed to speak to an online advisor. Anyway to cut a long…
Claiming on Consumers act 2015 for a used car
Hi, I am hoping somebody can help. No judgement please I've never brought a used car before. I bought a used car from a dealer 5 months ago, I found out a few weeks back it's Cat N, the dealer didn't disclose this, nor advertise it in his listing. I know I should have done a check but isn't this a false advertisement? I…
Car insurance renewal rip off
Just had renewal quote for car insurance with Admiral. What a rip off. Its more than last years. Thought it was supposed to be the same or cheaper. Decided to go elsewhere. Just be careful with renewal quotes. Please shop around u will save money which we all want. Just wanted to warn people.
Cover Letter for NIP (speeding)
Hello everyone, I'm new to this forum and appreciate any advice you can offer. Recently, I received a Notice of Intended Prosecution (NIP) for driving at 54mph in a 40mph zone. I fully acknowledge that it was my fault, and I'm not looking for advice on how to avoid the fine altogether. However, I was wondering if it might…
Cancellling auto-renewed breakdown cover
hello folks, I need to cancel an auto-renewal (now just over 48hrs since received renewal email), and wondering whether a cooling off period applies to auto-renewals, in same way as it does to new insurance policies. Called to ask, but my precise question "is there a cancellation charge?" was met with vagueries. Thanks…
Admiral vs Auxillis — minor no fault repair
Hi all, Last week I was stationary at a junction waiting to turn when a commuter bus in the other lane veered into my lane and the back of their bus scraped the side of my car. Meanwhile, the bus has paint scraped and a crack on their rear panel. The damage seems minor, but since it wasn't my fault I'm not keen on paying…
Car worth less than repair and on finance. Common fault
This is quite a long post but looking for advice - I will try and keep it as brief. I bought a 2016 Ford Fiesta 1.0 ecoboost on finance through Arnold Clarke, March 22. The car was around £9k and I added a 2 year warranty and service plan to ensure the vehicle was looked after. It has been serviced twice in the 2 years and…
Advice needed for repair complaint
Looking for some general advice about how to progress with a complaint against Honda UK. The fuel pump on our CRV (4.5 yrs old. Approx 44k mileage) prematurely failed last Sept (2023). Honda dealership couldn’t pinpoint why or guarantee it wouldn’t happen again so I agreed to replace at a relatively hefty cost. Just last…

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MSE News

Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.

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