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Cancelled car insurance debt
NotThisNotThat
Posts: 1 Newbie
in Motoring
Hi everyone. I had a van insurance cancelled in 03/2019 due to direct debit non payment. The company just cancelled the insurance and i thought that was it. No word from the company since then but until recently when i got their email in my junk folder saying i owe them money £462. Its been 6 years now do i really have to pay them the money?
0
Comments
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The Limitation Act 1980 under s5 gives a firm 6 years to start a court claim from the 'cause of action'. Now you would expect the cause of action to be March or April 2019 so if they have not already started a claim then the debt is statute barred, unenforceable and, while it still exists, you don't have to pay it2
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