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RAC breakdown cover £453!
I nearly fell off my chair when I saw my RAC renewal. If I look on a comparison site it shows the RAC at £75! Their service is terrible, 3 call outs in 2 years all over 4hrs wait time. I'm thinking the AA, Gem or Green flag so open to reviews.
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Car HP - Voluntary Termination
HI I am looking at exercising my right to VT my HP agreement with V12 Vehicle finance. I have not yet paid the 50% threshold required to VT, however I am willing to pay the remaining balance to reach the 50% mark. (V12 have confirmed the amount over the phone etc). However, they also advised that because I have not reached…
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Luxury road tax rates for electric vehicles after April 2025
Luxury Car road tax means if your car cost more than £40,000
when new, you have to pay an extra £410 a year for five years, on top of the
standard rate. Therefore road tax is £600. Zero-emission cars were exempt from the £40,000 rule as
of 1 April 2020. But for new electric cars registered after 1 April 2025,
owners will…
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Can I make an insurance claim to repair damage, prior to a PCP Voluntary Termination?
Hoping someone can help - I am due to VT my existing car due to a change of jobs - with the new job providing a company car (I am currently on a temporary car allowance which is due to end soon). I damaged the car 2.5 years ago (rear wheel arch catching Heathrow's Short Stay pillar) so would likely not fall under the…
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Road Tax
Hi all. Looking for some advice on a situation I have found myself in. Firstly, I am fully aware that this is my mistake, however rest assured, it’s a complete honest mistake! I pay monthly for my road tax and received a notification in the summer to say it was coming to the end. However, I thought (thought wrong) my road…
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Deposit on car but advisory appeared on new Mot
Hi I put down a deposit on a ford kuga 2015 done 105k miles and the garage said they would put a new mot on it, it's been done today but come up with :... * Front Oil leak, but not excessive Covers fitted underside vehicle preventing full inspection (8.4.1 (a) (i)) rear sub-frame corroded but not seriously weakened (5.3.3…
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Insurance claims for small bodywork damage caused by passenger
Hi everyone - would be interested in your views. I was a passenger in a vehicle I am not insured to drive - my door was caught by the wind and knocked the car next to us making a small dent. What's the insurance position on this? I am not insured to drive this car and wasn't the driver. Has anyone dealt with this kind of…
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Car Fuel Door Fell Off
Hi All I have a Nissan Qashqai, Last week I was filling up and while doing so the fuel door fell off onto the floor. It wouldn't fit back on, the cap does go back on and clicks into place. The door is still attached to the cap I have just put some tape around the door. I do want to get this sorted, was going to take car…
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Advice on mentally getting over car accident
Hi, I was in a car accident on a minor road with another vehicle. I pulled out onto a road, thinking I had enough time but the other driver was speeding. Anyway, we took details. I had reported to insurer anyway as you have to. The other driver started taunting me over texts and asking if I had told lies to insurance. I…
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Anyone heard of My Auto Service Plan?
Hi All, I was recently persuaded by my mechanic to take out a car service plan as he suggested the next time I put my car in service the bill could be really high giving the number of advisories. Anyway, I signed up with My Auto Service Plan however I could not find any reviews of them on Google or Trust Pilot. Further…
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Help with speeding ticket on stollen vehicle
Please can someone help. I was the the registered keeper of my vehicle. I reported my vehicle stollen on 20th July 2020 - having last used it back in March/April pre covid/lockdown. The vehicle was retrieved by police and scrapped on 28th July. On 27th August I received a Notice of Intended Prosecution (NIP). Speeding…
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Car repairs will take several weeks - MOT due now - should I SORN it?
Advice please! Car in with Peugeot dealership due to a faulty catalytic converter which they replaced less than a year ago and so still under warranty. Have been advised that the new part will take "several weeks" as currently none available in the UK. MOT due in 10 days so repairs won't be done in time. Is it best…
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Car issues - refund only after fair usage charge
Any help or advice please. I bought a car in April with a £3000 credit card deposit and the rest on a PCP. Within a few weeks the car developed a number of faults (one of which was 'fixed' prior to purchase by the dealership). Since then the car has been in various approved garages a number of times for the issues to be…
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MOT/Tax/Insurance
Sorry if these are really daft question but I am struggling to work it out. I have recently relocated and transported my motorbike to my new address. I knew things were about to expire but wanted to wait until I was properly moved first (I was living in temporary accommodation in new area while bike was stored in garage at…
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Buying out a PCP deal immediately
I’m looking to buy a used Audi and they have a deal whereby if you take out PCP on the car they will give you ‘complimentary’ 2 years warranty, 2 services, 2 MOTs, 2 year key cover, 2 year breakdown cover etc. The problem is the APR is 13.8% so I was looking to take the PCP deal and then pay off the settlement as soon as…
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RAC Breakdown cover discounts
TopCashback indicates that for a new RAC cover including home cover and free MOT and national breakdown cover is something like £108. There is a 40% discount which brings it down to something like £78. The site also indicates that if you buy a policy of a value greater than £100 You’ll get £60 cashback. The question is if…
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Which car breakdown service for a new car owner .. local driving only
Our daughter has just bought her first car .. nothing fancy, but she's happy. I've suggested she takes out car breakdown but I'm not too sure which is best. She'll only be using the car to take her kid to school and to commute to/from work Personally, I use Autoaid, which was recommended on its site thanks for any advice !
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Alternatives to the AA
I've been a member of the AA for may years.However, they've let me down on two occasions: this year and last * My son (he's named on the policy) had one of my cars and it wouldn't start; I'd renewed the Road Tax online the day before, but it didn't show up in the AA's system so they refused to come out; they wouldn't…
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Help on incident with person's gates & my car
Please help I am a private caterer and last month upon leaving my clients house, at 10pm, he followed my car to the gates of his house, to open with a hand held remote control. As I sat before the gates and saying goodbye to the client, the gates were already open.as I said goodbye I proceeded forward, not being told that…
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Ford Transit Custom - suspected wet belt failure
Yesterday, one of my company vans broke down. Driving as usual, the brakes appeared to be malfunctioning, moments later 'low oil pressure' warning notification, quickly followed by engine cutting out. RAC called, operative diagnoses suspected wet belt failure within minutes of arriving, apparently it's a common fault (I…
Bought a car, van or motorbike on Personal Contract Purchase (PCP) or Hire Purchase (HP) since 2007? Discuss the probes into hidden discretionary commission and undeclared commission - and how to complain.
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