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car insurance quote lead time
My new car comes in 4 weeks and trying to save a few quid on car insurance it always pays to search early and pay in advance. i am seeing quotes vary by hundreds if you try to get a quote for a car to be insured quickly. I am happy with the quotes for insuring in 4 weeks time, but it wont let me purchase due to the new car…
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Automatic Gearboxes
Hi, I'm just about to buy my first automatic and I understand that the gearboxes are more complex and will require more in depth (ie expensive) servicing. I've seen two Nissan Jukes, one a 68 with 12k miles and a 19 with 24k miles, both from different branches of the same dealer. Am I better off going for the 68 with fewer…
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Škoda Enyaq financing
I posted this on an Enyaq forum but since is a money saving site what are people’s thoughts on the below I have decided to get an enyaq sportline but torn between purchase options. There is a lease deal for a brand new 85x sportline that is £3782 upfront then £315 per month for 2 years.Total over 2 years £11342…
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Approved Used Car - Strange Odour / Smell, what are my options
Hi, Looking to buy a used approved car but during inspection i noticed a strange strong odor (wet pet / dew). Flagged to the dealer before delivery of the car. Dealer responded will try best but cannot guarantee. Also, trying to cross sell optional product which includes steam cleaning, polishing and lifeshine autoglym…
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Non fault accident - repair cost if not repaired
I was planning to sell my car, which is a 2010 and hard to get parts for but has MOT and runs fine, but someone hit me from behind and the tailgate is damaged. Their insurer accepts responsibility, and has asked for my costs but it would suit me to get a cash payout and sell unrepaired (tailgate still works). Is that…
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Damaged car missold?
In October 2023 we purchased an ex demo car which was a few months old. All was fine until a year later when I noticed the paint had rubbed away in a small area at the front edge of the door. On closer inspection, I could see that the door and the front wing are touching when the door is opening and closing. This prompted…
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Continuous fines for congestion zone - can I invoice TFL for my time?!
I have a Renault Megane, registration plate that ends in NLD. For over 12 months now, every couple of weeks, I recieve a postal fine for a congestion zone charge for a Renault Clio with a registration plate the same as mine apart ending in NLO. The first fine I got, I panicked and assumed as the vehicles were similar, my…
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After passing your test , when did you have your first crash/accident?
6 months after passing my test
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Pothole claim solicitor
Hi having had our claim against national highways rejected for the damage caused by a pothole to our car we are now considering using a solicitor to make a claim on our behalf . Am wondering if anyone else has made a successful claim with the help of a solicitor? If so who do you recommend? Thanks in advance
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PHEV or Full EV and PCP vs Part cash & Loan
I am currently looking at either the Hyundai Tuscan PHEV with a 38 mile battery range or Skoda Enyaq Sportline. The Hyundai Tucson is £27,750 and was first registered in March 2023. It does have a low PCP rate of 7.4%. The Skoda Enyaq Sportline was first registered in December 2021. It has done around 50,000 miles with a…
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Time to repair and repaint bumper
Hello, I'm hoping someone can shed some light on the following: Ford C-Max's rear bumper got deep scratches on the corner while parked. Estimate of repair is to strip, repair, repaint, and refit bumper and they are telling me that they estimate it will take 10 working days... I have no idea (hence my question) but that…
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Insurance too cheap?
When More Than left the motor insurance market, Swinton Insurance offered me a policy, at an attractive rate. I have seen some negative comments, but went ahead. It is now time for renewal again, and they have reduced the cost from £257 last year to £243.Using all the MSE recommended sources, my cheapest offer is £332 from…
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SORN a new vehicle - who gets the refund?
I bought a brand new vehicle in June which I want to SORN. The dealer paid the VED. Will I get the refund or the dealer given that they paid? Thanks!
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Car Leasing
Good morning all, I am looking to lease a car for the first time and I notice there are so many brokers online and lease comparison websites. has anyone here leased before , which companies did you use or can you recommend? thank you
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Continuing Motorbike NCB
Hi Guys, need advice on basically how to carry on my NCB without a bike. I've gathered 7 years NCB, but it was nearly 2 years ago I last had a policy.After 2 years I usually lose the NCB, which of course I don't want to do. Is there any way I can just create a fake policy or insure on a friend's bike in order to carry on…
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Car Insurance - bumper scuff - best way to proceed?
Hi, I've been involved in a bumper scuff accident (them parking on a street corner on double yellow lines to pick someone up, me not navigating around them enough!). They have maybe £400 of damage (paint a scuffed bumper), I have negligible damage to mine (£100 paintless dent removal). I suggested working it out without…
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Finance or buy a used EV
Hi there, I have decided to take the plunge and go fully electric. Have found the car I would like (Bmw i series), but unsure if I should buy outright with cash or take a PCP deal at 7.9%. The reason for considering the PCP is due to not being sure how much the EV market will advance in the current years, so better tech,…
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cyclists
advise needed, I was at a give way at end of road and to the right of me a pedestrian crossing on red with people crossing and a cyclists came through dodged pedestrians hit my car front wing (no damage to car) bounced of and came off bike ambulance called and to hospital she went. police involved. informed insurance…
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Mis-sold GAP insurance
I bought a car from Yes Car credit in 2006 and in 2011 it ‘died’ and I sold it for scrap. I was sold GAP insurance at the time, which I believe was useless, does anyone know if I can reclaim this?
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Cat D non disclosure Mis-sold car from garage
I bought a car in 2018 from a used car dealer garage for £3000, less than 18 months later we decided we needed a bigger car and when we tried to part-exchange at another garage they could only offer £500 as it had 2 previous Cat D write offs. These weren’t disclosed to us at the time of purchase and the car was eventually…
Bought a car, van or motorbike on Personal Contract Purchase (PCP) or Hire Purchase (HP) since 2007? Discuss the probes into hidden discretionary commission and undeclared commission - and how to complain.
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Most recent: Zero interest finance or not? by Nasqueron
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