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Renewal Price Doubling
Am Fiat Panda owner. My renewal quote has doubled my premium. Have had no accidents,claims or convictions. Same address. Everything has stayed the same. Asked a number of guys around same age as me , ( including my next door neighbor ), and all sat theirs has only increased by the usual few percent. Phoned insurance…
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'Full' car service.
I arranged a 'full' car service and was quoted £270. Here is my mistake and naivety- I asked if it included an oil change and filters and yes was the answer, all good. But I assumed a full service would at least include checking the battery, coolant, new spark plugs, wipers as well as an oil change and filters. The car…
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Do I have a police record?
I'm seeking others opinions on this as I genuinely have no idea if I'm in the wrong or not. A large van was parked on a zebra crossing on a very busy road in terms of both traffic and pedestrians. I started driving (rolling) VERY cautiously over the zebra crossing. A woman and a teenager (together) stepped onto the visible…
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VED refunded = unbelievable why
I received a cheque from DVLA this morning for just over £140, it was for road tax refund. Did not understand why as i only paid it in June for 12 months cover,phoned the help line only to be told that it was a full refund as the car was now owned by someone else!!! As the car is still sitting on my drive i asked how come…
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Car dealership refuses to take loan from bank as payment
My Son has recently been refused to purchase a car from a dealership as they will not accept a direct payment from his bank as they deem it 3rd party finance, they will only accept a payment from his personal account or one of their financial packages. He has an agreed loan to purchase the car with the Halifax of £17000, (…
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Motorpoint Vs Manufacturers Warrantee
Motorpoint Vs Manufacturers Warrantee I just bought a Citroen from Motorpoint The car was just over a year old so I asked the salesman whether it had it's first service (to maintain its warrantee), he told me it had because they did it. Spoke to a different salesman on collection and asked about manf warantee where he told…
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Just been involved in an accident, and need some advice please.
There is a bit of backstory to this, but the backstory is more important than the actual event, so please bear with me. Around 3 years ago. my dad's car was involved in an accident. It was parked outside our house on the road, so we were obviously not at fault. At the time, I was a named driver on the car as I was looking…
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OBD AA service app
I notice that the AA(Vixa, wellness for cars) and no doubt others do them, they are advertising an app that plugs into your OBD11 port and gives you health alerts for your car.Is this useful and are there other free alternatives?I am with the RAC myself.
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Car insurance question regarding 2 cars.
Hi all, I have a 1 policy and I looked at a quote for a new car I've bought. A multi car policy and I expected it to be a lot cheaper than 2 separate policies but it's virtually the same. Why is this.? I can only drive 1 car at a time?? I wanted 1 for the weekdays and 1 for the weekend. Is there not insurance for only me…
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Arnold Clark 60 Day Warranty
I bought a used car from Arnold Clark on 25 June. On 20 July the turbo broke causing damage to the intercooler and EGR valve. Arnold Clark have yet to authorise the repairs but now want the VW franchise garage (where it was sent by AC because their own garage couldn't fix it) to remove the EGR valve so AC can collect it,…
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Would you buy an old car back?
So last week i sold my 2008 MK5 GTI on ebay as spares and repairs as it had a running problem kept cutting out and i was already £400 in on repairs and still had the problem so decided for ebay auction. The guy who bought it off me for £1120 last weekend has messaged today saying he has repaired the car (faulty throttle…
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Gifting a Car with Finance
Hi all, I've tried googling this but struggling to find anything relevant, as it just comes up with fronting explanation, but dont believe this comes under that, but just looking for some advice. I bought a car in 2021 on Finance, and that agreement runs for approximately another two year, however I dont use the car…
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Buying a new car £10k, best way to buy please?
Hello, I have the money in the bank but need advice as the best, most efficient way to pay for the car? If i pay by cash, should i put a deposit with a credit card to get S75 protection? Would it also be wise to get a 0% CC and pay that way, and keep the £10k in savings to pay it off once the 0% period ends? Any other…
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Car total loss but V5 has wrong address!
Car total loss but V5 has wrong address! My car has been written off due to an accident. The insurance company has asked for the V5 but I've now realised I never changed the address to my current one. However, it is an address I have full access to, just not where I live or where the car is kept. The address on my…
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Windscreen cracked by tractor spraying on road
We were driving on an A road and passed a tractor. As we passed, it sprayed a load of mud Inc stones out onto the road and all over my car making a horrific noise. We stopped and the car was covered in splats of mud so we could t see the damage. We turned round as the tractor was driving off but we got the registration…
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Looking to repair the side mirror having cracked plastic
unfortunately i hit my side mirror with the pillar while reverse parking in the parking lot. Although it seems like all working, including the motor, side indicator and the sensors but the side plastic got crack and some pillar paint left on it, to remove the paint I think alcohol might work which i haven't tried yet but…
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Council refusing tyre damage
One of our cars hit a pothole and it split the tyre. The claim after depreciation for wear isn't huge, it's £175 ish. The local council is refusing to pay because they say that they inspected the road and didn't think the potholes(s) bad enough. It was however bad enough to split the sidewall of my tyre! I am pondering…
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Car finance - good rate?
I'm in the market for a new (used) car as my diesel is on it's way out. I have 6 months left to pay on my existing finance HP deal. I've gone to see a couple of cars and been told that the rate is 10.9% and 11.9% at each place - hire purchase. Is this a good rate? What's the cheapest way to borrow money for financing a…
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MOT PROBLEM
Hi all, I went for an MOT around 3 weeks ago and this failed on the drive shaft boot joints both sides. Before I went there I told them that the drive shaft’s needs looking at as I know that there is a problem there. They fixed the drive shaft boot joints and said everything else was fine and then passed my MOT. I had the…
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Do I need to complete an insurance claim form too?
Last week a driver reversed his car out of a parking space and he hit my car. He accepted responsibility and said he wanted to cover the repair costs of my car without involving his insurance company. On the day of the incident I called my insurers and asked if I needed to notify them of what had happened . They said no,…