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Airbag light on, insurance still valid while waiting for replacement part to arrive?

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l.c.elliott
l.c.elliott Posts: 86 Forumite
Eighth Anniversary 10 Posts Photogenic
My airbag light came on this week. After a diagnostic, it came back saying it needed a new drivers clock spring. I've tried to order one, but there are none at all in the UK, only in Belgium. I can order it with the manufacturer but they've said could take 2-3 weeks to come. Will I still be covered to drive with my insurance (swiftcover) while I wait for it to arrive?

I'm toying with thr idea of buying a new car but I don't really want the additional cost of finance if I can help it. This new part plus labour will cost me £500, not ideal but happy to do it if I'll still be covered, as I literally have no other options/nowhere else I can purchase from to get it here quicker.
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  • Keep_pedalling
    Keep_pedalling Posts: 20,752 Forumite
    Tenth Anniversary 10,000 Posts Name Dropper Photogenic
    I would be more concerned about being seriously injured if I  had an accident where the airbag should deploy but failed to do so. 
  • Emmia
    Emmia Posts: 5,609 Forumite
    Fifth Anniversary 1,000 Posts Photogenic Name Dropper
    I would be more concerned about being seriously injured if I  had an accident where the airbag should deploy but failed to do so. 
    There are also reports of an airbag fault that will deploy airbags at random, killing drivers. Cars affected have a "do not drive" order... 

    https://www.bbc.com/news/articles/cly24w3z6p7o

    https://www.theguardian.com/money/2025/jul/08/citroen-ds3-stop-drive-recall-airbag-repair


  • Frozen_up_north
    Frozen_up_north Posts: 2,791 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Service loan car from the garage?

  • Bigwheels1111
    Bigwheels1111 Posts: 3,036 Forumite
    1,000 Posts Third Anniversary Name Dropper
    WOW, I'm over 50.
    The cars I drove many years ago would not get 1 star for euro NCAP.
    Held together with rust and gaffer tape.
    We lived.
    I was in  head on crash with my friend who was driving a 1995 rover, both air bags did no deploy.
    We were fine. We were hit by a mini bus at speed.
    The Rover was able the start and drive after the crash.
    All these extra features are nice, but a strong body shell is the best.
    No one can say if you should drive it or not.
    That's up to you.

    If it was my car I would, I could be old and stupid though.

  • sheramber
    sheramber Posts: 22,417 Forumite
    Part of the Furniture 10,000 Posts I've been Money Tipped! Name Dropper
    My airbag light came on this week. After a diagnostic, it came back saying it needed a new drivers clock spring. I've tried to order one, but there are none at all in the UK, only in Belgium. I can order it with the manufacturer but they've said could take 2-3 weeks to come. Will I still be covered to drive with my insurance (swiftcover) while I wait for it to arrive?

    I'm toying with thr idea of buying a new car but I don't really want the additional cost of finance if I can help it. This new part plus labour will cost me £500, not ideal but happy to do it if I'll still be covered, as I literally have no other options/nowhere else I can purchase from to get it here quicker.
    Ask your insurance company.

    Better to know than find out you are uninsured after you have an accident.
  • Hoenir
    Hoenir Posts: 7,739 Forumite
    1,000 Posts First Anniversary Name Dropper
    I've tried to order one, but there are none at all in the UK, only in Belgium.
    Depending on the manufacturer. The whole of Europe is likely to be serviced from one centralised depot. Minimises the amount of parts stock that needs to be carried. 
  • prowla
    prowla Posts: 13,984 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Aretnap said:
    WOW, I'm over 50.
    The cars I drove many years ago would not get 1 star for euro NCAP.
    Held together with rust and gaffer tape.
    We lived.
    Lots of you didn't.


    For some reason, the people who didn't live don't post much on internet forums about how things were better (or worse) in the old days.




    Is that a Lockheed Hudson?
  • facade
    facade Posts: 7,582 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 12 July at 7:07PM
    prowla said:
    Aretnap said:
    WOW, I'm over 50.
    The cars I drove many years ago would not get 1 star for euro NCAP.
    Held together with rust and gaffer tape.
    We lived.
    Lots of you didn't.


    For some reason, the people who didn't live don't post much on internet forums about how things were better (or worse) in the old days.




    Is that a Lockheed Hudson?

    The turret seems too far forward to me, but it is probably supposed to be one as it is about a US survey.

    It is from an oft quoted piece about designers looking at all the bullet holes in the aircraft that made it back, and deciding to add armour to those spots, until the boy who made the tea pointed out that they didn't need armour there, as they made it back even with the holes, and it would probably be a good idea to add armour in the places where they never saw bullet holes!

    (Survivorship bias we call it, hence the reference to the surviving The Olden Days with no airbag- the people who survived are the ones who didn't actually need one to survive...)
    I want to go back to The Olden Days, when every single thing that I can think of was better.....

    (except air quality and Medical Science ;))
  • Ectophile
    Ectophile Posts: 7,971 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    sheramber said:
    My airbag light came on this week. After a diagnostic, it came back saying it needed a new drivers clock spring. I've tried to order one, but there are none at all in the UK, only in Belgium. I can order it with the manufacturer but they've said could take 2-3 weeks to come. Will I still be covered to drive with my insurance (swiftcover) while I wait for it to arrive?

    I'm toying with thr idea of buying a new car but I don't really want the additional cost of finance if I can help it. This new part plus labour will cost me £500, not ideal but happy to do it if I'll still be covered, as I literally have no other options/nowhere else I can purchase from to get it here quicker.
    Ask your insurance company.

    Better to know than find out you are uninsured after you have an accident.

    That just gives them an opportunity to say "no, you can't drive it".

    Better to read the policy document.  If that says nothing about driving with warning lights on, you're fine.
    If it sticks, force it.
    If it breaks, well it wasn't working right anyway.
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