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ISA - how many days before maturity can I set up transfer?
I seem to remember it's 56 days, but struggling to find this info online. For context, I have a Virgin ISA that matures on 14 Sept (50 days from now). I want to open a new Virgin ISA to transfer the money across after 14 Sept. Can I open the new ISA now, with transfer date set 50 days in the future, or not? Many thanks
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Can a 16 year old pay into their own Junior ISA?
My 16 year old has a job and is getting a part time wage. Can she pay into her own Junior ISA? I mean I guess there are ways around this such as moving money to my account then paying into the ISA, but legally can a 16 year old pay into their own does anyone know?
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Paying in more than £20k into an ISA - Bad idea?
So i've paid £20k into an ISA already this year. The rate on the ISA is roughly the same as current savings accounts. Would it be a bad idea to pay another £10k into that ISA? Any downsides vs paying it into a savings account?
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Best ISA options via transfer for a non-uk resident
Hello, I have some existing ISA accounts. I know that I am permitted to transfer these ISA products to new providers. What are the best options available for a non-uk resident? many thanks, Daniel
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Maxed Cash ISA, next option?
I currently have the full amount for the year in a cash ISA, I have the full amount in Premium Bonds and I am now at my limit of £500 a year interest in savings. What is my option for remaining savings that would be the most tax efficient so that I am not getting taxed on my regular savings above £500?
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Single Company ISA to Cash ISA.
I am 73 and have Lloyds Bank shares as a Single Company ISA and ordinary shares (retired employee). Total of about £22k. Dividends are re-invested. The ordinary shares are held solely by myself and OH and the dividends reinvested don’t exceed the personal allowance for dividends. I am considering transferring the Single…
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Shawbrook ISA - Maturity options?
Hi all, I have a Shawbrook Isa maturing on 31/08. and was wondering if anyone with more experience of Shawbrook knows how far in advance of the maturity date are you sent your maturity options. Thanks
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ISA Options
Hi Everyone, I am looking for some guidance, I have currently two fixed rate ISA's. One I took out this year in early April, so this years 20K has been used to the full. However I have a second fixed rate ISA maturing in August, so I am trying to work out if I need to wait until next (2025) April to take out a new ISA as…
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Two isas flexible and non flexible rules
Hi I have a stocks and shares flexible isa with eqi and i had £20,000 worth of shares which i sold and then i transferred the money i had there back to my bank (they where added via bed and isa), i have two question which are below 1-Can i add more/transfer (another bed and isa) shares which are sitting in my regular share…
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Cash ISA Transfer Query
Hello all I have funds in a cash ISA with Principality which were added in the 22/23 tax year but i want to do an ISA transfer into my Chip ISA which i opened this tax year. I was waiting a few months because Chip didn't accept transfers in when i first opened the account with them, now they do accept ISA transfers in but…
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Less tax when selling shares
Question I have £20,000 worth of shares I want to sell anyway to pay less tax when selling i A bed and isa into a flexible ISA? Also I have a flexible ISA and had shared which I sold and removed the cash so my allowance on my flexible ISA is £20,000 Can I open a non flexible ISA with dorrent broker and buy a fund?
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ISA Allowance
I have my full allowance for last year invested in a Plum cash ISA. I now have this years allowance in full available to invest. Should I add it to the same ISA or open a new one? Adding to the existing one would still keep me below the 85,000 secure limit.
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T212 ISA.
Hi, has anyone had difficulty in opening their T212 ISA app. I’ve invested with this company and now can’t get to open the app to take money out. Worked fine for the first few days then nothing. ☹️ I have opened a ticket but heard nothing back 🙄
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Cautionary tale about Trading 212 ISA
Last week my wife fell foul of the Trading 212 T&Cs and as a result they advised her that they were terminating her account with immediate effect. The reason was because both she and I had opened T212 accounts using my mobile phone. Different email and logon credentials, different proofs of ID, etc. However T212 sent her…
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Transferring stock & shares ISA to cash ISA, can i also open another cash ISA
Hi, I'm new and also completely unfamiliar with ISAs, so please be kind. I have a stock and shares ISA maturing which I want to transfer to a cash ISA, I'm looking at a 2 year fixed cash ISA. Can I also open another cash ISA (easy access or 1 year) to put this years ISA allocation into? (I'm assuming the stocks and shares…
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Can my ISA provider refuse to transfer Gilts via CREST and force a sale?
Hi, I am moving my stocks and shares ISA from one provider to another. I have some Gilts in my ISA, which are available for hold and trade with both ISA providers. However, the destination provider only process transfers through Crest and it appears the source provider is currently holding the Gilts on Euroclear, creating…
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ISA Setup Help
First time ISA for me and the Mrs going for the Virgin at 5.05% Looking on the site it says it matures on 30/6/2025 It might be a month before I'm ready to fill them up so would it be a good idea to open the accounts with a couple hundred quid to secure the current interest rate ? If I wait to open the accounts will the…
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Lifetime ISA v Pension
I am looking to give my children £100 each per month which they can use towards a first property. I have a number of questions on this on which is the best route to take. My children are aged 20 and 18: I am 56 years old. 1. If they open a LISA and I pay in £1200 per year, then they receive a 25% bonus from the government…
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1 or 2 yr saving account?
Hi, my 2 boys who are now young men have each had a smallish amount of money invested in stocks over the last 6 yrs. They will be needing the cash over the next few yrs. They want to put it into a bank and not touch it for maybe at least a yr. I have spent a lot of time trying to find a good rate, I was hoping 1 of the…
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SS ISA to CASH ISA
I am 'reviewing' my 30 SS ISA funds which have more or less remain the same funds for over 20 years. The plan made by my ex IFA was to acheive a 6% return (not guaranteed). The total fees ( fund manager, 'IFA' and platform) is around 2 - 2.5% With this in mind, I would like to work out whether the funds are performing as…
