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Virgin Money
I have been trying to transfer a matured cash ISA from Virgin to a building society. Have taken all details to the BS, all filled in correctly and left them to do the transfer. However, the transfer has been declined by Virgin, according to the building society's letter 'no reason was given by Virgin'. This has now…
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Lost personal details
Not quite sure what to do about this in the way of protecting us from any possible fraud. To transfer my OH 's matured ISA from Virgin to new BS , I needed to send a cert copy of POA , application form for new BS POA registration , cert copy of mine and OH's passports, bank details for withdrawals + id's showing our…
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Plum ISA opened last year - how do I put money into an ISA for this financial year?
Hi I opened an ISA with Plum and filled it with the maximum 20k last financial year. I want to add another 20k now for this financial year. I'd add it to Plum if that's still the best easy access rate around. How do I do I add the money? Do I just transfer another 20k to the same Plum ISA account? Or do I need to open…
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Zopa to T212 ISA Transfer
Hi All I'm combining a couple of different ISAs (One cash and one S+S) by transferring them in to a new Trading 212 Cash ISA. I've received confirmation from Zopa today that my account has now been closed. I am unable to see my ISA in the ZOPA app and the statement shows 'ISA Transfer out'. Checking in the T212 app, no…
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Very basic ISA transfer question
I’ve never transferred an ISA before but one product term ends in a few weeks so I understand I need to transfer to another provider (which offers more interest) rather than withdrawing, to avoid losing the ISA allowance. My question is, when transferring, assuming you have the max £20k can you choose the amount to…
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Opening an ISA with Lloyds.
I tried to make an appointment with my local branch, and was
informed I had to apply using my “mobile device”. I was wondering if anyone else had the same issue as there
is no mention of this requirement on their website.
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Interest from ISA?
I put £20,000 in my first ISA, taken from my Santander savings account, and have just had the first months interest paid, taking the balance over £20,000. I thought I would have had to wait a year. Should I withdraw the interest or will I get interest on the interest?
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Trading212 customer service
I opened a Trading212 ISA account and on July 3rd , in error, requested Barclays bank bereavement team to send funds from my recently deceased fathers account to Trading212. The following day I received an email from the generic info@trading212.com account explaining that they didn't accept funds from 3rd party accounts…
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NS&I Junior ISA - Terrible Customer Service
Opened a NS&I Junior ISA for my 2 boys last month and have had nothing but issues since. Their processes don't work, their customer service people are nice but don't seem to know much and don't allow customers to speak to the Junior ISA Team who are a 'backroom team' so there is lots of putting you on hold while they relay…
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Where do I find a comparison tool for flexible easy access cash ISAs that allow transfers in?
Currently have an ISA with Vanguard, invested in various funds. Am looking to buy a house, but wont be selling my existing house until after buying the new one, so I need to find money to buy a second home. The plan is to cash in my funds with Vanguard, transfer the cash to a flexible ISA, and then hopefully once my…
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How will Trading 212/Moneybox etc react when BOE cut base rate?
I know no-one really knows but do people think, when the BOE cut the base rate which could be as soon as 1st August, will these top paying variable rate ISA providers pass the full cut onto customers straightaway? In the case of Trading 212, if BOE cuts rates by 0.25% and they pass that on then their rate will drop to…
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The Right Time to Invest in This Year's ISA
Having not yet invested this years ISA allowance and given the recent political changes, should I invest now or wait??
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Providers that allow you to hold multiple ISAs within the same tax year
I have a fixed term bond maturity shortly and want to put the money into an ISA. I have already invested £7k with Aldermore. I’ve tried to open ISAs with Newcastle and WestBrom but they both ask the question “have you already invested in an ISA for this tax year” and if you answer yes it says you have to transfer the funds…
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Move LISA to SIPP?
Hi all Interested to hear thoughts on closing my LISA, taking the 25% hit and then setting up a SIP where I’ll benefit from 40% uplift as a HRT. I’m 32 and in LGPS. I started a LISA a few years back and currently £20k. Not looking to pay more into LISA as I want the option of taking and semi retiring before 60. I’ll be…
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Which platform for invest and forget ISA.
Hi, I have £40k between myself and my wife to invest for around 10 years from a DB pension lump sum. I'm looking to put it into a S&S ISA's in each of our names. I'm looking for an invest and forget fund such as a Vanguard LS but I've read loads on here that VLS is expensive for fees (although vastly cheaper than the ISA…
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SHAWBROOK and CYNERGY BANK CASH ISA'S
I'm looking at transferring an easy access Cash ISA I have to either the Shawbrook or Cynergy Bank 1yr fixed Cash ISA. I normally deal with more well known establishments but the two above are offering better rates. Has anybody had any dealings with either the Cynergy ot Shawbrook Bank? Were they OK?
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Should I sell my ISA?
Given the extremely grim assessment by US business leaders about Trump's plans for the US economy (i.e. getting rid of federal income tax and imposing tariffs instead) should he win 2024, do you think it would be wise for me to sell the money I've invested in my ISA and pay it into my bank account? And then maybe re-invest…
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ISA advise please
I have a fixed rate ISA maturing soon that I took out in the last tax year. I also have a fixed rate ISA that I took out in this tax year Am I right in thinking that when last year's ISA matures I can reinvest it another ISA As this is classed as ( old money ) or is this not allowed. ?? Thanks
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How do Gold ISAs compare with other ISAs?
Has anyone any information on ISAs that track Gold? And who might be offering them?
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Trading 212 ISA - - open now ?
Thinking of opening an Trading212 ISA account this year to transfer a fixed ISA from Chartered bank ( 3.3%) which matures in October . My concern if I was to open the 212 account now and in October another provider offers a better rate I will be stuck with them , am I restricted to one cash ISA account per tax year . I…
