ISAs & tax-free savings

Hello, I am wondering if I am able to transfer £4000 from my cash isa with Moneybox to my LISA with Moneybox before the end of the financial year without this counting towards my £20,000 annual ISA allowance or whether this will count towards this still?

I am looking to open a Chip ISA paying 5.37% (including a 3 month bonus) for the 25/26 tax year. I intend to deposit the funds on 6th April (can't do it before as I'm already maxed out for this year). I would then like to make the usual test deposit/withdrawal of a small amount to see how quickly money can be withdrawn and…

I've been looking at the possibility of opening either a 3 or 5 year fixed rate cash and wondered whether it's possible to have an account where if finances permit, I could pay in my annual allownance each April to take advantage of the fixed rate (not transferring in). All the providers I've looked at seem to restrict…

Hi - I've looked on all the bank websites and Isa T&Cs but it still isn't clear to me. At the end of April last year, I put £17500 into a flexible fixed rate ISA with Provider A. I then started an Instant cash isa with my main bank - Provider B - and transferred £200 a month to that from my current account as I knew I…

Hi, I've got a cash ISA maxed out for this year 2024/25 and I plan on opening another on 5th April this year (or just after thereabouts) Can I open one now instead but not put any money in it until after 5th April to get todays interest rates or do I have to wait until after 5th April to open it?

I'm sure i've seen this raised before but can't find the thread despite searching for a while. Which providers allow you to add further funds throughout the fixed rate term? 

I started saving in LISA with Tembo, who are absolutely fantastic by the way! After loading a few £250s and then a whole £1,000, my mum decided to reveal that when I was 4 years old, we moved to a new house and they wrote me as a part-owner of it. I was 4, it was back in Ukraine, and the house is long sold. Nor me or my…

If I opened an ISA tomorrow for example and put 20K in and then added 20K on 6th April would I get interest on 40K for the 2025/2026 tax year? Also is it an easy process to open an ISA or do I have to mess about with proving identity etc with photo licence like I had to for a savings account.

Hello, Would a RBS to Natwest isa or vice versa be classed as a internal transfer so could be done in under 5 days. Being as they are basically the same bank under different brands?

Hi, I did something a bit silly without realising with my Lifetime ISA, I transferred it to a new provider (via the correct route, i.e. the money was transferred ISA to ISA via the banks), but I have a pending Government bonus in the old ISA which I totally forgot about. Will I still receive the bonus? The money has been…

After building up a good amount of savings in cash ISAs and regular savings, I’m intending to start dipping my toe into investing with a S&S ISA. I’m pretty sure I know what I need to, but think a bit of a sanity check from people more knowledgeable than myself wouldn’t hurt. I’m aware that I should be looking to invest…

I have a 1 year cash ISA that matures in June 2025 My question and I apologies if it sounds naive, can I top my current 1 year cash ISA with part or all my new £20,000 tax year allowance and still have tax free savings in my 1 year cash ISA? Or what is the best approach for an ISA that mature part way into a new tax year,…

I've been looking at some 1 and 2 year fixed isas which are asking between £1 to £5000 to open the account. But l want to just transfer 24/25 old money into one of these new accounts. Can this be done? Also l have 3 isas with three separate banks can l do multiple transfer to the same new isa?

I want an ISA that I can pay into weekly. I want to contribute £10 per week and I'm happy to look at moderate to higher risk. Which ones would you suggest? 

can anyone clarify the isa rules for me. I had the full allowance in a cash isa and withdrew it all for a purchase (which didn't happen), can I reinvest the full amount with a different provider that pays a higher rate? 

Is it better to open a new cash isa now for year 25/26 to get a good rate and wait until April 6th before adding funds or will the rates be better after April 6th? Please help

I have an old NS&I cash ISA, which I want to transfer into my new Kent Reliance ISA. KR acknowledged the transfer request, which was over a month ago now. I've just had another letter from KR, saying that they still have not received a response from NS&I. They say they will continue to persevere until they complete the…

As an example, if I am not working or eligible for state pension yet, and earning £5k per annum from private pensions, could I transfer the money from my cash ISAs into a standard interest rate account, and earn £13,570 per annum without paying any tax? From what I have read I believe this is the case.

I have used my full ISA allowance for 2024/25 and want to open a new fixed rate Cash ISA early in 2025/26. Providers are currently making upward tweaks to their rates to attract new funds, though these might fall once we move into the new tax year. My question is: it within ISA rules to open another Cash ISA on or before…

I have shares that have matured from a Share Incentive plan & are in a holding account with the SIP provider. Am I able to transfer some of these shares to a Stocks & Shares ISA without incurring CGT? I would want to transfer £20k worth in the next Tax year. Many thanks.