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PLUM ISA, want Current Acct access too!
I have transferred my full £20K allowance into Plum's high-rate ISA from a matured Santander ISA. Plum insist that they need access to my Current Acct at Santander in order to accept the ISA. I've never heard of this before and wonder what the plan is. I am about to say "No", and withdraw my funds. Any idea what it's about?
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Regular Withdrawals from Stocks ISA
Are there any stocks and shares ISA providers that allow you to withdraw a regular amount? My wife and I need to start living off those investments prior to breaking the seal on our pensions and I'd rather not have to log in each month and do it manually. Our current provider doesn't seem to offer it and an internet search…
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Fixed ISA maturity options
I have a 1 year fixed ISA with Shawbrook that will mature soon. I would like to reinvest the funds in another 1 year fix with the same bank and also open an easy access cash ISA elsewhere (Chip). Would I be allowed to do this?
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Partial ISA Transfer Query
I think this is OK to do, but would just like some confirmation that this is possible. Pay 20k into a new fixed 1 year ISA for this financial year. Then with an existing 80K ISA from previous years. Is it possible to do a partial transfer into 2 different ISA's. Transfer 40k into an instant access ISA and 40k into either…
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Monthly interest into Bank of Scotland ISA
I opened a new Bank of Scotland ISA and ticked for monthly interest to go back in to the ISA. I have not been able to find the answer for myself (when the monthly interest is added to my ISA) and I telephoned Bank of Scotland today. The person I spoke to did not know the answer and suggested that, if the interest has not…
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Can anyone recommend a fixed cash ISA suitable for generating a monthly income
I'm looking for a fixed rate cash ISA paying at least 4.5% interest I would like to withdraw this interest each month leaving in the initial balance for the period of the fix. I need a Fixed Cash ISA that does not penalise for withdrawal of the monthly interest each month. I'm interested mostly in one year fixed but would…
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MOVING A GIA BETWEEN DIFFERENT PLATFORMS
I want to move my GIA funds from one platform to another ,what is the best way to do this avoiding tax issues /capital gains
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Setting Up New 1Year Fixed ISA
One of my fixed ISAs has just matured and I want to shift the total funds to a new 1Yr Fixed Rate ISA with another Bank with over 0.5% higher interest The ones I am looking at both offer monthly interest What is the point of this service as I'm assuming I can't take this interest out without affecting the future interest…
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Partial wihdrawal from Lifetime ISA?
My son has approx £16k in a LISA. Unfortunately, he needs to apply for PIP. This is affected by savings. Can he withdraw some money from the LISA, obviously paying 25% back of this amount? Or will he need to cancel the whole LISA? TIA
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Why do Stocks and shares ISA transfers take so long?
I've been moving old Stocks and Shares ISAs into cash ISAs. On average it takes 6-8 weeks to complete the process. Why, in this electronic transfer era, does it take so long? The 'industry standard' is 30 working days. Why are these providers allowed so much time?
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Multiple ISA's - advantages / disadvantages
Are there advantages or disadvantages to having several fixed rate Isa's ie. £80k in one or spread over 3 or 4 ISA's?
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Fixed Rate Savings ISA / Notice Account
Hi, I'm looking into fixed rate savings account. I'm not sure what i should do I have heard the interest rate will drop towards the end of the year so i'm keen to get a good deal now in preparation for this, I can deposit about £1,000 into it, and regularly put a smaller amount into it and don't mind if I don't have access…
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Withdrawing ISA
Hi there! My 1 year fixed rate ISA matures this month and I was what happens if I withdraw that money? Do I still have my £20,000 allowance this year as the money was put into the ISA last year or does withdrawing it mean I lose this years as well?
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Is this a scam? Credit Suisse ISA Maturity
My aunt had a man from dmsfieldcall Ltd call to say that he had been sent by Credit Suisse as she had an ISA that had matured and they hadn’t received any instruction for payment. He said it had matured in 2012 and yet they had her telephone number already and no one had ever rang her. She does remember having an ISA with…
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Usual for new ISA provider customers to be limited to £20000 transfer?
Hi, I have £40000 with an ISA provider and wish to transfer it all to a provider with a better rate of interest (will have to be variable rather than fixed). I've just gotten off the phone with Cynergy who informed me that I can only transfer £20000, as I'd be a new customer - is this typical amongst financial service…
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Combining ISAs at end of term
I have 3 separate cash ISAs, the last of these is one that I opened this year with the maximum amount for this tax year, and it is an open term (easy access). The other 2 ISAs are fixed term and will mature during this tax year. Will I be able to transfer them (at maturity) into my new cash ISA, without losing the ISA…
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Newcastle BS "CustomISA" calculator
Newcastle Building Society surely deserve a small tip of the hat, and a wink and a smile, for their punningly-tiled (and possibly slightly gimmicky) "CustomISA" calculator, which lets you assign ISA contributions among as many of their ISA accounts as you like for different purposes (easy-access/limited-access/fixed-term,…
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Cash ISA Transfer from Charter Savings Bank to Lloyds
Morning, Looking at transferring a maturing Cash ISA from Charter Savings Bank to Lloyds, but having an issue locating the Charter Savings Bank sort code & account number. I've also tried Lloyds other option of just selecting the roll number to Lloyds but even trying to do that, Charter Savings Bank is not an option from…
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ISA's per year? Limit?
Hi - I opened my first ISA last year in June. Fixed for 2 years. Am I able to open subsquent ISA's (and if so is there a limit) Or is it just 1 per person?
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LISA and Cash ISA in the same year
Hi, In the same tax year - If i put the max £4K in a LISA, can you still put the max 20K in a Cash ISA or would be max £16K in the Cash ISA. Reason I ask is last year i topped up LISA to 4K, but ISA provider was still showing as 20K still available to pay in, presume the ISA providers are not linked to LISA funding, but…
