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Junior ISA portfolio
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ISA transfer " new " money from account into ISA.
Is is possible to transfer " new" money into a ISA opened this year ( trading 212 ) and later on in the year if needed transfer into a stocks and shares isa which is already opened ? Thanks
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What to do with old ISA containing more than £20k
My knowledge of ISAs is a bit limited so I'm after a bit of help please. I have an old Post Office ISA that was opened quite a while ago that has had various deposits over the years and has grown to >£50k. It's currently giving just 1.55% interest so I want to set up a new ISA to get better ratees. What I'm not sure about…
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Transfer Flexible to a Fixed ISA with a different bank
Hi, I have paid £20k this tax year into an instant access ISA (flexible) with Monzo and have opened a LISA with Moneybox this month. Monzo won’t let me do a partial transfer of £4k into the LISA within the same tax year. I am aware that I can withdraw the £4k from my Monzo ISA and pay it back into the ISA without it…
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£20000 allowance gone because of transfer?
One company transferred 25k from old ISA provider to it. I had not deposited anything extra this 2024 tax year yet into either company cash ISA, but new company is now saying I have used up tis years £20K allowance so cannot deposit any more money into it. Not sure if I can still deposit into old company cash ISA still for…
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Help to Buy ISA advice
Hi, I'm looking at potentially buying a house in the next few months, but I am unsure exactly how the 25% bonus works. My understanding is that you receive the 25% after the sale of the house has gone through. If this is the case, does this mean that for example if I buy a house for £100,000 and put down a 10% deposit I…
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Multiple partial transfers out of the same ISA
Looking for experiences with 2 or more partial transfers out of the same ISA: do it concurrently or sequentially? I’ve got a fixed rate that’s just matured and rolled over into a low-paying EA, plus it’s close to the FSCS limit - two very good reasons to split it up. I want to transfer out in 3 tranches - one to existing…
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Lifetime ISA in relation to an Estate Protection Trust
Me and my hubby are in the process of setting up an Estate Protection Trust, with our two daughters names as trustees. One of our daughters has a Lifetime ISA that she will use when purchasing her first house. She is concerned about signing the paperwork, as she feels that she will lose her 25% bonus when she is ready to…
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I've got into a muddle!
I had £1550.00 in a zopa easy access ISA, but I thought I'd take it out and put it into the Chip Easy Access ISA. I also added £17800 (around that sum) but then realised after I'd done it the interest rate had dropped. So I took it all out and transferred it back into the Zopa ISA. Both are flexible. Have I made a mistake?…
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FSCS Cover on Cash ISA >£85k Value
I have been maxing out contributions on my cash ISA for a few years, the value is now approaching the FSCS cover limit of £85k. Should I consider opening another Cash ISA with an alternate banking group for future investments? TIA Matt
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Secure Trust Bank ISA's
My current fixed ISA with Secure Trust Bank is maturing in a few months and I thought with last weeks interest rate decision I'd take look at what the current selection were and I noticed, they currently have no ISA's listed. Is there something going on with Secure Trust Bank or are they no longer offering Cash ISA's ?
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Fixed ISA maturity date question
I have a RBS 1yr fixed ISA about to mature. I initially paid in on August 8th 2023 & have received email telling me my ISA will be converted into an instant access ISA on Sept 5th. I make that 13 months. Do I need to wait until Sept 5th to transfer it?
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Transfer of ISA
Hello I hope someone can answer my query and I hope i'm not too confusing. I have an ISA that has just matured with Virgin Money and it is sitting in their low interest E Access ISA Issue 2 account whilst I decide what to do with it. What I want help with is the amount is above the FSCS by about £50k not counting this…
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Paragon Double Access Cash ISA Issue 4, 4.95% variable
I have received an e-mail from Paragon about this. Looks good if you want the following: * 4.95% variable annual interest (gross AER) for 0, 1 or 2 withdrawals per year (year is calculated from the day you open the account) * 1.50% variable annual interest (gross AER) for 3 or more withdrawals per year calculated as above…
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LISA with Private Mortgage
Does anyone know if a PRIVATE MORTGAGE would meet the criteria for a LISA? My daughter is looking to buy her first property. She has a good deposit saved in a LISA plus some additional savings. She meets all the LISA criteria - one of these is that she must buy with a mortgage. The property she wants to buy is a good deal…
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Maturing Stocks & Share Mortgage ISA Legal & General (ReAssure) Help
Hi I am new to this so sorry in advance. The wife and I took out a flexible mortgage (FM)ISA Stocks & Shares some 20 odd years ago to pay off the mortgage loan this was with a Legal & General product package. It was initially held by the life insurance company its now almost at maturity where my wife and myself can cash in…
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Cash ISA maturing
I have a cash ISA due to mature in a few weeks time (that I deposited the max 20k in last year) and I am planning on opening another ISA when this matures and depositing another 20k in. This will mean that the new ISA will have around 41k in (including the interest I got from this year). My question is… With the new ISA,…
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Virgin Money delay in distribution/dividend payment
Is anyone else experiencing a delay with Virgin Money Stocks and Shares ISA paying the twice yearly dividend/distribution payment. There was one due on 15th May which I haven't received. Is anyone aware of any delays/problems with this since the new investment platform started in the New Year? And if so when/how they might…
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ISA Advice
I currently have 3k in a Chip ISA. I have 17k on notice from Oxbury due in my nominated account 19th Aug and was going to max the 20k limit in Chip. Now they have reduced the rates not sure what is the best option now. Can I open a Trading212 ISA and transfer the 3k in then top it up with the 17k. Or are also likely to…
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CHIP Cash ISA transfers are here
Seems that Chip are now doing transfers in to their Cash ISA. 5.10% AER variable. App based.
