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Flexible Cash ISA question
I have subscribed £10,000 of this year's ISA allowance into a fixed rate cash ISA so I have £10,000 left to subscribe this year, If I subscribe this £10,000 into an easy access flexible ISA and withdraw some of this, can the withdrawn amount only be returned to the same ISA?
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Trading 212 cash ISA
Cash ISA's are said to be protected by the FSCS. However T&C for Cash ISA's, in clause 5, refers to Invest T&Cs. In invest T&Cs, clause 14 seems to indicate the FSCS only relates to failure by Trading 212 but not to the third part accounts. My understanding of this is as follows: In the event of IG's insolvency: Any money…
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Evraz Shares and Computershare
So apologies for my 2nd post in a day. I have a chunk of Evraz shares in my Interactive Stocks and Shares ISA Evraz have been sanctioned in the UK because of links with Russia. They do have a value in my account, but I'm unable to trade/sell/buy etc. I'm wanting to close my II account, and as they can't be sold, it looks…
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SIPP & savings
Took me too long to start a SIPP but had helpful advice here in the past which was both informative and helpful in getting over my initial issues with investing. I have 23k in HSBC's Global strategy balanced fund and am putting in 1000 pm. Im 49 and have a limited company - I have around 150k in the business at the moment…
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Transfer Cash Easy Access ISA to higher rate of interest
Is there a restriction on the amount of times I can switch/transfer provider?
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Lifetime ISA
I have been reading the MSE guide and some other websites as I want to set a lifetime ISA up. Am I right in saying they are exactly the same apart from each provider has different interest rates? They are all regulated and give you the protection up to 85k?
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Help with investment please!
Hello there, I have 70K sitting in my cash ISA, which I save up for years! I absolutely have no idea on investments and reading about this on Google just confuses me! I really need to invest for better returns. I am 44 and happy to lock my money away for five years. Can you please let me know what exactly I do to invest…
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Virgin Money Payment delays.
Hi New member here and I'm in a bit of dilemma so hope someone can point me in the right direction. My wife and I have an ISA with Virgin Money from which we both take a regular payment. Unfortunately the most recent payments (Easter Bank Holiday) have not been received by us. We have contacted them by all methods but they…
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Non-UK citizen
Hello, My wife is from New Zealand. She has been living, working and paying tax in the UK for the last 3 and a half years. She still does not have permanent residency but is on a spousal visa. Would she be eligible to open a LISA? Thanks in advance
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So confused - multiple cash isa provider
I have opened a cash isa already with shawbrook this year. But want to open another one. Where do i find a list of providers that will let me open cash isa even if i have one with another provider?
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An ISA split question
Hi all. I have 80K in my ISA with 20K ready for this year. I've just come out of a 1yr deal and am looking for other options. Am I right in thinking I can split my current ISA, put 40K into 2 different providers and still then put this year's 20K in? Thanks Mia
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I can't see who is paying money into a JISA
My daughter opened a Nutmeg Junior ISA 2 years ago, on my advice, for my grandson. I pay into it by standing order each month with additional lump sums for birthday and Christmas. I have provided the details of the JISA to other extended members of the family so they can pay into it if they wish. Several lump sum payments…
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10% CGT rate.
Which ever party wins the next election they are going to be looking for money. An
obvious source would be scraping the 10% CGT rate. Is it worth maximizing the
capital gains now to use up the 10% rate for this year?
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Cash ISA option advice please
Hi all. I have 80K already in an ISA and am just coming out of a 1 year deal. I have also 20K ready to put in for my entitlement this year. I do not need to touch my 1st 80K, so can lock it away and prefer to leave it in a Cash ISA. I think my options are: a) Put 80K into 1yr fix at 5% b) Put 80K into 5yr fix at 4% (ish) -…
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Paragon site issues when setting up Easy Access Cash ISA
Anyone having issues with Paragon. Site crashed after entering security questions giving a reference number and asked me to call 0800 052 2222 which appears dead.
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Vanguard ISA transfer to Target Retirement Fund
Hi, Would it be possible to transfer an existing Vanguard ISA (FTSE Global All Cap) to one of Vanguard's TRFs under an ISA umbrella?
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£85k fscs protection & ISA / JISA
I've got a s&s isa with vanguard and my two sons have jisa also with vanguard which appear in my online portal as I opened them. Between us we will soon breach £85k. I presume we have 3x £85k in this situation?
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Not happy about info in latest email.
Nor am I any of the other 6 dwarves, but anyway... Not really the email fault, more confusion with me and first use of the trading212 app. Latest email does indeed say that trading212 is not accepting any new transfer in from an existing ISA, so I went looking and installed the trading212 app and created a new account. I…
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Maturing fixed rate isa
My one year fixed rate isa has just closed, I have already invested in one for this year with the £20000, full amount, what can I do with last years, can I transfer it to a new one or do I have to stay with who it is at the moment?
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Transferring a fixed isa before maturing.
Hello. I've got a natwest fixed isa which l open at the end of April this year can l transfer it to a RBS isa which l also opened at the same time. Both have 2k in them. They are basically the same product under their respective brand.
