cash isa or s&s isa

northernstar007

with the new tax year around the corner i will be putting the full 20k straight into isa on 6th april
now question is current rates 4.25% fixed with lloyds 12 months
ive currently got a 20k in cash isa, would it be wise now going for s&s with the world as it is with trump losing the plot sticking tariffs on anyone and everyone or just stick with cash isa 
lloyds past is aprox 12% each in the past 2 yrs with a 0.34% charge +£3p/m in there proggresive fund
im new to this so any help is appreciated

Albermarle

The reason for investing rather than saving cash, should be part of a long term plan for your finances.
Normally for money that will not be needed for many years, investing will normally beat returns for cash.
So as it is a long term venture, what is happening today in the news is not that relevant, although admittedly sometimes difficult to block it out.

dunstonh

 would it be wise now going for s&s with the world as it is with trump losing the plot sticking tariffs on anyone and everyone or just stick with cash isa 

Short term noise shouldn't impact on any decision.    US equities are currently cheaper than before Trump.  Rest of the world is more expensive.   

lloyds past is aprox 12% each in the past 2 yrs with a 0.34% charge +£3p/m in there proggresive fund

Banks rarely have decent investment products (there is an exception to that).