-
Moneybox and FSCS
This discussion was created from comments split from: UPDATE: ISA Transfer - they lost my money! 😖 (Do you lose interest when switching?).
-
Principality building society flexible isa
Hello, I'm think of opening a branch isa with PBS its currently 4.8% or somthing like that but will probably drop soon. I've never dealt with them before but are they fairly easy to deal with? I've heard that they can be old fashion in the way they do things, compared with other banks and BS. Thank you in advance for…
-
Aldermore ISA declaration states I can not subscribe to any other CASH ISA in 24-25
I received a copy of my ISA reactivation declaration from Aldermore. It clearly stated I am not aloud to open any other cash ISA this financial year. The following is on their Web site... Aldermore offers Cash ISAs only. You can split your Cash ISA allowance between any of our Cash ISA products. This will be classed as one…
-
ISA Transfer in to Moneybox
My ISA is being transferred to Moneybox. However, Moneybox asked me to specify how much I was transferring in, so I looked at the most recent value and wrote that. Will they transfer it all including the most recent interest. I don't want to be left with a tiny amount in my old ISA.
-
ISA - should I put my £20k allowance in now or wait
Hi I don't know whether to lock my ISA allowance into a fixed rate ISA now or wait until interest rates get supposedly higher. I know it's the answer everyone wants but I just want people's opinions. Thanks
-
Help to Buy ISA and Cash ISA
I have a Help to Buy Cash ISA with Nationwide that I have been paying into. It's quite likely that I will soon be using and closing this Help to Buy ISA in the next few months as I intend to buy a house soon. I wanted to make a few more payments into this ISA to squeeze the most benefit out of it. However, I was wondering,…
-
Isa transfer in…will it have the same end date as fixed?
Good morning. I am considering a 3 year fixed term isa which allows transfers in a ‘anytime’ ‘A’ I have two other isa’s ‘maturing’ in 1 year, and 2 years time. ‘B’ and ‘C’ if i were to transfer in b and c on maturity into ‘a’, would they then run to the end of ‘a’s term please? Thankyou.
-
Fixed rate ISA - please help
I spent hours reading all the posts and decided to go with Virgin Money Issue 11 on the afternoon it was withdrawn. I have looked at Paragon bank but I don't know anything about them so I would value your opinions/experiences with them or other recommends. I don't like apps, I am looking for a fixed 1 year ISA to open this…
-
Transfer maturing cash ISA
I opened a new fixed ISA on 6/4/24 and subscribed £20k. I have a fix with another provider maturing on 1/5/24. Can I open a new fixed ISA with any provider to transfer this into?
-
Moneybox cash isa
I opened a cash ISA with Moneybox just before the new financial year but the interest is not protected by the FSCS until it’s paid out on my one year anniversary. Moneybox say they'd be liable if they went under but will they or the FSCS cover the rest of the funds which are sitting the holding banks? If they go under they…
-
Cash Isia or stock and shares Isia
We have a large amount to invest and want to know is it best to put into flexi account, fixed account for one year on Cash Isia or put into Stockand shares Isia . We are new to all this but really need some good advice
-
Normal savings or isa
We are looking to save some money for next year to pay for a wedding. I have been trying to look into the best opition for saving. I've looked at fixed term isa and normal bank savings. I thought Ida's had a better interest rate but natwest for example seem to have a higher interest rate. Could someone please offer some…
-
I've really screwed up with my ISAs tonight :(
Hello I lost my dad recently, and so not really thinking straight. Tonight I closed my Virgin ISA (85k @ 0.25% interest) and transferred the money to my nominated account (eg current account) thinking I could then transfer this to my new cash ISA with a different provider. Of course I should have used an ISA transfer form…
-
Interest rates on ISA
One year easy access accounts are paying better than fixed accounts. Is it best to open an easy access one now at 4.85% or a fixed one at a lower rate and protect against interest rate drops in the next year .
-
Flexible cash ISA
Hi all, I currently have £50,000 in a flexible cash ISA. If I withdraw £35,000 during this tax year, can I subsequently re-contribute the full £35,000 or only this year's tax free allowance of £20,000? Many thanks Dooshy
-
Shawbrook FR ISA
Thinking of taking out a ISA with Shawbrook but a little nervous as I have always stuck with the older traditional banks etc before. Is there anything I need to be aware of about using them, are they easy to use and manage accounts with. Many thanks.
-
LISA queries
Hi, sorry if these may sound like silly questions but I'm just wanting to make sure I've got this right in my head before I go ahead with it. My wife and I are 39, will turn 40 this coming November 24 and January 25 respectively. We've recently just finished an IVA and want to get on the housing market as quickly as…
-
Transferring to a new ISA with the same provider
Does anyone know if banks generally allow you to transfer to one of their newer products with a better rate (and also put new money in)? All the 'transfer talk' is of moving to a new provider, but actually all I want to do is move my money to their newer product! Specifically, Cynergy bank new ISA rate is 5% whereas I'm…
-
Child trust fund and JISA
It appears that my child has both a child trust fund and a junior isa. The lady at the bank said she shouldn't have both, but offered no further advice. Accounts are with different banks. Does anyone know if I need to do anything or will this be OK?
-
Stocks ISA to Cash ISA
I have a Stocks and Shares ISA worth £80k, and another fixed term cash ISA worth £21k that is maturing next week. I would like to transfer them both to an easy access cash ISA, that pays interest monthly and use the monthly interest for everyday use. I can also add £20k new money at the same time. I estimate the interest…
