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Cash ISA withdraw terms
I'm trying to make sense of the terms of my Moneybox Cash ISA. Its hard to get a clear understanding. My question is with withdrawing. My interest is paid annually and its easy access. Q I believe if I withdraw now, my interest would be paid at the point of withdrawl? Or would it be paid after the year is up? OR if I dont…
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Fixed Rate ISA moving abroad
I am British and was resident in the UK at the time of opening a Fixed Rate ISA with a well known and established financial institution. I made two distinct transactions, the first one the second week in April 2023 (transfer from another ISA provider) and the second one the first week in May 2023. In June 2023 I left the…
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Cash ISA - existing customer opening a new ISA account
I have tried to open a Barclays cash ISA at 8pm last night and received a message to say this can only be done between a certain time. Question, is this common practise ? As I have not received any notifications about this.
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Saving for my child's future
Hey guys, as new parents me and the wife want to try give our child as best of good start as we can. We are looking at opening an ISA. As we understand it it our child could gain more with a Junior ISA stocks and shares over the next 18 years. From various generous family and friends we should have around £700 to put in at…
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CHIP CASH ISA
From reading all the literature, CHIP say they pay interest on their Cash ISA on the 4th of every month, but it's now the 5th and mine is still showing as Pending. I've messaged them but they can take a few days to reply. I was considering transferring in money from another ISA, but have doubts about their reliability if…
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Best joint ISA?
Hi I’m looking to open an easy access joint ISA with my husband. Does anyone have a recommendation?
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Funding old S&S ISA after transfer
Hi all, Please excuse me if this has already been asked, but I couldn't find an exact match. I recently opened a new S&S ISA with provider B and am in the process of transferring my existing (full) portfolio from provider A to save on holding costs for long-term holdings. I have not added any funds to either of the…
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CURR YRS SUBS RMVD
Hi I had some money removed from my cash isa with the Halifax with this message. From what I can see online they will put it back in to my current account. Firstly how long could that take? Or should I report it as have not been told this was going to happen?
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Shall I pay a lump sum of 4K into my LISA or 4 x £1000 every three months?
Hi, I have a LISA acconut with AJ bell with an HSBC Global Equlity index I have invested 8K last year and I was luck that the market went up, so my current balance is around 13K with the bonus. I maxed out my S&S LISA ; 4K in March 2023 and 4K in April 2023 because I felt the market was going up. Correct me if I am…
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Plum ISA - app statement
I've had money in the Plum ISA for a couple of months and thought I'd check how much interest has been credited. Strangely the transaction list on the app for the ISA does not include the monthly interest credits. I asked on the app help where I could find it. In their response it says "crediting of interest does not show…
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Selling out of Fundsmith all in one go and going into Vanguard FTSE Global All Cap Index ?
Hi all, Im invested in the Fundsmith Equity fund on the Hargreaves platform. Its done fairly well over the past 10 years. Within my Hargreaves account I also hold the following funds:Vanguard FTSE Developed World ex-UK Equity IndexVanguard FTSE Global All Cap IndexVanguard LifeStrategy 100% EquityVanguard US Equity Index…
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Solved
I have opened a BoS ISA in my wife's name, as our savings interest is now approaching being taxable. Given our ages she wants all her banking in one bank, she doesn't want an online only app based account and BoS has a branch in our town and that is where our pensions are paid into. Can I transfer the £19,999 directly (£1…
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Help to Buy Isa
Just wondering if anyone has come across this? My granddaughter has a HTB ISA which her dad pays into from his account using a portion of her household Board. Recently a friend has had an issue with accessing their ISA as the deposits came from their parents account. Is this likely to be a problem?
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Re-opening help to buy ISA
My property fell through 6 months ago and I am trying to get a purchase failure notification to submit to the bank so I can reopen my help to buy ISA. How would my solicitors go about obtaining this purchase failure notification? They’ve never done it before and the bank say it’s something the solicitors needs to obtain.…
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Have I lost my bonus?
Hi, I fear I have lost a chunk of my house deposit by making a mistake with ISA’s. I have a dormant help to buy ISA with no money in it, opened years ago. This march I opened a lifetime ISA and have been paying in and now have a few thousand in it. I’m now ready to buy a house, offer accepted - but I fear there is now no…
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Cash lisa
Anyone have one? I've held one with Newcastle building society since 2019 paying me 3% interest. I had it because i thought it could help me buy a house but i've since read that it can only be used on new builds etc not a run down house for 50k. I'm thinking of taking it out and putting into a saving account that would pay…
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Help to Buy ISA
My Son is buying his first property and was told by his conveyancer to close the HTB ISA so that the funds and bonus will be available for the purchase of his property. He has now been told by the Halifax that because he has done this he has lost the bonus. He closed the account online and should have gone into a branch.…
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Dilemma: New ISA v top up existing
I have a fixed rate 1 year ISA for tax year 23/24, from Barclays with 20K that matures in September this year. I want to add another 20K for tax year 24/25 and I do not know what happens if I just top up existing. I feel like I want to take our a new one to ensure I get another fixed rate. What do others do? Any advice…
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MoneyBox ISA Rate - does it change once new financial year starts?
Hi I have a money box account that I opened in jan 2024. it was opened with the interest set at 5.1. now that the new financial year has started. The £20k i have in there will this be at the same rate or does it drop to a different rate, I am trying to navigate the money box app, but cannot seem to find this information.…
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S&S ISA Funds Suggestion
Hi Everyone, I have opened a S&S ISA with HL, funded with £20K Need suggestion for selecting funds (Investment period is 5Years +) I have shortlisted few below -- Is it a good option to just go for HL MULTI-INDEX ADVENTUROUS CLASS A - ACCUMULATION (GBP) (OCF is 0.30%) OR It will be better to select few funds form the the…
