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Small time players with higher rates - any good?

Hi,

I'm in need of changing my ISA to improve on my interest rate.  Are smaller players like Chip and Plum any good or am I letting myself in for a world of pain?

Of the bigger players, I've had negative experience with Virgin before, so would only leave Leeds BS, but 0.5% lower than Chip.

Feedback welcome (google isn't offering up much for Plum).

Thanks,

Rob.

Comments

  • gravel_2
    gravel_2 Posts: 635 Forumite
    Eighth Anniversary 500 Posts Name Dropper Combo Breaker
    Plum gets very mixed reviews on here - it seems to be an odd product.

    Chip I vouch for - it's flexible, easy access and a tracker rate so you'll not be much lower than the BOE rate. The downside for some is that it's app only. Also for new customers I think there's a bonus additional rate on the ISA as well.
  • Emmia
    Emmia Posts: 6,436 Forumite
    Fifth Anniversary 1,000 Posts Photogenic Name Dropper
    I'm a long time Chip user, (although not for ISAs) I've never had an issue
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