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Bought online once-can I do same again-same company?
Hello, I bought home insurance last year from legal and general and want to save as much as possible again this year. I have been able to get a quote from them again online but wonder does the fact that buying the insurance last year online and getting a discount ban me from doing so this year? regards martin57
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urgetn accident advice needed.
My partner has had an accident on the motor way after a loose tire came onto his lane. The car is quite damaged and will cost quite a bit to fix. We have one years no claims and £250 excess. Our insurance is quite expensive and we are unsure whether to claim as our premiums will go up and we will lose our no claims. To fix…
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Buildings or contents Insurance - What's Covered?
Hi All, Just wondered if anyone knew if the following were covered under buildings or contents insurance: * Carpets * Fitted Kitchen * Fitted cupboards * Bathroom / toilet suite * free standing gas cooker As most of our stuff came from freecycle - not sure how much cover I should be looking at for contents insurance as we…
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Bus Incident
Hi, Apologies if this post is in the wrong place. In June last year my father was travelling on a bus which braked suddenly. He was seated in the front seat (facing forwards) and such was the force of the braking that he ended up falling forwards and actually tumbling over the safety bar, bruising his shoulder and ribs as…
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MPPI or Income Protection - HELP!
Hi, First time on MoneySavingExpert and I'm totally confused. Having had a recent scare in work with a potential redundancy (now ok I might add), I've decided it's time to review my Mortgage Protection, and having visited this site, I realise I'm paying over the odds for my current MPPI and that it may not be the best…
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Life insurance query
A relative has told me that the Life Insurance company has told her (sorry..) that the monies are to be paid to the deceased's estate rather than to her - she is the second named beneficiary. Is this normal? Is this true? I am struggling to believe this and would welcome any help. thanks
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Life Assurance quick question
I just wanted to ask, I'm 36 now and having looked I seem to understand cover will take me up to 70, so I pay £x amount per month for the next 34 years, then what happens? Do I lose the assurance for example, if I die at age 60 then it'll pay out, if I die at 75 it won't as the cover has ceased. Or is it a case that you…
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Tesco "Named Driver" NCD
I am having problems with Tesco Motor insurance. My son was a named driver on my motor insurance last year and it clearly stated "One of the great advantages of having Scott on this policy is that they can build up their Named Driver NCD, which can be used exclusively on Tesco Motor Insurance.If they personally have a…
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Car insurance cancellation
I want to cancel my car insurance. Admiral want to charge me a £45 cancellation fee plus pro rata payments for each month left to run. Admiral estimate this will total £80 ish. I have 3 payments left at £32 each. If I cancel my DD with the bank will admiral be able to demand their money/ take me to court/ will it affect my…
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Totally clueless about contents/building insurance help!
We have had a renewal for our home insurance and am considering switching but havent a clue what I am supposed to look for or with who. We only have buildings insurance at the moment with Tesco so really need to sort out contents insurance. Is it best to buy together or seperately? Husband has left me in charge of sorting…
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Contents insurance for rented home
Hello everyone, We need to buy contents insurance for our new rented home. It needs to have accidental damage cover for both the landlord and our contents. Wheres the best/cheapest place to get this???? Is this normally standard?? No idea where to start!! Thanks!!
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Building/Contents Insurance
Hi, I am considering letting out my apartment and I am trying to get quotes for Landlords insurance. My concern is that I will take out the correct type of insurance that will cover not only damage to the property by the tenant but also things like leaking pipes and water damage caused to the neighbors. Does anyone know…
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Solar Panel Insurance
Hi, we've just purchased some solar panels and wondered what insurance would be required to protect them against damage or theft. Any help appreciated, thanks.
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Alliance & Leicester Identity Protection
I called A&L yesterday to have my new debit card verified. The operator tried to sell me Identity Protection insurance but I felt that the sales patter was heavy handed and designed to scare me into taking it out. I was told that one in four of the population is likely to suffer from identity fraud because of the huge…
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Admiral Policy
Well what excellent customer service (although i was giving them £520! hehehe) I nearly had a heart attack on Wednesday when i rang Direct Line to inform them that my new car had Alloy wheels, as when i took up the policy on the phone the week before i wasn't aware that there were considered a modification. So i phoned…
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Can i change home insurers if i have unresolved claims on my existing policy?
simple question? But i do not know the answer. Existing insurer sent me a quote and it seems to be a bit steep.
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Life Cover & Mortgage Protection cant start!!!
We have just bought a house and I am really anxious that I am not yet protected by our life cover and mortgage protection we took out with Friends Provident. Basically we both have a couple of routine appointments coming up (blood test for high colesterol and breast clinic) at the end of the month. The insurance company…
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Ameriplan® dental insurance
AmeriPlan® offers great dental, health, vision, prescription, and chiropractic programs as an alternative to insurance for working families, retirees, self-employed.
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Adding on Winter Sports Cover to exsisting policy
Back in January I purchased annual travel insurance policy with Flexicover via Moneysupermarket after reading the MSE article on Travel Insurance. At the time I just purchased the standard cover. I now have the opportunity to go on my first ski holiday, which I didn't know I was going to do back in January. I have…
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Buildings and Home insurance
My buildings and home insurance (with Lloyds TSB) went up this year by £60!!! I've never claimed on this insurance and have been with them for nearly 7 years. I phoned them and asked if they could do better, as I've had a better quote, and they reduced the premium was reduced to just lower than last years price! :j Take…