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Leasehold flat - double buildings insurance?
Hi folks, I have a flat and pay a yearly service charge which includes the buildings insurance. I'm currently trying to get quotes for the contents and came across DirectLine who are offering buildings & contents cover at £70 cheaper than just the contents insurance. This looks to be part of 30% off promotion they're…
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Cancellation charges and 14 day period
Hi everyone I just wanted to ask about the cooling off period as I have seen quite a few people post statements that whatever it says in the policy documents is the final word. I have pasted below an extract from the FSA's Conduct of Business rules which insurance companies have to comply with: 1A consumer has a right to…
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Car insurance taken out but want to cancel
I took out car insurance but will need to cancel. I paid the deposit of £76 and it was all done online on Saturday. What will I be responsible for paying for cancelling? Will I be able to get my deposit back? I assume I have 14 days cooling off in which to cancel this?
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contents insurance
hi i have contents home insurance with CIS been with them for 12 years, dont have accidental cover included which i would like , my excess is £50, £56.95 a year for contents insure for £20,000 i would like to get a cover for £50,000 i dont need building insurance as my house is council and just want to know if anyone knows…
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Car and bike insurance
Good morning. Just wondering if anyone knows of companies that offer car and motorcycle insurance cover on the same policy? Cheers
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car insurance- fully comp or third party
i am trying to insurnace by partner on a old ford fiesta. it is going to be used as a little run around for a few months the tax runs out in 7 months car only brought for £100 pounds is it worth getting it full comp or not? thanks in advance
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contents insurance
please delete this post as it already on , clicked button twice :-) hi i have contents home insurance with CIS been with them for 12 years, dont have accidental cover included which i would like , my excess is £50, £56.95 a year for contents insure for £20,000 i would like to get a cover for £50,000 i dont need building…
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Help!! Can I find out if I am insured??
I am having a bit of a panic, so am posting on here to see if anyone can help. I phoned my home insurerer to see if I am covered for a broken oven, only to be told my policy ran out in May 2007. I can't find any paperwork for a new policy. I went on to confused.com to look for a new policy and an old search for home…
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American Fridge Freezer Extended Warranty
I bought a Samsung Fridge Freezer (American Style) The 2 year warranty is about up and I would like to extend the insurance. Normally I wouldnt bother but this cost £1000 new and was a treat, I wouldnt be able to buy another one. Can anyone help, thanks.
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PPI mis-selling and also policy not paying out leading to bankruptcy
If there is anybody with any advice it would really help. This is linked to PPI in that my partner took out a loan about 5 years ago and had to have the compulsory insurance to secure the loan (for a car). Subsequently he was the victim of a car accident, his car was written off and he suffered injuries. As he was injured…
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critical and life insurance query
son has a critical illness &life policy which he has paid for a good few years. Now his work has taken him to Canada where he has become a Canadian citizen. Should he just cancel his policy and put the money to a use in insurance over there?
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Car Insurance - Have I Been Ripped Off?
Hi I would really like feedback on this one. About this time last year I used this fantastic website to get myself some car insurance. After choosing Esure all was okay until I got a letter through the post stating that I had witheld some information. Cut a long story short, I did not disclose the fact that in Dec 06 I had…
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Car insurance should I be a student or unemployed
I am a student classed as full time on an 18 week course which ends in June. I am still on benefit of Income Support and New Deal so I am technically still unemployed. Having gone through the websites it is cheaper for me to be unemployed to get car insurance than a student. Some companies won't even quote when I put in…
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PPI and Definition of Employment
I have two policies which started paying out after becoming unemployed in August 2007. At the beginning of October, I had an opportunity to do some part-time work, up to 15 hours per week. This was cleared with the Job Centre and with the two insurance companies. I have a copy of the letter I send to the insurance…
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Get your direct line buildings insurance reduced.
I have just shopped round to get a better deal on my buildings insurance as Direct line is charging £154.00 had a good look round and found a quote that covered my needs with LV for £108.00. Before I purchased thought I would call direct line to inform I was not renewing. They said as of this year they can now offer loyal…
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Car Insurance?
Has anyone used Quidco for there car insurance and did they receive the cash back? There seems to be quite a few insurance companys offering cash back on Quidco. My best so far with quidco is First Alternative using !!!!!!!!! but has excess of £450. All advice would be useful.
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Buildings cover when not the leaseholder?
Hi there knowledgable people! I currently have my building insurance with NU and share the cost of this with my neighbor & we both own our flats. We live in a terraced house thats been converted to 2 flats but dont own the lease but have never been able to track the landlord down! Because of this managed to get specialist…
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Advice Needed - Car Insurance
I need a bit of advice please. My father is about to renew his car insurance - he had a protected no claims - but has had two claims (both his fault) in the past six months. On his renewal it gives him a 55% (5.5 years?) no claims discount. What I wish to know is - is the 55% five and a half years - just wary of giving…
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can i reclaim the ppi
i had a secured loan with black horse for £8500 the ppi was a single payment added to the loan and in total over the 120 months would have cost us £7534.80, we paid it off a year and a half ago after remortgage our house. would i be able to claim this back , i know when we took out the loan they were rather keen that we…
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Need advice re. pursuing a complaint against ins provider
I realise it's hard to give an informed answer without knowing all the details, but anyway, here goes! Halifax have offerred me £100 as a gesture of goodwill in response to a complaint I made about their handling of a claim (bldg movement due to collapsed drain), which is still unresolved 15 months after I first contacted…