car insurance- fully comp or third party

leb2005

i am trying to insurnace by partner on a old ford fiesta. it is going to be used as a little run around for a few months the tax runs out in 7 months
car only brought for £100 pounds
is it worth getting it full comp or not?
thanks in advance

lisyloo

I would have said completely pointless.
If you car is damaged in an accident it is almost 100% certain it will be written off.
You will get no courtesy car and you will get back the value of the car minus the excess, which will be virtually nothing.
It's not really worth getting fire & theft either.
However you should be aware that sometimes 3rd party fire & theft can be cheaper than 3rd party only as there aren't many 3rd party only policies to choose from so it restricts your choice.

It's also worth checking out quidco.
I got £120 cashback on on £150 policy.

leb2005

thanks for your help-
another question is that he does nothave any no claims
he has been on my policy for 2 years and before that his mums

which is a good company is a good one for starters?

smartie1976

leb2005 wrote: »

car only BOUGHT for £100 pounds

No one company is the best.
It depends on location, age and driving history.

You will need to use scraper sites to get the best quote.
http://www.moneysavingexpert.com/insurance/compare-cheap-car-insurance
Then use a cash back site to see if the best quotes will get you an extra back.
http://www.quidco.com/finance/life-auto/highest-rates-currency/

Then go to the best quote site and REDO the quote to make sure the scraper sites weren't taking a cut.