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Disability money matters

Get help with MoneySaving questions relating to living with a disability.

mobility scooter insurance and breakdown
ive just got myself a mobility scooter on an 0% interest plan, and they advice liability insurance and breakdown insurance they offer a package but its far more expensive than the few ive found, do i need liability ins for pottering around the village? breakdown i can understand as ill not be able to push it home. im…
Disabled persons railcard question
I have a question about applying for a disabled persons railcard. I'm doing it online and it has an option to put in a discount code, and it says council code. Do councils give you a discount when you purchase a railcard? I just wondered where you get a discount code or a council code for it. Thanks for any help.
Physiotherapy
Saw my GP yesterday about severe knee pain. After examination told it is a cartilage problem and I will need to try physiotherapy before anything else is considered. Phoned this morning as I apparently have to self refer. Offered a telephone consultation in 10 days time and dependent on the result could be waiting 13 weeks…
It's arrived!
My son's letter to apply for PIP has finally arrived. He is 21, and has been on an indefinite award since he was eight years old. I've been expecting it since he turned 16, and the brown envelope dropped through the letterbox yesterday. I'm going to ring for the forms on Monday. I've already started to gather evidence of…
Minibus for a wheelchair
Just curious about the cost of hiring a minibus that will take a large wheelchair. I have thought about leasing a minibus and hiring out my services to local schools and councils. I already work in that sector, but I have no knowledge of the money side of things. If I were to buy a all seater minibus, the purchase cost and…
Can I Send My Mobility Car Back?
Hi, My mum had a drinking problem in the last 10 years, she went into rehab for 3 months, was sober for almost a year in total.. I wanted to get a mobility car to help get me around, she offered.. but now she's relapsed and the other driver on the insurance has passed away.. where do I stand? surely these are special…
marriage
Hi, I a man 67y im on PIP & DWP payments due to a stroke 16 y ago, and been here 29y, marrying a Philippines girl 41y and not disabled and in good health. Due to my stroke I'm not very good at talking now. I live in a rented property, Private Landlord, 2 bedroom flat. The Council do pay the rent. What income am I likely to…
Am I entitled to compensation
Not sure if this is the correct place to ask for advice but here goes. Its a long story but I used to be a teaching assistant in a primary school (my dream job) however i was looking after a poorly child mother refused to take the child home early the child had slapped cheek syndrome unfortunately I caught it off the…
CHC Full Assessment - Anyone had one?
Hi everyone, A member of my family has just been notified they are eligible for a full CHC assessment. We have a decent understanding of what will happen, but there are some questions we can't find answers to and I'm wondering if anyone here might be able to answer them for me. Can anyone tell me what the assessment is…
Local Service Compliance Tele Interview
Hello I am in receipt of contribution based ESA and Pip. I know very little about the benefits system and am a newbie on here, too. I have received a letter saying that I am to have a Local Service Compliance Telephone Interview. I have no idea what level of threat this is to my benefits, and my stomach is churning with…
PIP sorted
Awarded PIP today standard care enhanced mobility till 2022, whole process took 8 weeks . On DLA originally 20 years ago I was on mid care high; mobility, but for the last 17 years mid care; low mobility. Have to say that the assessors report was fair and mostly accurate and was obviously accepted by the DWP DM.
ESA Support Group and Self-employment
Hi, Please forgive me if this has been covered elsewhere, I've had a scan through and can't see any threads from anybody asking the same questions. I could really do with some advice and/or signposting. I have multiple physical and mental health problems/disorders and disabilities and was in receipt of DLA (both components…
Notifying the DVLA of a medical condition
I opted to give up driving for several years as I was finding it hard with a medical condition. I have decided to return to driving and have take some refresher lessons and been driving with my partner in the car and short drives alone. All of this has been done with the agreement of my consultant. They have now asked me…
PIP Descriptor "managing therapy"
Hi all, I am wondering if anyone will be able to clarify something that is mentioned in one of the descriptors. In activity 3 for daily living, it says as follows: manage therapeutic activities that are carried out in a domestic setting that are prescribed or recommended by a registered doctor, nurse, pharmacist or health…
Medical Evidence
Hello, I just wondered if anyone had any advice about getting medical evidence. I went into my GP surgery a week ago and then said they would send me a letter but I haven’t received anything yet. Does this usually take a little while? I’m not sure if I should have contacted the consultant I saw at the hospital instead? Any…
Motability Increase Good Condition Bonus
I have just seen this on another forum: As mentioned on another often used forum, from 20th September 2018 Motability are increasing the Good Condition Bonus payable when a vehicle is returned in good condition at the end of the lease period. The Good Condition Bonus for a standard 3-year lease will increase from £250 to…
Motability under PIP
PIP stats
I found this https://stat-xplore.dwp.gov.uk/webapi/jsf/tableView/tableView.xhtml on line At the moment - I am trying to figure out how to use it - but I am sure that it holds vital information fot claimants !!
Filling in PIP form on computer
Hi everyone. well my brown envelope arrived "inviting" me to apply for PIP because they are stopping my DLA. As my handwriting is chuffing awful (because my hands don't work properly) I want a version I can type into instead. I seem to recall there was a link on here some time ago, but I can't find it now. Please could…
DLA & Uni
Hi I am currently in receipt of a lifetime DLA award (and have been seriously keeping my head well below the PIP parapet 😉 ), which of course provides me with my car, amongst other things. I am also in receipt of Housing & Council Tax Benefit and ESA. I've been attending a local Creative Writing group for some years and…

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MSE News

Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.

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Disability money matters

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