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TEsco credit card - good deal?
Saw a flier in Tesco at the weekend - their CC offers 0% on balance transfers for 9 months (2% fee) 0% on new purchases for 9 months 0% on purchases in Tesco for 12 months Plus bonus clubcard points Full info at http://www.tescofinance.com/personal/finance/finance/creditcards/clubcc/index.jsp If you get most of your…
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Can't get credit - help needed please!
Hi all, Not sure if I am posting in the right place so apologies if not! I also apologise if the following post doesn't make much sense... despite being an English student, I am not very literate when it comes to talking about money!! Here goes. My situation is that I am an English degree student. My only incoming income…
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Barclaycard £1 paypal dropped
Folks, Can you help? PayPal have "dropped" my £1 donation to cover the min spend on Barclaycard....as a result i was charged £11+ in interest I've tried setting it up again on MSE, but it won't let me. It comes up.... "The email address or credit card has already been added to a PayPal account. If you have already opened a…
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How many cards?
Just wondering what the max amount of cards is that you should apply for from any one supplier. I have 2 mbna cards - 1 with £3200 on it. - 1 just payed off and cancelled at start of month I want to apply for the virgin card so that I can put my £4000 overdraft on it. is this a good idea.
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Halifax Visa Platinum Problems?
Has anyone else been having problems with Halifax Visa? For 2 weeks I've been getting intermittent 'Transaction Not Authorised' when trying to use my card in stores and online. The card is a month or so old, credit limit fine and I always pay it off in full every month. When I phone their call centre I've been told that…
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Using a gambling site for NO FEE Balance Transfer credit card to current account
I had a 5.9% for life offer for £9k from natwest visa with no balance transfer FEE as a one off for a mistake they made. I wanted to change my Natwest loan of 9k from 7.9% to 5.9% via the natwest visa offer. However such a thing could not be done directly. Therefore i did a balance transfer to my halifax cc for the 9k…
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Card protection but not Card protection plans
Was wondering if anybody knew how I could protect all my credit, debit cards so if I lose my purse I can cancel them all ASAP. Also does anyone know of any that protect things like your driving licence also? And also maybe includes fraud protection. Halifax offered me a similar thing when I was registering my new credit…
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Plenty of cash but no credit
Hi there I'm in the fortunate position of having enough money (thanks Martin) but can't get a credit card at all. I've got credit in my LloydsTSB account, and a top credit rating with them (AAA or whatever the best is). But I want a cashback card, and no-one gives me one (Citibank, AMEX). I've never defaulted on debt, and…
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Help card protection charge
I have received a statement today from frasercard from account i requested to close 2years ago for a charge of £70!!! for card protection. I spoke to the company who provides the protection telling them I dont have any cards and no longer live at the address in question( parents home) so wish to cancel this and basically…
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conran card
can someone explain how thing card works in terms of cash back what % do you get as the web site does not make this clear either that or i just dont understand
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Late Payment Charges
can I claim back the late payment charges on a credit card ,when the company claim it has been recieved late .Charges range from £18 to £25
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applied online for citibank card
citibank card applied online at money expert .com online decision just got 3500.00.can know get rid of virgin 15.9 to 24.9 in an instant
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When to apply
Hi Guys & Gals, I've recently just applied for a mortgage, and been assured that i've been accepted - formal offer will be in the post tomorrow. My wife and I are planning on moving may/june, and need to get some furniture, redecorate etc. I was planning on getting a CC on a 10-12 month 0% to buy all this on, so that I…
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Carer of disabled son needing help
Hi all I'm new here,although have popped in on occasion to seek advice. I'm a stay at home mum(not working) as I care for my registered disabled son,unfortunately he doesn't get higher rate mobility(long story doesn't fit neatly in that box!) and again the costs of puting our car(which is used for constant hospital runs)…
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Just paid off all debt-How long b4 rating improves.
I have just paid off 90% of my debt. I now only have a car hire purchase agreement, and 3 current accounts with ovedrafts. One of which I am about the close altogether. I previously had credit card, store cards and catalogue agreements, missed payments and paid late etc. My question is: How long do i wait before my rating…
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Conran phone number?
Hi I just applied for a Conran credit card and after I submitted the application form online it asked me to call them. Helpfully this number stayed on the screen for about 10 secs :rolleyes: Does anyone know it please? I can't find it anywhere online. Also has anyone else been told to call? Any idea what they want? Thanks
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abbey credit card
hi all i have just applied for an abbey credit card with 0% balance transfer for 12 months and a 2% fee for doing this. this sounds good to me or am i missing something? as i am new to money saving still getting to grips with it all really, it is just that i have looked through the posts on here and have not seen anyone…
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Improving credit rating
I have seen this things for sale on ebay to impprove your credit rating. Is there any way that I can do it legally. Any advice would be great.
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Hounded by Credit Cards
I am currently going through a really hard time financially. I have been trying to make arrangments with my debtors for ages but they do not help at all. I am now in contact with CCCS, and have since written to my creditors with a budget plan and list of o/s creditors as advised by CCCS. They also advised me not to take…
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MBNA charging customers more
Has anyone heard about why card company MBNA plans to charge customers for being in credit? :mad: I just caught the end of the Working Lunch programme and missed the whole story. I think it also said something about also charging for accounts that are rarely used. Thanks