We're aware that some users are experiencing technical issues which the team are working to resolve. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

When to apply

Options
Hi Guys & Gals,

I've recently just applied for a mortgage, and been assured that i've been accepted - formal offer will be in the post tomorrow.

My wife and I are planning on moving may/june, and need to get some furniture, redecorate etc.

I was planning on getting a CC on a 10-12 month 0% to buy all this on, so that I have a bit of time to pay it off.

When's the best time to apply? SHould I wait off a month or so, and then apply for a CC?
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 350.6K Banking & Borrowing
  • 253K Reduce Debt & Boost Income
  • 453.4K Spending & Discounts
  • 243.6K Work, Benefits & Business
  • 598.4K Mortgages, Homes & Bills
  • 176.8K Life & Family
  • 256.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.