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Capital One balance transfer interest warning!
I just thought that I would share my experience as a warning! I transferred £2,000 :eek: on to a Capital One Credit card, never spent on it and managed to pay it all off just before the one year 0% interest rate expired. This month, when I received my credit card statement, rather than the £0.00 balance I was expecting,…
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Credit card thickie - pls help
OK so this is probly a really dumb question, but I've never had a credit card before and I'm a bit scared of em:rolleyes: In the small print, what does "Total charge for credit" mean? I'm about to take out a M&S 0% (for 12 mo) card, so I can spend on that instead of my 16.9% overdraft, but I don't want to get fleeced by…
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Egg Card advice
I applied for an Egg card last week and it was approved with a £3.5K limit, I have a B/T of £1.5K to do, and was wondering if I could do a little stoozing with the rest, and if so whats the best way to do it, or have I got the wrong type of egg card. Thanks in advance
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Halifax Credit Card Statements
Today, the 24th of Feb, I contacted Halifax Credit Card regarding my past statements. I was told that the last four statements will cost me £5 and then for every one required before this, it would cost me £5 EACH. Is this a fair amount to pay? Seems a bit steep to me!
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Halifax Credit Card
I requested copies of statements for my sons Halifax credit card account 6 weeks ago. I have paid £10. The cheque has been cashed. The account has been closed as far as Halifax is concerned. The credit card debt has been passed to a debt collector who call themselves Halifax plc, they are not Halifax Plc, they are Blair,…
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cash advace fees
I have just bought some US dollars from travelex, I used my Alliance & Leicester visa debit card to do this.I have checked my statement online and have been charged 1.5%, went in to A&L and they say that Visa add that fee on themselves and they can't do anything about it.Is that right that Visa can charge me for spending…
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Any thread that lists issuing banks for Credit Cards?
As per title really. I have had quite a few cards over the past few years, and would be interested to see what the issuing banks are and if there is any correlation to the rates and limits I've been offered. Also it would aid me in what card to maybe apply for next! :D So is there a thread or article that contains this…
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credit card default advice
Hi Guys I have a mint credit card that i have let go out control and have now recd a default and the account has been cancelled because i have been struuggleing to pay it off they have put me on a payment plan but when i asked them to reduce the apr to try to clear it easier they just wernt interested. anyone any advice…
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ING not so bad
I totally agree with Martin's point about the ING standard rate of 4.75% on their Direct Savings Account. It is disgraceful. However, they have launched a new product that is actually quite good: namely the Fixed Rate Savings Account. It runs for 6 months and gives you 6% interest AER (Gross 5.91%). You have to have a…
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will halifax up my limit??
I've had my card since early dec. Do you think they are likely to up my limit.? Its currently £1400.
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barclaycard customer complaints?
Has anyone got a number for a customer relations team at Barclaycard?? I have tried for 30 mins tonight on the 0870 1540154 and kept getting cut off or transferred to a wrong number and they refuse to put me through to a manager. For 2 weeks now I have been after a letter from them which my mortgage company needs to…
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Pre Paid Credit Cards
I looking for a pre paid credit card preferably a Visa but Master Card is fine However the charges to use them seem so high, issue charges, user charges, ATM charges, charges to use them, top up charges. Anyone know of one I can afford to use?
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are cahoot a joke
had a credit limit of 3000 did not o a penny , appleyed to get a limit of 8000 just logged on to cahoot looks like my credit card account had vanised...............
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Mbna
Quick question. I have an Abbey Credit Card (run by MBNA). I have a very small balance (2.9% until July) on this which will be paid off shortly. Once this has been paid I would like to transfer another balance to this card - I am pretty sure they won't give me 0% (as I haggled for the 2.9%) but wondered if it would be…
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Fee for unused credit cards
I've just been watching today's (Friday) Working Lunch on BBC2 and they've announced that a bank or banks is/are going to start charging an annual fee to those of us who either use our credit cards only occasionally or not at all. So, where does that leave us "Rate tarts" who NEVER use their cards whilst they owe a…
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xbox 360 & credit cards
to purchase some items on the xbox360 (downloads, extra levels etc) you have to register a credit card, the details of which are kept on the machine. but, once those details are on the 360 you cannot delete them. i have two cards registered, both of which have now expired. there is no option for deleting this information,…
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Lloyds introduces credit card fee
Lloyds TSB is to impose a £35 annual charge on credit card account holders who do not use their cards. The annual charge will apply to "low-usage" customers; including people who do not use their cards at all. The bank has written to 50,000 customers to tell them that the charge will be levied on their accounts 30 days…
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Sainsbury's Credit Card
I had a balance of £2000 on a Sainsbury's credit card April 06 and made a late payment on it. So I set up a standing order for £100 a month from May to be paid from my account on the 2nd of every month. Because I had stopped using the card and I knew the standing order was being paid I didn't notice that since August last…
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Cheeky virgin!
Virgin Money have wrote me a letter, got it this morning. My interest rate is going up to 24.9%. It was 9.9% Cheeky or what! I'll just pay it off and close it now, but just wondering, as I have never made a late payment, never gone over my limit etc in two years, whether anyone in the same boat has got this? Are they maybe…
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Balance Transfer Question - Please Help
I have recently applied for and been accepted for an M&S credit card. I have a limit of £3,000, increased from £2,000, when I explained I wanted to do a balance transfer. They are offering a life of balance transfer rate of 3.9% for balances transfered from a credit or store in the first 6 months of opening the account.…