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IF Direct Debit
Hi guys, Does anyone have a IF credit card? If so, do they know how to set-up a direct debit to pay it? Cannot see anywhere where I can do this online. Do I need to request a direct debit mandate? Cheers
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what credit card should i apply for to get BA miles
what credit card should i apply for to get BA airmiles (maybe some as well for opening card) i always pay balance in full
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Capital Bank
Am I the only one who is totally frustrated every time the adverts come on tv for the Capital one card? They charge a whacking 34.9% apr. As a result of not paying of balance in full at the end of each month my friend has paid £1500 on charges in a 12 month period.
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Electoral Register (Bad Credit Rating)
How the hell do I sort the problem out regarding the electoral registar section of my credit report? Rather than it being 'Satisfactory' it is showing as 'Warning' I'm really trying to increase my rating but don't know how to solve this one! Helllllllp!
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Reward Points ??? Can You Buy Some Thing & Return It
CAN YOU BUY SOME THING & RETURN IT can you order an item say for £1000 then 2 days later cancel it once the money has been taken from credit card , then it just gets refunded on to card. will you get reward points from credit card company?
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lloyds cc statement CREDIT COVER PREMIUM?
Hi, Ive just checked my credit card statement online as I alwasy do, and ive been charged 42p for CREDIT COVER PREMIUM - 79P PER £100. Ive never seen this charge ever before!? I always pay off my credit card each month and have never seen this charge. Can they add this charge with no warning? Has anyone else experienced…
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Charges To Use Credit Cards
Have you noticed recently how vendors are starting to add additional costs if you want to pay by credit card? What's worse is that the charges seem to be getting more every time you buy and the number of vendors doing it is increasing. I guess what is making it more apparent is that I am buying more and more off the…
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Credit Card cancellation of Loyalty points
I have a Goldfish card and have built up a number of loyalty points, and was hoping to use them for a 25th anniversary holiday. I find that Goldfish cancels loyalty points over 3 years old, and am told it was in the small print when the card was issued. Yet no warning was given on my statements or the monthly magazine that…
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Is it worth me having a cashback card?
Im hoping someone can advise if it would be worth me using a cashback credit card? I currently have a Capital One Platinum card. I pay the balance off in full each month (when I use it, tbh I normally use my debit card!) Would it be a good idea to get a cashback card and use it for all my expenditure, petrol, food etc etc…
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Old Lloyds credit card - advice needed
I took out a basic credit card from Lloyds Bank about 10 yrs ago while I was a student. Long story short - I ended up struggling with the repayments (balance was about £2500 to £3000 as far as I can remember) and so about 7 or 8 yrs ago I entered an arrangement with Lloyds whereby I agreed to cut the card up and repay £20…
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New Thomas Cook Card (or stick with MBNA)?
Hi, Anybody else facing the quandry of the new Thomas Cook card or sticking with replacement MBNA card? Not sure which is the best card to go for - stick with the new MBNA card or apply for the new Thomas Cook card. Maybe I should go for another card. I did quite like the idea of just using the card and watching the points…
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GRR Transfer to Betting treated as Cash
I guess I should have looked it up 1st or even used my debit card but thought I would use the Quidco free £25 bet with totalbet.com Not thinking I used my Tesco Credit card as I use that all month and settle up from my oneaccount afterwards. Lo and behold I have a £2.50 cash withdraw fee and querying it was told it because…
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Help - I don't know where to start!
Hi all, I have the following problem - I have only recently moved to UK (since October last year) and from what I understand reading this board I do not have any credit file as I have not got any credit history - no loans, no credit cards, etc. I only have Natwest Current Plus account (no overdraft). So, I have decided to…
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Online Credit Card Fraud - HELP!
Hi! I have recently been a victim of credit card fraud, which apperntly happened online! I have reported this, but the card comapny says there is nothign they can do! Is this correct? Can we track these people/persons down or is the money now lost?!
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Late Payment Fees
With all the info surrounding the reclaiming of bank charges etc I wondered if there was anything on claiming for late payment fees that the companies charge on credit cards? i.e. have we got a leg to stand on? Just a thought, apologies if I've missed something on the subject thats already been discussed.
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Easiest to get credit card to build credit record for 18 yr old?
My son would like to get a car loan but cannot as he lives at home and has no bills to pay, so no proof on his credit record, but it is a good credit record. He has saved up all his money he has from his apprenticeship job to pay for the insurance, but now does no longer want to wait. His bank (Barclays) told him he needs…
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Best Credit Card for £4000 transfer
My ex would like to put all her credit cards onto a 0% card for the longest period as she is going away for a year and would like to worry about them when she comes back. Is teh Morgan Stanley Buy and Fly the best 0% CC on the market?? She will make the minimum repayments etc.
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Chip & Pin
hi just wondered if you can pay with a card if you havnt got a pin no.... cars been in 4 repairs at garage and OH got to pay with credit card which only came through today we havnt had a pin no. come through yet.... do we need to wait for pin or an places still swipe ?
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Ideal Credit Card for LapTop
Hi All, I don't know idf you can help but all you debt nerds have sure been helpful in every other question I have asked this board. I need to buy a lap top in the next week or two and having read all the advice on here but don't have the cash at hand. I think the best way to do it will be getting a credit card at…
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Requesting A lowering of Interest/Increase of Credit
Edit: Turns out it does but you can ask them to just have a look at your current "card score". Well atleast thats what I did at Halifax and they said at the minute my score isn't high enough for an increase but if I pay more each month for about 2 months then it should bring that score up. It's good this way because at…