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late payment charges
I've used a Barclaycard for the past 30 years and always pay off the full amount every month. I've never made a part payment. However, occassionally I may wait to the last minute, or the 1st class post does not deliver by the due date, and I am charged hundreds of pounds in interest payments just for being 1 or 2 days…
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Fraud Protection Insurance
One of my debit cards got damaged so when I received the replacement I was requested to phone and 0845 number and was told that activation would take a couple of minutes. During that time someone tried to sell me Fraud protections and put the frighteners on by telling me that if someone stole my identity used my name to…
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credit card fraud
just a word of warning, info from a bank manager ( not me ) be careful with your credit card at a certain large petrol chain of garages theres a lot of card details being syphoned of to eastern europe. just one branch knows of approx 1000. in wont say where, but its east of england. something to do with the way they employ…
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End of Conran card?
in conran card thread
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John Lewis vouchers
Does anyone know when the John Lewis vouchers are coming out from using their credit card?
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debit card handling fee (ryanair)
I recently bought airline tickets online. I chose to pay by debit card and was informed the charge was 0.70p, however this is per leg/per passenger !? So, one person paying £200 one way pays 0.70p 5 persons travelling return ( £40 flight cost)will pay £7.00 (5 x .70 x 2 legs.....despite Ryanair debiting the card only once!…
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loony luna credit card
Evening all, I have a smile cc with a 10k balance, I get paid the same date each month (20th) so get paid 12 times a year. I set up a standing order on my internet banking to arrange payments to the card on the 20th each month 6 months in advance at a time. However I recently had a phone call from smile to say that I had…
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MoneySavers challenge!
I know you all like a challenge out there, so here's the details. I am purchasing a car on 0% APR (sounds good), but with a 30% deposit. I asked if I could pay the deposit on a Credit Card and they said yes, but there would be a 2% charge. Debit card payments are free of charge Challenge: Whats the cheapest way of putting…
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Credit Charge Switch
Hi, I was after a little bit of help....:confused: Ive currently got a credit card with Norwich & Peterborough with £1100 outstanding with a rate of 12.9%. We've just brouhgt a flat and will probably be putting the kithcen appliance on it aswell bringing it up to £2000. How do these balance transfers work? If I get a new…
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Morgan Stanley DD Payment
Just received from Morgan Stanley a Notice of Variation for their credit card T&Cs. As of 23 April 2007, DD payment will be moved 13 days earlier. And some other costs increase, say like, paying them via an operator, overseas transaction...
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What are my rights?
Can anyone help please? I have paid in full for my daughter's Berketex wedding dress using a store credit card (Creation Financial Services) - an extra discount applied if I took out the card so as a good MSE I did! The store I bought from has just gone into receivership and the dress is not due to be delivered until…
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Nationwide debit card. Warning!
If you are thinking of giving someone abroad your debit card as a method of transferring money to them cheaply, please be aware that there is a potential problem. I support an Indonesian student on the somewhat isolated island of Lombok,(next to Bali), where there is an almost total absence of cash machines. The only one…
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Can they do this?
Ok it's our own fault. We were on our last (hopefully ever) I interest free credit card payment and it was the end of out interest free payment, we misread the statement (or made a mistake writing the cheque). Basically instead of paying £650.60p we paid £650.50p and now they want £2.00 interest. Now, ok it's not the end…
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LLoyds TSB credit card new conditions. Is this lawful?
Hi, I have just received the lastest changes to the conditions. In this it states that if you don't pay on time, and have a LLoyds TSB current or savings account , (now here's the point) including joint accounts, you authorise them to take payment. Is this lawful?
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Business credit card??
Hi I run a very small business and wondered if anyone had opinions on business cards. Are they really worth having? Thanks Bob
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Post Office Credit Card.
Hi Folks, New member so this is my first post. I applied for a credit card from the post office and today received a money laundering check list form which I have to complete and return to them along with a couple of personal documents in order to confirm my identity. I have a couple of credit cards and have never been…
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Free £10 from Barclaycard
Just got a letter from B/card, if I spend £100, they'll give me £10. Anyone else had these?
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Second card?
I've recently been turned down for an extra credit limit on my card. Bit annoying as I do have a pretty exemplary credit record with the institution concerned. Anyway, I was wondering if my husband applied for a card and got it (with, hopefully a higher credit limit), would I be able to get a second card on his account?
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How many Credit cards have I had???!!!
Hi All, Im looking to find out exactly who I had credit cards with and when?! Over the years I've done so many balance transfers I've lost track of who i had CC's with!! I can remember a few and will be using Martin's Links to Data Protection addressess to get my statements back for the last 6 yrs. My question is, is there…
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how to retreive details on my closed acccounts!
im your typical case of being charged excessive amounts. im also going to try and retreive these charges from LLoyds, Egg and Barclaycard. But first i recentley ( 2 months ago ) cleared my debt with Cetelem ( Dixons buy now pay later store card ) and also a £500 loan with them. Im guessing i was charged well over £1000 in…