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Barclaycard fees for payment in Euros?
Hi. I want to purchase something from the Netherlands costing 1185 Euros over the internet this weekend. The website says I have to use PayPal. When I checkout via PayPal's website it gives me the option to use PayPal's conversion rate (1 British Pound = 1.23825 Euros) or use my VISA card's fees (but it doesn't say what…
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Section 75 Consumer credit act 1974
Hi all. I have had this problem for nearly a year now and still its ongoing. Just thought I would ask you lot for any guidance. I'm trying to sell my timeshare and stupidly fell for the Etoo advert and then went and paid them £850. As we all know now, they are a fraudlent company and thats not just me thats also from the…
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credit card with low credit limit for online spending
I've had to cancel my cards twice in a year. I am extremely careful online but someone has got access to my details. Given that we have to buy online (incl from small retailers who apparently present the greatest risk) it's been suggested that I get a credit card with a low credit limit (eg £500) just for online purchases.…
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turned down by hsbc, i want to re-apply
hiya, I applied to hsbc credit card a while ago.I earn ok money and have a couple of credit cards.I have only ever made a late payment once on a credit card, and now pay off my credit cards every month. I've never been late with a mortgage payment. When I applied to hsbc, the site crashed before I could I examine why I had…
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Egg Charging Interest After Balance Cleared
I transferred my Egg balance to my new Virgin CC last week, and I've just looked at my Egg statement online to find that the day AFTER the balance was cleared, they've whacked me with an interest charge. Before I start sending them stroppy e-mails, can someone tell me if this is to be expected/right or should I be…
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what happens to chargeback goods
Hi I bought a computer base off a company. It arrived and didnt work. On contacting the company I was told I had to deal with support @ 75p a minute. They werent interested and after loads of emails, calls, and speaking to their md I got nowhere. Visa sent me a complaint form as I rejected the goods. I also sent them a…
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Card Fraud Involving PINs
If you’ve been the victim of card Fraud where you PIN has been used and your Card Issuer refuses to give you back your money because they claim you’ve been negligent with your PIN then maybe you should be asking, “If the Card Industry's hardware & software can't keep my PIN secret,” how can I possible be held liable for…
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clearing CC Bal monthly by Direct Debit
I have just found another way Natwest pay for the champers at the shareholders meeting. if you clear your balance each month by direct debit, the funds are taken 10 yes TEN days before due date. AS I have an offset Mortgage and pay my Company expenses through my credit card, this has a considerable affect on my average…
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Victim of card-not-present fraud online
I discovered today that I have been a victim of internet fraud when I tried to place an online order for a local delivery with my butcher only to discover that my SecureCode password was not working on my NatWest Debit card. I tried it three times until it locked the card. I immediately called NatWest to report the problem…
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Monument Credit Card
Just wondered whether anyone had any dealings with this company and how easy/difficult it is to get a card. I have a really bad credit rating and have been declined for Capital One/Vanquis and want to rebuild my rating.
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Tuxedo top-up Credit Card
The Tuxedo Top-up Credit Card is supplied by The Sun Newspaper, website thesunprepaid.co.uk Can anyone tell me more about this card. Is it safe? Is it a good idea or should I steer clear? I am not able to have a credit card due to being made bankrupt nearly three years ago and although I do prefer to use cash, it is…
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Robinson Way say they are coming to My House - Will They?
Hi, I apparently have a debt owing to HSBC from years ago, I have disputed this debt and requested a CCA from Robinson Way, they advised me that they could not provide this as the debt was for a bank account - I still asked them to provide proof which they have failed to do. Today they have sent me a letter saying that…
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Capital One CC - Please Rate
My partner is looking to transfer her balance to a Capital One card which is advertsing a rate of 12.9%APR and 0% on balance transfers and purchases till May 2009. Seems very good deal, but I have a feeling there are some catches. Would be good to get some peoples views on the company. Is it also true that you can't pay…
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Help Please with High APR
Hi, I've been a bit silly with my spending and used my credit card for cash withdrawals. Halifax have said that they will not reduce the APR of 20 odd percent. Shall I continue to ask them to reduce it? Transferring to a 0% card is not an option due to bad credit. At this rate the interest is bigger than what I can pay…
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Help-Stolen credit card aand abbey
Hi i had a credit card used without my permission and would like some help. I used the card in december at a shopping centre and the next day i couldnt find my wallet. The time between using the card last and finding it missing was less than 24 hours but when i rang the card company to cancel the card it had been used to a…
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stuffed what can i do now
hi my bf has a lot of debt so ive been taking some of it on my own cards at 0% and 6.9% to try and help him out. i have cleared a barclaycard for him in the hope they would give him a 6.9% lob transfer but they have declined, dont know what i can do now i dont want to try and get anymore cards because i dont want to mess…
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Where did my 0% go?
As above, I guess its the credit card company's perogative to revoke their 0% offer, but sadly I was late with a payment on my Halifax 1 card (I was on holiday at the time). So not only did they whip away my 0% on balance transfers and purchases but also charged me £12 for the privilege. On reading their terms & conditions…
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Help
I've been in a lot of debt over the last couple of years (£12000) but I've slowly got myself out if it and now I've only got one debt to go (£3300)! But I'm a bit worried - I always thought my credit rating was pretty good because I always paid my debts on time. I did have a problem with my Egg Card where I went over the…
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ulster bank
i applyed for the gold card to stooz with about a week ago in my name and one in my mums we both got 3k each i managed to get another 600 extra on one. and to day i applyed for the other card and they gave one card a limit of 2k and one of £495 but on the 2k i used a diffrent bank account dunno if this made a diffrence…
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please help
I'm in a lot of debt and am £180 in arrears with my hsbc credit card. The interest is 19% ish and I'm geting charged £12 a month for being behind. The bank don't seem to wanna help me, what can I do??