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Banks that do NOT charge for ATM withdrawals
Good afternoon, My name is Tommaso and I just moved to your beautiful island. Your climate could be more generous, but the people make up for it! I am looking for free GBP withdrawals in the UK. Apologies if this question has been answered, I searched this forum and only found something about Starling not charging for a…
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Father scammed - any chance of recovering the funds?
Hi, Apologies if this isn’t the right place to post this. Over a number of years my elderly father has been scammed by a guy who befriend him when he was depressed and lonely. He’s been tricked into sending between £50,000 - 75,000. I’ve reported it to the police and they agree it seems to be fraud with a possible grooming…
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Debit Card payment into savings account declined by HSBC
The payment was going into Skipton’s Base Rate Tracker via the Skipton app, and the app said something like payment failed, please contact your card issuer. I don’t bank with HSBC myself so couldn’t offer any advice as to how best to proceed when telephoning the local branch got them an overseas call centre that seemed not…
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First Direct Bank Switch Cashback - am I too late?
I requested to switch on 26th Jan and I should be switched to them by 9th Feb. Since then the cashback offer of £175 has been closed. Will I still receive the cashback after completing the required steps?
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incorrect amex ref field in HSBC FP
Asking for a friend They have made a payment for their Amex card to the correct Amex sort code and account number but with an incorrect reference field (long card number). I have said that the money is likely to bounce back but was wondering if anyone could confirm this? Story is they set up a new payee to Amex using the…
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Paypal - transfer of funds - Please help.
I work for a company who will only pay into Paypal and only in USD. My Paypal account is in the UK. I want to keep my money in USD and move it either to a virtual bank like Revolut or Wise to avoid the crazy fees and exchange rates that Paypal give. I have tried moving the money, in USD, to a Revolut card, Revolut bank…
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HALIFAX Online Banking feature update - Pay tax to HMRC
I see than when you select an account and choose Payments and Transfers - There is an option to pay tax to HMRC. It give you a list of HMRC payment options. Has anyone tried it? I don't have any tax to pay on interest this tax year unfortunately.
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Identity checks for existing customer
I am a long standing member of the Yorkshire Building Society with existing accounts. I am now trying to open a new regular savings account but I am being told this will only proceed if I supply three documents to prove my name and address. This new account is only available to existing members and it showing (in a pending…
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Foolish teenager - should bank have done more?
My son is 18 and one month old - and over the past couple of weeks has tried out a stocks&shares trading app. He seemed to be doing quite well with the fake money the app let him have as a trial - and so decided to put real money into the app. He transferred almost all the money from his current account (HSBC) via its app.…
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Bank wrong address
Hello, So I received a letter for someone else but with my address on it. It was from a bank saying they are starting recovery action for outstanding debt. Im not sure what to do or who to contact as it's not in my name but my address is listed so it's not someone attempting fraud using my identity as such.
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App for viewing upcoming direct debits
Hi all, I can't seem to find something in the Play store that fits the bill as such. I just like the idea of an app that shows upcoming direct debits and standing orders etc. In a calendar view or when they'll be going out. The problem I've found with bill apps etc. Is I suspect they're not intended for UK arrangements and…
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HSBC Sign Up Bonus
Hi all, with the recent two stage bonus payments from hsbc, once the first payment is paid can anyone confirm if the current account and global money account need to stay open, or does keeping the global money only account open suffice for the second payment. reason for wanting to close the current account is I’d like to…
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Data breaches, etc and guarding against them
Not really sure where to post this so thought I'd try here first. Regarding data breaches and online identity theft, there are a number of services which supposedly help to protect against this, from basic services that check if your email address and passwords have been exposed due to online data breaches on assorted…
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Under 18 card while working in America
My daughter will be working in America later this year. Before she sets off from the UK she will be 17 but will turn 18 while she's working. Although she will be earning money while in the US, she's been advised to have access to $5000 in case of a medical emergency. She, not surprisingly, doesn't have a spare $5000 so the…
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HSBC, no opening bonus?
Did anyone apply for the HSBC account Martin recommended in November, only then to not get the bonus as THEY opened and processed the application AFTER closing date??
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HSBC Advance and Global Money account opening offer - reward not received
Has anyone applied for the HSBC Advance account and then opened a Global Money account via the app as instructed and not received their £125 reward? I did the required 5 card transactions and £1500 transfer in. I'm wondering how I can prove I'm eligible if I ring them? Any input would be really appreciated. Thanks, Dani
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Zopa
Hi, has anyone used Zopa for saving? It seems quite difficult to withdraw funds into a standard current account so I can access my money
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TSB account declined
I've tried twice too open a spend and save with tsb, declined twice with no explanation. They say you can write a letter for them to reconsider .... no email address given! I've never been declined any financial product before, my credit report is unlocked for the duration of the application and I've an excellent credit…
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Monzo Vs Lloyds or both?
Got myself a Lloyds Bank account and been with them since 1994 or something near that date. Recently opened a Monzo account, and whilst I haven't activated the card yet, I've only used it to create a savings pot for one of the "debit wannabe challenges". Never really had anything with my bank bar an overdraft which was…
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current account without debit card
Hi, I need to open a bank account as I will be the secretary of some flats freehold. The previous secretary had a Lloyds current account without a debit card, only with on-line payments & transfer. I haven't found one. I guess I could just open a traditional one and keep the debit card in a drawer. We won't have much money…
