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Bank branches
I've just had a right goat ropin' exercise trying to deposit cash into my First Direct account. It used to be easy, just go to any HSBC branch but trying to find one now that actually handles cash is a struggle. I know I can use the PO but their limit is £3000 per day, not handy if you've got more than that to deposit.…
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TSB £180 switch offer
Via MSE or Money Supermarket only. £125 upfront, plus £55 if you stay: https://www.tsb.co.uk/affiliate-switch-landing-page/
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Club Lloyds Monthly Fee Waiver Minimum Deposit changing to £2,000
Don't know if it has been mentioned here before but I've just noticed the minimum amount you have to pay in to a Club Lloyds account to benefit from the £3 fee waiver is increasing from £1500 to £2000 from April 1st
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Children's Bank Account
Evening all, I am looking at opening a bank account for my 13 year old son. Have looked at the Nationwide Flexone Current Account with interest of 2% AER (1.98% gross a year). I have looked at the discussions on the main MSE website but wondering if anyone else knew of any accounts that might be paying more interest?
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Starling not as good as led to believe
I've just spent a frustrating day applying and failing to open a Starling business account. My business is fairly straightforward - I plan to buy a property off my parents in 2024, renovate it and rent it out. In the meantime I've got a year and a bit to get my architect to draw up plans and arrange planning permission.…
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Multiple bank accounts
I already have two current accounts (with NatWest and Halifax). Is there a limit to the number you can have? I was going to apply for the HSBC account to get the £200. Also, Is there a credit check? I applied for a Lloyds credit card in June and I don’t want too many credit checks as I want to apply for a balance transfer…
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Barclays Blue Rewards
Today (4th July) is the second working day of the month, when Blue Rewards are due to be paid and the £5 fee taken, as per the T and C's. Neither has happened for me today. All conditions have been met in June (double-checked). Has anyone had rewards payment and fee deducted today?
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Incorrect IBAN on transfer: Can I get money back?
Hello, I sent a payment from England from a reputable UK bank to a reputable bank abroad (non europe, non america) to help pay for the cost of a wedding. I noticed the IBAN is 30 digits but I put in 29 digits. All other details are correct. I acknowledge it was me who made the mistake. Was worth £2000. Date of transfer…
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Best place to create an account to switch
I've had a search around the site but not found any suggestions on this - is there an optimum provider for opening an account which is easy / avoids impact of credit checks, for the sole purpose of then switching for cash incentive and regular saver accounts on offer elsewhere? Find myself with 3 already but don't want…
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Scan not accepted
I decided to register with Beehive Money this morning and the website requires it wants a Driving Licence or Passport photograph to be loaded up, but not a scan. I have perfectly clear scans of both, why on earth do they not want them and how would they know?
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Joint bank account
Me and my husband both have separate Barclays basic bank accounts. I'm wanting us to get a joint account where all our bills can come out of this so we can put in the money to cover all our bills and then don't don't touch it once a month can anyone recommend a bank account don't really want to pay for it. Also is it easy…
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2 Joint accounts in the same day
Hi, Is it a bad idea to open 2 joint accounts in the same day regarding credit scores? I want to open a first direct joint account so me and my wife can have our wage going in and bills going out of and open a chase joint account to have our disposable income in for our own spending on anything we want. If anyone has a…
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Can the standing order transfer money to own account (e.g. Metro Bank own account to Barclays own a
In order to fulfil one of the requirements for "Get £200 when you switch to HSBC Advance". is to have 2 Standing Order. Can the standing order transfer money to own account (e.g. Metro Bank own account to Barclays own account?)
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Santander ignored/refused subject access request
Long story short I was scammed out of £2140 in what I believe was a Sophisticated PPA scam but Santander say is a dispute between me and the seller and are refusing to refund. I also believe Santander's negligence was to blame as they had enough red flags and warnings. It may be a slightly unusual case because it happened…
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Barclays Cifas Removal
Barclays has put a misuse of facility cifas on my account because i had received a check for selling some shoes and the check had bounced. any chance this can get removed? I obviously was not aware the check was fraudulent
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My Barclays SAR data goes back 25 years!
I issued a subject access request on Barclays who I had banked with a long time back and also had Barclaycards which I defaulted on some years back. I was interested to see what they retained on me. I was amazed to find all of my details including bank and CC statements going back to 1998! I couldn't care less really but I…
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First Direct Switch offer
I had First Direct switch offer back in year 2017 and close my First direct in year 2018. And now is 2023, are they able to know that I had been with First Direct before, and trying to get the switch bonus.
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Santander ‘Edge Up’ launching today
https://www.express.co.uk/finance/personalfinance/1782372/santander-savings-account-Interest-rate-increase
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Any Current Accounts that block payments before going overdrawn?
Hi, My 12yo daughter has an HSBC current account and attached savings account with a debit card which is fine. The only problem is that she could go overdrawn when she uses her card. I asked HSBC if it can be set up so that payments are blocked if they go overdrawn, and they said no. I have a Chase account which will block…
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Intelligent Finance
Hiya. We’ve seen on the media that Intelligent Finance are closing all of their customers current accounts. We haven’t received anything at all yet from IF to notify us of this, but we’re a bit concerned as we’ve banked with them for over 20 years. Our main concern is that we have a large overdraft with them and due to the…