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Which Bank account for non-Business Rental income?
Myself & partner have private rental income from buy-to-lets, and expenditure such as mortgages and maintenace etc. Our current bank account is being closed by the bank, as the bank considers it is being run as a "business". I would like to have a business bank account - but I can't find a bank that will accept us, as we…
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First direct switch bonus
If you open a first direct account and switch from another bank I have just been told the switch needs to happen within three months of opening if you want the £175 bonus. We opened and the switch happened 3 months and 3 days later and they say we are not eligible. The conditIons on their website are not clear on this…
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HSBC closed business bank account
In light of the info from Farage's SAR to Coutts, I am considering submitting similar to HSBC to discover why my business account of 20+ years has been closed after the bank basically accused me of money laundering (I wouldn't know how!) and then failed to provide an account manager within the required time limit (set by…
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Should I be concerned?
I tried to send a 5 figure sum from Newcastle Building Society to Kroo this morning. I then received a message from Kroo saying they wouldn't accept it unless I produced a statement to prove the NBS account was in my name. The funds (exact same amount) were originally deposited in the NBS account from Kroo. I looked in the…
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Studying in America
I'm studying abroad in Texas for the next year and wondered if anybody could advise on whether I should try and open a particular US account or look at other options. To state the obvious, I will need to pay rent, utilities, food etc in USD, from sources such as student finance which will be in my UK bank account.…
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Halifax Travel Ready
Had anyone used the 'Travel Ready' feature with Halifax? Pay £7 per week and avoid any additional fees when using your debit card abroad, is it as simple as that?
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HSBC Global Money
I wonder if someone can help who has got a Global money account. I asked a while ago for the best way to change Euros into Pounds and was advised that the HSBC Global account would be one of the best ways. So I went into branch to ask about it and was told I could have the money paid into the account in Euros and because…
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Small D.Debits in order to switch bank a/c - any ideas?
Hi all. Really getting in to this switching bank accounts business (did the rounds over 5 years ago) but now am at the stage where I would like to sign up two direct debits to an account so I can then switch it (as you know, some require this in order to get the reward). Does anyone know of any ways that you can get small…
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NatWest Switch - issue
Hi has anyone has any issues in switching accounts to this bank. I applied to switch my bank account to N*tw*$t on 01st July to take advantage of £200 offer. I verified my ID. Got an email to say ‘we have reserved your account’ detailing sort code and acc number with customer number as well as application ref. Said I would…
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How long can you keep the "interest free" overdraft of £250 offered by First direct current account?
firstdirect.com/banking/current-account/overdraft/ It doesn't say on there nor anywhere online. Does anyone know how long the £250 interest-free overdraft can be kept for before you need to pay it back or face interest charges? Thanks!
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Dealing with cash
With so many bank branches closing how do I pay cash into my Church's account. Much of our donation income is given in cash.
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Letters for international payments from TSB
Hello I'm signed up to a payment system to process payments from customers direct to my bank account as I'm self-employed. I get a letter everytime a customer makes a payment as my bank account classifies it as an international payment. As you can imagine, I can get up to 6 letters a day as I get a letter everytime a…
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NatWest online banking registration
My mothers moving into a nursing home next week and it’s felt it’ll be easier to keep track of her account online. To this end we’ve been trying to register but what a nightmare 😱 We’ve input all her account details, card numbers etc and then it says we need to sign and post the application? So I print it off and it’s only…
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Monzo joint account
Tried for ages to set up a joint account with my wife at Monzo Bank. The app asked all the right questions but it just never seemed to work. I gave up after a few weeks and called it quits, although we both retained our separate accounts. Received an email today saying I was now eligible for a joint account and to visit…
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Current Account Interest
Why am I getting tax deducted from my Santander Current Account interest which normally is net £30 to £35 monthly. I have no other savings accounts. The annual interest is therefore below £500. I am a pensioner, it is a joint account with annual deposit of about 22k
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Santander down?
Santander not seeming to receive inbound payments just now - others reporting the same on Twitter.
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How long before you appear on credit reference agency files
I've been watching all the switching accounts for bonuses threads and I was wondering how long it takes for you to appear on the credit reference agency files. I moved back to the UK at the end of 2019 but because we lived with various relatives until last year I didn't have a permanent registered address. Or bills in my…
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My Santander debit card was cloned and an attempt was made by the scammer to purchase goods on line
My Santander debit card was cloned and an attempt was made by the scammer to purchase goods on line. The scammer actually called me saying he was from Santander and asked for my pass code, to which I put the phone down on him (Indian Male). He rang a further 3 times at 1 minute intervals then one minute later I got a OTP…
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Joint account, or not...
A young friend of mine is terrible with money, however, he's managed to save up £13,000 towards a house deposit. The problem is that he keeps dipping into it.He's asked if he can send it over to me (my bank account), so he can't spend it. The idea is that he will transfer money over to me monthly until he has enough.I can…
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Easiest current accounts to use for switch deals?
Outside of the main players / high street names, any thoughts on currently the easiest current accounts to use for switching to someone else in relatively short order? (Am looking at the new TSB switch offer.) Think I recall Monzo and Starling being mentioned previously though not sure if this is still valid or if there…