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Bank repeatedly declined online payment, no reason given
Bank of Scotland caused me a bit of an upset a few days ago when they declined an online payment to Amazon four times in a row before I gave up and used my other bank's debit card. My BoS card is not blocked, as I have used it since, and I am wondering what on earth the problem was - I didn't receive any SMS alert or a…
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Community bank account for residents association
I am the secretary of our local residents association, a non-profit organisation whose only function is to collect an annual charge from all residents in our street to pay the costs of grass cutting and maintaining green spaces. The total annual turnover is usually around £2000. We receive about 40 payments per year from…
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Santander causing me huge problems not allowing me access my account
Hi all I’m new on here but having to post as I’m tearing my hair out with Santander. My partner and I have numerous joint accounts with them already and a few weeks ago we opened up a couple more to allocate savings to. Santander emailed me to say the accounts were open and available to use so I transferred money into it…
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Business Account - Dual Authorisation online banking
Can anyone recommend a bank account where we can have dual authorisation for online banking. I am a parish councillor and currently we have a number of authorised signatories on the parish council bank account, but still only use cheques. In this day and age we should have the ability for our clerk to raise the payments…
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HMRC payment and NI number disclosure
Looking to make a faster payment to HMRC (hence this forum, didn't see anything more appropriate) but am just wondering whether I'm being paranoid about the details. Long story short, after some messing about, HMRC have sent an update that I owe tax for last FY and that I can/should pay with a bank transfer. No problem.…
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HSBC Business Internet Banking LOCK OUT!
I'm trying top do my tax return and download my statements from HSBC online banking. To log-in I have to generate a code from my mobile banking app. For the last 24 hours I have tried to log onto app but it's been saying 'server error, try later'. So today, I try to re-install app because its clearly not a server issue (I…
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Do not let the Government access information on pensioners' bank accounts.
"Clause 128 and schedule 11 of the Data Protection and Digital Information Bill would, if agreed by Parliament, allow the Government to receive certain information on the bank accounts of people in receipt of the state pension."There is a petition to stop this by "Prospect" trade union which represents "scientists,…
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Starling bank
Of all the bank accounts ive had (and thats quite a few) im finding Starling very good, how come a new comer can outperform the coop (which i have)?
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Free coin changing machinees in London
I know that some Barclays branches have the machinesfor free (I am a customer), but customer service is not able to tell me which branches in London do it. Do you know any other bank? Not interested in coinstar or highly charging companies. Thanks.
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Starling Bank
Evening, Does anybody know if I can just open a Startling Bank account and not have to transfer my other personal bank account across, I want to put funds in it but not pay direct debits etc... from it. thanks sam
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JN Bank savings ... Is my poor experience typical?
Not so impressed: It took ages (more than a week) to open the account despite having lived at the same address for 8 years and having the same current account (to be linked) for 30+ years.... then the funding window/number of deposits rules (that weren't highlighted) meant we couldn't fully fund it. Finally the secure…
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Neo banks
https://www.ft.com/content/dc80b04d-1279-4883-b78b-77deaa4e3e2f Revolut and Wise have become quite profitable in 2023, in no small part thanks to higher interest rates.
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Lifetime ISA vs property investing
Hi, The interest paid overtime on mortgages makes me feel sick. I have £10000 already in my LISA but I am planning on going self-employed from Jan so I need to make a decision r.e. housing now (i.e. get a mortgage or move in with the rents for a few years). In the longer term (e.g. around 5 years), am I financially better…
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Banks don’t use full name
Why do some banks not include middle name on bank cards letters statements etc! For Example name is John Taylor Smith (not real name) Debit cards/letters Bank 1 Mr John T Smith Bank 2 Mr John Smith Bank 3 Mr John Taylor smith Why is it that banks are different! Is that due to too many letters etc! I Prefer my full name on…
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Are bank rewards (eg NatWest £5/month) taxable?
Hi, I’ve seen a few old threads with people saying either answer so would love to know what’s correct?
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Is Nationwide The best at the Minute?
I am currently with Santander and been told to switch all accounts to Nationwide, i have a 123 account and a basic account with 70k between them. I have searched best banks to switch to and cannot see Nationwide is this because it is a building society? Can i switch to Nationwide or is there a better option at present? I…
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HSBC Global Money transfer
Just looking this £125 offer for the HSBC Global Money account but I'm just curious if the money that gets transferred to the Global Money account, can this be withdrawn?
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Cheapest way to pay $25 USD from UK?
I want sure whether to put this on this board or the credit card one... I need to pay $25 USD for a tourist visa for a holiday in India (and so will my husband) I have a first direct 1st account - but have just had it confirmed on live chat that there will be a fee (£10, plus "the receiving bank & any intermediary we need…
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Paying in cash at own branch
Just a quick question for you all but here is the background for the question Yesterday I went to pay a small amount of cash (£220) into the Coop bank and was refused as it was my husbands card and he wasn’t with me. I have done this many times over the years and never had a problem but according to the coop the law…
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Forenames in wrong order on cheque
My name is George Alfred Higgins. I have been sent a cheque for £4,000 from the solicitors of my late friend's estate. My friend always knew me, as does everyone else, as Alfred Higgins. The cheque is made out to Alfred George Higgins. Will I be able to pay it in to my bank account or do I need to ask the solicitors to…