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Best/cheapest way to transfer larger sum for buying property abroad.
Hi all! My good friend is looking to buy a property with her BF in Portugal and she asked me if her Revolut is the best way to transfer a large lump sum to pay for her part. Not sure how much exactly, but let's say £50,000 . I think Wise might be a tiny bit cheaper, but aren't there some brokers who specialise in this kind…
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Complicated third party payment process with First Direct - same for all banks?
Hi I wanted to transfer some money to my Wise account from my FD current account. It gives the option to pay with the app using a QR code or else via the desktop. Thinking it would be easy via the app, it then entered an extremely complicated process where I had to manually login to FD using a username and a security code…
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Paying coins in
I know this comes up a lot and after building up quite a substantial amount of coins at home it's time to pay it in. I had thought it was going to take me 6 trips to the bank with a 10 bag limit, however after asking at our local friendly post office they will allow me to pay in over £500 in one go. They did advise a time…
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Advice on Sending Money to the US
Apologies if this is not the correct part of the forum to post this but I want to send some money to an organisation in the US and the choices are PayPal, debit/credit card (not using PayPal) or bank transfer. For a bank transfer it says they use Stripe but I've no idea what it is. What would be the cheapest way for me to…
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Club Lloyds Basic switcher link, so easy to miss
I'm trying to take advantage of the Club Lloyds switcher bonus of £175. There are 3 levels of club Lloyds accounts* Club Lloyds * Club Lloyds Silver * Club Lloyds Platinum The latter 2 charge a £10 & £21/month fee respectively. I'm trying to choose option 1 but the Llyods website won't let me as the first option (basic)…
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Nationwide App Update - Photo Needed
My Nationwide App recently updated to the new version. I had heard that the main benefit of the update was that the card reader was no longer going to be needed. However what I didn't realise is that they require a photo for security purposes, in order to eliminate the use of the card reader. I hesitated about this, not…
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Switching from Chase
I read on here Chase is good to create an account to switch for switch bonuses as you can create multiple accounts with them. But I wanted to check that when you switch it just closes that specific account with Chase and not the original main account?
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Income protection
If I move to a job that does not offer occupational sick pay and only SSP, what is the best way to protect my income to be able to have more income should I need time off sick? Hopefully that makes sense?
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Transaction list, what does it mean?
When some card transactions are in block capitals and others are in normal lowercase English?
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Closed bank account
Clever people of the net please help! My 19 yr old son has had his Monzo account closed. He said they had sent him a couple of messages but thought they were nothing important so ignored them!!!! We have sent numerous messages to Monzo but apparently they do not need to say why his account has been closed. He is unable to…
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1st Direct regular saver maturity
Hi everyone, hope your all well. I have a question re 1st direct regular saver, mine has matured the last few days and i have my interest. I have one first account which funded the save and i have the save account, my problem is noo matter how hard i look i cannot find an option to move the cash out of the save account nor…
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Nationwide Banking App Update
My partner and I have had Nationwide accounts for over 30 years including a mortgage, current account, savings and credit card. We've always used the banking app on our mobile phones and can see all our accounts regardless of who's name they are in. Last night my husband's app updated to the new version and he now cannot…
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Which banks let you change payee names?
When I set up a payee in Starling it allows me to assign a name for the payee that makes it easy to recognise, rather than the one that other banks force you to use. For example, if I setup a standing order for car finance to Audi, I can call the payee 'Audi'. If I try to do that in, say, Halifax, the name of the payee is…
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Nationwide switch bonus not paid
I applied on 22/12/23, have a photo screenshot of a ‘chat’ with Nationwide that said I’d applied on the last day of the incentive. I subsequently got a phone call saying I’d missed the deadline. They said that it shouldn’t have taken so long for me to be told that and offered a £50 payment as compensation for the time I’d…
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Switch - Do Bank Giro Credit (BGC) payments get transfered over automatically?
Just taking advantage of some of the switch offers out there. I understand that DDs will automatically transfer over, and I think payments in (for example I get rental income every month - I assume standing orders), but do BGCs also transfer over? Thanks
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Barclays Closed my account
Hi All, Long story short, Barclays has just closed my account, with no warning or explanation! In doing so they cancelled all my direct debits and told me I must go into a branch to collect my money. I find this utterly shocking, they say it is under their terms and conditions, but I find it incredible, that they didn't…
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TSB Switch booboo - what are the chances of getting a payout despite missing the deadline?
Arghhhh, so I've realised I made the fatal error of not reading the fine print carefully. I opened the TSB account and requested the switch immediately... but set it for a date that is PAST the 21 days of requesting it. I am now unable to qualify for the switching bonus despite meeting all the other criteria. :s Should I…
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Lloyds £175 switch February 2024
Another bank offering free money. Sadly I'm not eligible.
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Not changing name with bank after marriage
My husband and I have a joint account which we've had for over 30 years. We never informed them when we got married. We both transfer money in each month for the household bills. I have solo accounts in my married name with the same banking group and they are not linked in any way with the joint account (separate online…
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Lloyds standing orders
I have a couple of standing orders that are scheduled to be paid on the 30th of each month. Upon checking my account it shows these to be paid a day early on the 29th February. Obviously there is no 30th in February so for some reason Lloyds have decided to pay a day early rather than the 1st March. Not what I expected to…
