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Budgeting in 2025
Jami74
Posts: 1,347
Forumite
I do love a new year!
Anyone planning to do anything different with their budget next year?
I bought a house this year, due to expenses and up front costs, and refunds and reimbursements I 'broke' my pots and put it all in one place. I've very much felt like I've been winging it by not having, for example my Christmas pot.
So for 2025 I am going to restart my pots, one for Christmas, one for car insurance/services/repairs and one for work fees/subscriptions. I am also going to redirect the money that was saving for a deposit 50/50 between mortgage overpayment and boiler/roof/windows fund.
Anyone planning to do anything different with their budget next year?
I bought a house this year, due to expenses and up front costs, and refunds and reimbursements I 'broke' my pots and put it all in one place. I've very much felt like I've been winging it by not having, for example my Christmas pot.
So for 2025 I am going to restart my pots, one for Christmas, one for car insurance/services/repairs and one for work fees/subscriptions. I am also going to redirect the money that was saving for a deposit 50/50 between mortgage overpayment and boiler/roof/windows fund.
Debt Free: 01/01/2020
Mortgage: 11/09/2024
Mortgage: 11/09/2024
0
Comments
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Moved away from credit card use for daily spend to using debit card.
Found I had too many pots going so slimmed down. Ensures I'm keeping more in my savings accounts earning more interest2
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