when will RBS close my rewards account

I have an rbs rewards account where I am meant to put £1250 a month in it, it costs £2 a month to maintain.
I  now use a nationwide account for everything.,wages, direct debits for last couple of months.
when can I expect RBS to close this account that I don't use.I may at some point in the future need bank statements of this RBS account.
Christians Against Poverty solved my debt problem, when all other debt charities failed. Give them a call !! ( You don't have to be a Christian ! )

https://capuk.org/contact-us

Comments

  • sausage_time
    sausage_time Posts: 1,314 Ambassador
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
    You could start here to see how to close:

    https://www.rbs.co.uk/banking-with-royal-bank-of-scotland/how-to/close-your-account.html

    Ot you could use it as a doner account for a switch offer?
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  • WillPS
    WillPS Posts: 4,927 Forumite
    Part of the Furniture 1,000 Posts Newshound! Name Dropper
    edited 1 August 2024 at 8:52AM
    I believe the OP is asking when they can expect RBS to pull the plug due to not meeting the pay in.
    I have yet to hear of anyone getting pulled up on not meeting the minimum pay in, so it could well be that RBS don't enforce that condition at all. I'd also say it's more likely that RBS would downgrade you to a Select account than close the account altogether, if they did anything.
    I loop the full amount needed through one joint account (which then serves the minimum pay in on all 3/6 of my wife and I's RBS/Natwest Group accounts).
    If you're spending the £2 month and not getting any rewards you should either close your account or downgrade it yourself, or simply add a couple of token £2/month DDs on there instead and bag an easy £3 net each month.
  • PRAISETHESUN
    PRAISETHESUN Posts: 4,697 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
    edited 1 August 2024 at 10:40AM
    Surely it's just easier to downgrade it yourself to a select account?


    Change your current account

    If you'd prefer one of our other accounts, you can change your current account online. It's quick and easy to change.

    1. View our current account range. Specific account eligibility applies. Monthly fees may apply. 
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    Otherwise keep it active with a few token DDs and net an easy £3/month per account for basically zero effort.

  • Hoenir
    Hoenir Posts: 6,558 Forumite
    1,000 Posts First Anniversary Name Dropper
    Why not download the statements now and save them as PDF's. 
  • stu12345_2
    stu12345_2 Posts: 1,576 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    edited 1 August 2024 at 2:15PM
    my point is it's costing £2 a month I only get £1 reward for logging in on their app now.
    long story but it's to do with debt and the right to set off.so don't even want wife to put her money in to mines then quickly take it out incase they do a set off grab
    so I make sure my salary goes into a different unrelated bank.
    was wondering can I get access to bank statements down the line on a closed account 
    Christians Against Poverty solved my debt problem, when all other debt charities failed. Give them a call !! ( You don't have to be a Christian ! )

    https://capuk.org/contact-us
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