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Virgin / MBNA PPi HELP!
Hello. I need some help & advice please. I made a PPi complaint to Virgin Money for a card account which dates back to 2002. Virgin wrote back to say responsibility passed to MBNA. MBNA wrote to say they were investigating with the right account number. Then wrote back a month later to say there was no PPi on the account!,…
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PPI 0ffer
Hi All i recently applied for a PPI under the guidance of this website, i received an offer from the bank but am unsure if I should accept the offer as I do not know how much I paid for the PPI. The loan was over 10 years ago and my credit check no longer holds this information. I threw away paperwork regarding this loan…
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PPI scammers still calling more than a month after the reclaiming deadline - MSE News
MoneySavers are continuing to receive scam PPI calls from fraudsters - even though the reclaiming deadline for most people was more than a month ago...Read the full story: 'PPI scammers still calling more than a month after the reclaiming deadline' Click reply below to discuss. If you haven’t already, join the forum to…
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Ppi upheld but no refund
UKAR upheld my claim for PPI on my endowment mortgage but stated that as the policy acquired a maturity value in the time it was in force that must be off-set against the losses and consequently there has been no financial loss and no redress payable. Can this be correct? The policy was expected to provide a favourable…
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Email from Reclaim PPI
Hi, I have had this reply from ReclaimPPI.co.uk, who we asked to check our PPI situation, back in August. Can anyone recommend what we do next? Plan to call Santander but wanted to ask here first. My husband doesn't really have store cards and didn't knowingly ask for PPI.... Thank-you very much for any advice. Dear xxxxx…
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Santander said I never had PPI, I have now found the evidence but deadline passed
Back in 2015 I did a PPI claim/check with Santander and they told me that I never had PPI. Today I found the original loan agreement signed by both me and the branch and PPI details and correspondence and all the figures etc. (It was Abbey National Personal Loan with PPI back in 1992) Obviously missed the deadline however…
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Is it worth trying the Ombudsman?
Made a PPI claim to Bank of Ireland re: mortgage. They have come back to say that on that particular mortgage PPI was never offered by themselves. However they have admitted that they did offer a referral to Legal and General PPI at the time. Is my claim dead in the water or could I go back to them and pull them up on the…
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Paid two separate PPI's on one mortgage
Hi,for the last 20 years we have held a PPI policy with legal and general for our mortgage. This was set up by a L&G broker at the time we took out our endowment mortgage with L&G. One year later in 2000 we switched mortgages to Direct Line and the Legal and General PPI on our mortgage continued. This morning I received a…
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PPI rejections
Is anyone else getting notified that there were PPIs taken out in their name and attached to various accounts only to be told something like 'we have decided there is nothing to pay even though we can't find the original paperwork and here is a leaflet on how to complain through the Ombudsman? I have never knowingly taken…
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PPI Questionaire
Hi Looking for some help if possible. I sent a letter to Cooperative Bank (formerly Britannia) to check if I had had PPI on my mortgage, I didnt believe I had but thought best to check. Turned out I had so I used online form to log a complaint. That was 07/08/19, they sent an acknowledgment but no PPI questionaire, I…
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Truth
Hi I did my own PPI Claims using the Which consumer rights assistant or the assistant on the moneysavingexpert website. I have had many rejections and for the few I have had a response from, my refunds are of the order of amounts like £1.62. My question is, how do I know and trust that the banks are fully investigating my…
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HSBC - Awaiting Decision
I had a call (an expected call confirmed by text) last Friday from HSBC regarding a credit card that I had with them in 2001, wanted to confirm some details and asked where I took out the policy - guessed as in branch but as I didn't even know I had a policy, I said that I obviously couldn't say for sure! Anyhow, they said…
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Bank charges reclaim 2019
Please move if this is in the wrong place. Bank Charge reclaim 2019. I firstly did try and use the search function but I wasn’t allowed strangely. Basically I am looking to file a charges claim against my bank with charges going back to 2004. The period was about 6 years with charges totalling over £3k. I know it’s a lot…
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Next - Phoenix Group - PPI - SAR
Hi, My sister has started a PPI claim against Next (using Resolver). She has had a letter from Phoenix Group asking her to complete a Letter of Authority for a subject access request from "third parties". The problem is that the letter does not specifically name the third parties and therefore seems to be fairly broad…
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Ppi
Hi, I'm new here so please excuse my ignorance if this question has been answered hundreds of times before......... I used company called Fast track to investigate if I had paid PPI with several banks and CC companies. I've been advised by them that I have paid PPI (unknown to me) to Santander. Once they had established…
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Littlewoods really low payment
Hi I wonder if anyone can give me some advice. I have just received a final settlement from Littlewoods. I had PPI on my account for 12 years between 2002 and 2014 and I would say my average balance was around £600. I never paid the balance off in full so there would always have been an amount on my account between £300…
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Packaged bank account guidance
Hello, I recently made a claim for a mis sold packaged bank account. I was sold the account in 2009 over the telephone. The bank have come back to me to say they will not look into euclaim as it happened more than 6 years ago and also, they sent me an annual reminder of the benefits since 2014. I went into branch to cancel…
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Claims guys fees
Hi Long story short is I previously,to my error, used the claims guys to win a PPI claim & paid the huge fee but now I checked with my bank just before the deadline to see if something was missed & it seems they have come back with something they missed in error, however i did this all myself (lesson learned) but I assume…
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Barclays Mortgage/BarclayCard & Loan PPI
Hi all, So just before the PPI deadline arrived, I received a letter from Barclays stating that I had PPI on previously held accounts- Mortgage, Loan, Overdraft and Barclaycard that I had were between 2000 - 20005 it invited me to complete some further information online which I did and the reasons I gave was that I was…
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2 PPI Claims
Hi there, :beer: After clearing out some dusty boxes in the shed back in June 2019 I found two Halifax Loan Certificates I never realised I had which, also seemed to each have a PPI fee on them. I used Resolver to make a claim, and was sent a text message by Halifax to acknowledge my PPI Complaint but never got anything…
