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First Plus PPI 5 year refund
Hi I have just reclaimed my PPI premium from first plus after the 5 year period. However, we have only received 50% of the premium cost. When we were sold the PPI (and when we queried this through the PPI reclaim process) first plus claimed we were not mis sold this and quoted the account manager, informing us that we…
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tmp (self employed) help please x
hiya i'm new here!! :j could anyone tell me if were entitled to claim back any money? wev'e had a mortage with the halifax since 2003 moved house but stayed with them. we have all the insurances including tmp but my husband is self employed, but what iv'e been told they never pay out if your self employed?:mad: i mean…
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Can someone calculate my potential claim please??
I took out a loan with Cahoot on 08/02/2008 for £9000. The loan repayments were £209.14 for 47 months and a final installment of £209.36. APR was fixed at an annual rate 5.6%. The total amount of interest charged was £1038.94. I had PPI insurance with a monthly premium of £31.37 payable on the same date for 48 months. I…
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Mis sold insurance?
My husband had a loan with nationwide a few years ago and took ppi. At the time he was told he should take out the ppi with the loan and knowing nothing about finances etc he took it. He thinks he can possibly claim, i am thinking probably not. can anyone advise? thanks
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Halifax PPI Reclaim Phone Call
HalifaxPhone call help!! Hello I will keep this short and to the point, I recently called Halifax bank to see if we had any PPI on two loans we had takenout in 2006 and paid. It turns out we did and we were then transferred to a PPI claim back department in Halifax bank. I was then asked on the telephone how i felt I was…
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Barclays
Just a little help please! I have an overdraft with Barclay of £3300 and I'm currently paying £26.40 a month for their payment protection. I believe i took out the payment protection in around 2005 / 2006. Just wondered if i would be eligable for PPI. I currently still use the account and overdraft. I believe i would have…
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personal loan PPI from Lloyds TSB
Hello people. I apologise if this has already been answered: I took out a personal loan with Lloyds TSB and I was sold ppi with ploy that I will be covered should I become unemployed through sickness or injury. I did feel, though the application, that accepting the ppi was the only logical choice, but barring that I do not…
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Is there a difference between cardholder repayment protector & PPI?
First time posting and hoping to get some help please!! I have been reading through many of the claim back PPI post's and have been spurred on to go do it myself and also help my friends and relatives to do the same. Although we are starting to get some successes I knew I would come up against some hurdles!! My first…
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HSBC Loan PPI Claim - Advice needed
Hi all, I have recently made a PPI complaint to HSBC for 2 personal loans I have had with them in the past. I did not have any of the relevant paperwork to reference but wrote to the PPI department in HSBC requesting that they look at my claim for the loans I have had in the past. They sent back a letter stating they were…
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Welcome Finance & D.C.F
Hi all, I have recently been in touch with Welcome Finance on behalf of my husband to try and claim back PPI he paid on a car loan. We have no paperwork relating to the loan and only know that the final payment made in was in February 2007 (we got this information from our online banking). Welcome Finance was able to…
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Obtaining older credit history
Good Morning! I have been trying to work out how to obtain credit history older than 6 years. I stupidly had many credit and store cards in my teens and early twenties that were paid off with consolidating loans and then more loans :( . These are the ones that I know I had PPI on and would like to claim against, but I no…
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Ppi
After sending letters out to reclaim ppi A&l then came out with,that they had already sent me letters over three(3) years ago.Saying that i have had the chance to reclaim.....Even though i never recived them i've now taken it further....lets see how it goes and what other tricks they may try!!!!!!!!!!!!:(:mad:
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A wee bit of advice please
Hi. After my case with HFC was at FOS for 18 months, I received a letter from them (FOS) 4 weeks ago stating that HFC have upheld my complaint. I was delighted as it will really help to get us out of a financial rut. Before I ask my question I will give you a bit of background info. The loan was taken out in 1999 for…
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Carcraft in 2001
Hi there, I know this is a long shot but I'm trying to work out who would have provided the loan for a car I purchased from Carcraft, Empress, Newport in 2001. I recently found a electronic xls file on my old hard drive which stated the payments were made to: "ARROS RE PRIME SWE" but cannot find anything on the FSA website…
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capital bank plc
Tried searched threads but didnt come up with anything. I had a car on hp through these (via availablecar) I am wanting to reclaim ppi from them but cant find any details on them. Can anyone help?
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Newbie Question - claims list
Hello all, Bit of a newbie in all this. Is there a way to check who owes PPI repayments to me? Do I have to remember all loans, CC etc back over time, or can I check somewhere? What about old credit cards, for example with Egg, where I don't know know the account details. Can I send a 'blind' claim, for example to Lloyds…
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Open and closed accounts..
Afternoon all , I have obtained my credit report from Equifax and have some questions im hoping you can help me with.. I believe I have had PPI on a couple of cards in the past and I would like to see how this PPI was sold to me or whether it was added on to the credit agreement.. If an account has been settled and is now…
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rejected ppi claim but they are still taking payments
A bit of advice needed please. Aprox 18 months ago I contacted Barclays regading my ppi on my littelwoods credit card (Ihad been successful in getting it back from my barclaycard) but they turned me down. I did not take it further which I should have done, but heard how long it was for FOS to take action. With putting in a…
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No paperwork and over six years ago
How do all, first time poster so please be gentle, I've tried searching for answers online but quite frankly get lost in the volume of information available, none of which seems to apply to me. I had several loans and credit cards between 1999 and 2004, all came with PPI, most I didn't really understand what I signing up…
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Can anyone help? re late Grandmother
Hello Please accept my apologies in advance if I am missing something completely obvious. My Gran has recently passed away. Upon collating/sorting her paperwork the family have discovered documents for a 15 year (1994-2009) 'build up mortgage plan'' through Legal and General. The thing that sticks out like a sore thumb is…