-
EGG! PPI Claim and/or debt enforceable
I have had business with Egg probably for over 10 years. A mixture of credit cards that became loans, that freed up credit cards to become more loans etc. Eventually in January 2006 they tied the lot into one loan of approx 12k. Later on in 2006 I found myself on a DMP, this I paid for up until Jan 2011 and then stopped. I…
-
Do I have a claim
Help please. I was sold PPI when taking out my mortgage in 2000 with Coventry building society. The PPI was through Aviva, then Norwich union. At the time I was told if I did not take the PPI I was unlikely to get the mortgage, so I took it out and still paying for it. Can anyone tell if I have grounds for a claim. Thank…
-
PPI calculator on facebook
I noticed today a LLoyds Tsb PPI calculator with the bank logo. is this a Bonafide LLoyds tsb site or is it a scam? It seems to be some sort of app but I dont want to try it in case I get ripped off.
-
help with natwest repayment offer please.
hi All, I have posted this on successes and failures, but posting as new thread in the hope someone will see this and help me. Just wondering if anyone can help me work out a query I have on my successful claim from Natwest. We had the offers (7) in total, all with varying amounts. We sent the acceptance forms back and…
-
PPI Confusion
Hi some advice please. Found all our mortgage paper work and it clearly states that we have paid over £5600 for protection in 2003. I spoke to the mortgage lenders and they said it was nothing to do with them. So after more digging the payment was to the advisor Carrington Carr Ltd. I have read that Carrington Carr Ltd. no…
-
Capital One PPI - stalling?
Hi I wondered if anyone has been in a similar situation. I have written to Capital One requesting repayment of PPI charges due to mis-selling as I have pre-existing medical conditions and also an Occupational Sick Scheme at my place of employment - when the customer adviser spoke to me on the phone regarding this he…
-
Where do I begin?
Hi everyone, This is probably quite simple to do but I just want to make sure where I begin. I've promised for over a year now to help my father in law claim any ppi back that he is owed, and finally now have the time. The situation is relatively simple as he couldn't claim on the ppi as he is a self employed landscaper…
-
10 year old bank statements
Hi 1st thread! Does anyone know how I can get old bank statements prior to 6 years ago? I'm after statements from 7-10 years ago so that I can see what loan I had with who with a view to reclaiming PPI? Or is there something else I can do? Apologies if I've posted this in the wrong bit - I'm new to this and very green!
-
Mortgage Lifetime Protection - Possible to claim back?
Can anyone please tell me if it is possible to reclaim these payments? I took out a mortgage in 2001 for approx. 25% of the property value. The bank insisted that I would only get the mortgage if I took out this type of policy although I did not have any dependants at that time. My son and daughter were out at work and not…
-
GE Money/PPI advice
Hi Im after a bit of advice regarding GE Money/PPI I have been in touch with GE money and they have confirmed I had PPI with my mortgage, I told them I wish to make a claim and they have informed me that I have to make my claim with the broker (money group) and not them, Can any one tell me if this is correct as I believed…
-
Investor Compensation
I need some advise please... I used Investor Compensation to get my PPI back and at first all was going well, I filled in the forms and they got some money back for me, and took their big fees. But I filled out one of their forms for a loan with a bank without giving them the loan number as I did not know it. After hearing…
-
Halifax PPI
Can I claim. They say no. Took out a PPI on mortgage with Halifax costing £120 per month. When I moved the mortgage, the new lender said that my PPI was incorrect as my employer paid full sick for 6months and 50% pay for further 6 months. In fact my PPI could have been cheaper per month had the Halifax explain this to me…
-
They said no to my claim
Hi I am sure someone can advise. I called the PPI claim line at LTSB and asked them to look into a couple of my accounts as PPI was included and I hadn't been told. I have just received a three page letter outlining the reason why they have reached a decision that I don't have a case. Can you advise me of the next steps to…
-
Blackhorse Challenge upheld
Hi All, Last week I posted about Blackhorse offering me a pro rata rebate (no repayment of PPI premiums, just the extra amouts i would have paid in interest over the course of the loans). I had put in a challenge immediately when I recieved the letter from them but didnt mention it as I know how some of you feel about it.…
-
Sainsburys/BoS - Fifth Third Bank..help!!
Hi I've been helping my friend reclaim ppi. One of the claims was on a Sainsbury's card where she doesn't believe she ever signed for the PPI. We've got a letter back from Bank of Scotland today stating that, having investigated the claim, they have concluded that they didn't sell the policy, it was sold by Fifth Third…
-
Critical illness miss sold?
Hi I was wondering if I could get a little advice, when my husband and I took out a mortgage approx 10 years ago we were convinced to take critical illness insurance . I was not working but my husband was . We were painted a bleak picture of if the worst happened and told how this would cover us. Well the worst sort of…
-
Santander PPI Claim for Debenhams Store Card
I enquired if PPI had been applied to an old Debs store card - taken out in 1984, I paid it off in 2007 they replied saying yes it had. I filled in the claim form and mailed it to them I have now received a letter advising 'Having checked our records I can confirm that due to the length of time that you have used the…
-
When did PPI selling commence?
Had a search but couldn't find the answer. I've seen reference to PPI mis-selling in the '90's. Is there any evidence that it was also happening in the '80's - ie. is it worth trying to dig out old paperwork from around that time or is the probability negligible or zero of it being applied at this time?
-
Implied credit success if PPI taken out..?
Hi all, Thanks in advance to anyone who can help and takes the time to do so. I've had 2 loans with Natwest both originating from 2004 when I left University to start my first job. The first was £5,000 and the second £12,000. I have found some paperwork relating to the larger loan which has front loaded PPI of £3,427 over…
-
PPI - Accept or take further?
Hello I'm new to this forum business, but was wondering if anyone had heard of or had been in a similar position to me and could help. The story goes - [*]Took out a loan out 8 years ago and was told that probably wouldn't get loan unless took out PPI. We didn't want it but did feel pressurised into having to have it…
