We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Do I have a claim

roma12345
Posts: 2 Newbie
Help please.
I was sold PPI when taking out my mortgage in 2000 with Coventry building society. The PPI was through Aviva, then Norwich union. At the time I was told if I did not take the PPI I was unlikely to get the mortgage, so I took it out and still paying for it. Can anyone tell if I have grounds for a claim.
Thank you in advance.
I was sold PPI when taking out my mortgage in 2000 with Coventry building society. The PPI was through Aviva, then Norwich union. At the time I was told if I did not take the PPI I was unlikely to get the mortgage, so I took it out and still paying for it. Can anyone tell if I have grounds for a claim.
Thank you in advance.
0
Comments
-
Hello there
I'm sure Dunstonh, or MagpieCottage will advise you further on this one, but you pursue whoever set up and sold you the mortgage account with the ppi.;)The one and only "Dizzy Di"0 -
Unless you can prove your allegation that alone has no chance,0
-
Can anyone tell if I have grounds for a claim.
Can you support your allegation with evidence?
Who sold it to you?I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.0 -
nope i can't!0
-
remember there is nothing wrong with having PPI to protect your mortgage0
-
remember there is nothing wrong with having PPI to protect your mortgage
If you had lost your income, you would have received no state assistance for nine months - by which time it would probably have been too late to save your home.0 -
There is no way of having evidence of your discussion with an adviser 12 years ago. It is the responibility of the selling agent to defend the claim, the burden of proof lies with them. If you were told that taking out the PPI would improve your chance of taking the loan (which is obviously incorrect) then you have cause for complaint. Register your complaint with Coventry Building Society, nothing to lose by doing so.0
-
It is the responibility of the selling agent to defend the claim, the burden of proof lies with them.
No it is not.If you were told that taking out the PPI would improve your chance of taking the loan (which is obviously incorrect) then you have cause for complaint.
If you were told that then it is wrong. However, there is unlikely to be any evidence to support that allegation. Without any other identified failing or an auto payout decision, you would expect that complaint to be rejected.I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.0 -
Banks and the ombudsman look at the likelihood that what you say is true, based on what different sales teams were typically saying at the time you got your loan – so not having proof shouldn’t bar you from getting your money back. - As stated by Martin Lewis himself0
-
Nothing bars you from making a claim.
However one word against anothers without any physical proof will almost certainly fail.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 352K Banking & Borrowing
- 253.5K Reduce Debt & Boost Income
- 454.2K Spending & Discounts
- 245.1K Work, Benefits & Business
- 600.7K Mortgages, Homes & Bills
- 177.4K Life & Family
- 258.8K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards