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personal loan PPI from Lloyds TSB

Hello people.

I apologise if this has already been answered: I took out a personal loan with Lloyds TSB and I was sold ppi with ploy that I will be covered should I become unemployed through sickness or injury. I did feel, though the application, that accepting the ppi was the only logical choice, but barring that I do not know if I have a case for reclaiming back the ppi.

Could anyone offer me some advice, suggest whether or not I do have a case to reclaim back the ppi and what things I need to watch out for?

Kind regards

Comments

  • [Deleted User]
    [Deleted User] Posts: 26,612 Forumite
    Eighth Anniversary 10,000 Posts Name Dropper Photogenic
    B_Robinson wrote: »
    Could anyone offer me some advice, suggest whether or not I do have a case to reclaim back the ppi and what things I need to watch out for?
    Read the MSE advice article here;
    http://www.moneysavingexpert.com/reclaim/ppi-loan-insurance
  • dunstonh
    dunstonh Posts: 120,163 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    You have given no strong reason for complaint. It is a verbal allegation where there is unlikely to be any evidence to support your allegation. Even then, your allegation isnt one of mis-sale.
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
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