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Santander
Hi I have a letter from Santander, which says, that due to the length of time that has elapsed since you used the account, all data has been removed from our records. In turn, we are therefore, unable to investigate matters further. Where do I go now? Jan
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So many people still dont know about MSE!
It really winds me up to see the "reclaim PPI, bank charges etc" adverts, how are they even still running? MSE is massive now, in my opinion a lot more well known than 3/4 years ago, yet still people fall for this crap. I think what makes it worse for me is .that the infamous YES LOANS are based in my town and half my…
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Lloyds Loan Portection Ins.
My policy booklet says I'm not eligible for above if "You are acting as a guarantor". any ideas what this means, I know what being a guarantor is because I am one but how does it relate tothe insurance. Anybody know pls
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Santander
Hello I'm looking for some advice re claiming ppi from Santander Cards. I downloaded the form from this site and complained to santander about two store card accounts under two separate forms. My reasons for reclaim where that I was not told I could have cover from organisation other than the one my credit agreement was…
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Barclaycard - no record of account but not yet 6 years since account closed!
So I've finally got my act together to follow up on some PPI claims. Fortunantly I have a copy of an Experian credit report I requested in 2008. This lists a Barclaycard account with the status 'settled 22/11/06'. Having read this forum over and not remembering if I had PPI on this account or not I called Barclaycard to…
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HSBC payout times
I have a reclaim with HSBC that went to the FOS. I've previously received a letter advising the FOS have upheld my complaint. Today I have received a letter stating that HSBC have agreed to return me to the position I would be in if I hadn't paid for ppi. The letter states that HSBC had 8 weeks to calculate and payout.…
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Santander (Abbey National) PPI
On 15 October I telephoned Santander about mis-sold PPI included in a loan which commenced in March 1997 and which was paid off in February 2002. I have now received a letter from Santander which states, " ... having considered your claim and reviewed our records we have decided to reimburse you the value of the PPI…
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Paying PPI Companies
Hi all, i'm looking for a bit of advice. We started a claim against the bank for PPI using one of the companies that pester you. After filling in and returning the forms they sent the bank contacted us direct and offered the money, which we took. Now the PPI company are chasing the money they say we owe them and because…
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Change of Marital Name?
Hi all I am currently trying to start some claims for possible PPI mis-sales. I had 6 credit cards / store cards / a loan in the past (all now paid and closed) and have the T&C for only one (these were over 5 years ago and I was young and stupid)! This may seem like a silly question but I just need to be sure - I have…
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PPI reassessment
Hi any help would be much appreciated with my query. About February 2011 I put in a claim for miss-sold ppi with a claims firm (I know, i know, hindsight n all that!), anyway that claim was settled in May 2011, the claim firm got their pound of flesh and I had no more correspondence from them. Today I recieved a letter…
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MBNA, complaint upheald
Hi. I made a complaint to MBNA over PPI on a Virgin Credit Card, they rejected the complaint however after I went to the FSO their intial assesment is that the complaint should be upheld and MBNA refund me. I was wondering normally do people get refunded by MBNA within the 14 days or do they "drag their heels"? Thanks
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Proof of address on PPI claim
Hi there I recently put in a claim for PPI refund with Natwest (RBS). Had a letter today stating that they can't proceed without proof of my address. The problem is, I can't provide any of the proof they're asking for. I gave my parents address on the PPI form as I currently live in Italy, but I won't be here for much…
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PPI on the account?
Hi, I am trying to discover to see if my mother took out any PPI services when she took out the account - she doesn’t recall doing so. As per the instructions on this site, I contacted the card provider for a copy of the credit agreement which I have now received. If there was any PPI would this be held within this…
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Mis sold ISA stocks and shares
Hi I had a stocks and shares ISA from the year 2000 to 2008. I took a loss of £400 when I surrendered the policy8 years and 5 months later. I recently logged a complaint. As the company could not show why the recommended fund was sauitable they are refunding the capital plus interest. There have been 2 different…
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Royal Sun Alliance
Hi, first time user and amazed by the amount of info on here. Hoping somebody can help me. I'm starting to look into reclaiming PPI that I'm sure I have paid over the years. I phoned my mortgage lender asking about PPI, mortgage is finished now but the lender (bank) said that no PPI was applied to the account but they…
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ppi claim
Does anyone know where to go next with my ppi claim. Contacted GE money who had all the details, however could not proceed with claim as the broker living Design has ceased trading. They suggested I contacted FSCS. The FSCS told me that no compesation could be given for claims before 2005 (mine finished Dec 2003). As far…
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PPI Claims Cargiant! Help
Dear all I made a complaint yesterday to Cargiant about a PPI policy missold to me 7 years ago. They send me what it seems a template They agreed to paid in full refund of all money I have paid towards the PPI policy and this included the interest attached to the policy. In other words, I will recieved a 100% refund of the…
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Consumer Money Matters
Hi all OH had a meeting with Consumer Money Matters about PPI reclaiming - and signed the forms. However the CMM rep has never contacted him again after an intial investigation showed the chances of a PPI claim were low. He continued investigating himself and dealt with the bank directly and now has a payout - which is…
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Capital one PPI mis sold
Hello there, this is my first post on this site, regarding Mis selling of Capital one PPI. I have been told that:- You can claim it in cases:- Job lost Health issues Death or any other accidental issues and also told that i can claim if some thing happens to me and i can make a claim. Unfortunately i have to leave the job…
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Did I ever have PPI???
Like many others, I have been plagued by phone calls and texts from companies claiming they can get me a fortune, however to the best of my knowledge, I never paid it. My mortgage was paid off about 10 years ago, so hard to remember, so how can I check to see if I did in fact have PPI as they claim? Thanks
