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Can i claim, old PPI
back in the 90's i worked for barclays bank and had a staff loan with them ( with PPI. They then made me redundant and i found a temporary position for a few months then became unemployed. I couldnt pay the monthly loan payments so seeked help through the PPI. they refused to pay out as i had sort work. Bascially if i was…
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What do you make of this??
Hi all I am currently trying to claim PPI from natwest bank for 8 loans, today i got a letter back saying i had been rejected etc. I was unsure if this was covering all 8 loans or just 1. So i rang them and was told that it only covered one and that i would be getting 8 separate letters. She then went on to tell me that a…
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Lloyds Bank Address for Court Summons
Just wondering if someone has the address at Lloyds Bank as we need to send them a county court summons. We have the paperwork from Lloyds Bank confirming how much they are going to pay out for our PPI claim and that the money would be paid in 21 days and that was several months ago. We have received no money at all and…
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Capital one PPI claim
I had a capital one credit card for around six years that I closed last year... Certainly for some of that time I was paying ppi. I did have the form and on it I definitely had not ticked the ppi box... However I have now lost that form :-(... I sent the standard letter to capital one requesting credit agreement and…
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SAR information
Good morning all, have recently recieved information from Barclaycard following SAR. The account information they have provided dates back to March 2006 until I cleared (not closed) my account in November 2006. Contained within that information are details of PPI payments I have made during that period. However prior to…
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PPI Top-up Help
Hi There I was wondering whether someone may be able to help me with a query. I had an original loan with RBS with PPI attached. I then had a couple of top-ups applied over a period. I have been in touch with RBS who have been unable to locate the original loan agreement and have advised that my signature on one of my PPI…
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PPI Claim Text Messages
Hi, I received a text message today, asking me to make contact as I am due to £2650 in compensation for PPI mis-selling! How do they know that I was mis sold a policy without me knowing about it. and do I take this as being a legit source? the number i got looks like a mobile number! possibly premium number if i reply…
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Case Closed :(
Hi all, We put in a claim to Halifax for 2 loans in february and rang up today for an update (and to let them know of a change of address) and they have told us that the case has been closed as we did not have PPI! They said they sent us a letter on the 7th of March - which we haven't received. Now for the two loans I am…
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PPI reclaim with Loans.co.uk
We were sold a loan and mis-sold a PPI with First Plus by Loans.co.uk.... i believe they are no longer Trading - has anyone had attempted any claims with Loans.co.uk - would be interested to hear your stories and advice .. took the loan out in 2002 and settled it early (including the ppi) in 2004 thanks
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Egg refused copy of credit agreement
Hi, I sent a letter/template asking for my credit agreement along with £1. I received a letter back from Egg saying that as the account is closed, they are not obliged to provide me with this. I did however receive the account number from them. From reading numerous posts/conflicting posts in this forum I'm a bit confused…
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Making a ppi complaint.
Hi folks, looking for some information. I've had a 2 credit cards with Virgin and Lloyds tsb, called virgin for information but they said i have to write into them to obtain details, but as for TSB they are telling me they cant find the Credit card and PPI cover in question. Would details on my credit file be enough? To…
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EGG Card Rejection
Hi All Wondering if anyone has had a similar rejection by EGG Cards? Got a letter today saying they are not upholding my complaint as I purchased it online and their online sales process: - does not require you to take PPI as a condition of obtaining the card - Does not require an advisory service - Required me to…
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GE Capital / Santander PPI Reclaim Pre 2005
Hi, please can anyone tell me if these claims are likely to be successful? My wife had a BHS & River Island storecard, both pre 2005, she has sent a complaint letter abuot 6 weeks ago, and has had an acknowledgement letter, followed by a second one after 4 weekes advising that they were still looking into the complaint and…
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Is this reasonable?
Hi everyone, Our Halifax mortgage statement arrived yesterday. We owe just over £34,000 and pay an additional £24.00 each month for re-payment insurance. I always assumed that this was a compulsory payment and didn't realise that this was something I didn't have to have (or could have shopped around for). Does this sound…
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Parking fine from Vehicle Control
hi, i parked my car in my college on ristricted parking space last week as i was getting late for my class when i came back there was a ticket from vehicle control which was hand written (same as the one from council ) and it said onit that i have to pay £80 within 7 days..:(.. unfortunatelly i was kind of scared and had…
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Topshop Cards - advice wanted.
Hello, Firstly I must apologise for my ignorance. I have been reading up on this today but quite frankly I am just a little confused. I used to have 2 Topshop cards, the first of which was opened in around 2001. Neither had huge credit limits (one £200 and one £300) but were both constantly at the limit until I finally…
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Letters written for Agreement and T&C....now what?
Hi, Im a newbie to the PPI reclaim. I dont know if i have had PPI added to any of my loans, cards etc, which is probably the point of the reclaim.I didnt even know what PPI was until today. So i have written letters to each of the companies i have had finance, cards, mortgages, loans with. Will they now reply and send me…
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Joint Mortgage.Only One Name On MPPI.
Hi All. Would be grateful for any help with the following. Looking at reasons for MPPI being mis-sold one of these reasons is usually about the loan being in joint names and the insurance only covering one person.Some places saying this is a mis-sale,others saying it maybe a mis-sale.This is the position i have with my…
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Successful ppi claim - help
i have been stupid and gone with a group who claims back your ppi they have successfully claimed back just over £1000 i havent recieved the cgeque from halifax yet as they have 30 days to send me it ....but i have received a letter from the group asking for £539 of it by next week (bere in mind i have not had a pay out…
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GE Money - DP`s - Standander Store Card
I have today recieved a reply saying that they are still looking in to my complaint. has any body had any luck with the above or am i looking at the long FOS route, i belive my case is stong but am just mindfull of how they are dealing with this as i have not seen many cases of people being compensated. 2 barclaycard claim…