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Ocean Finance Unregulated 2003
Does anyone have any experience of reclaiming Ppi with an Ocean Finance Loan, I paid a significant sum in insurance and was made to have the ppi as part of the loan agreement. I had no choice and no offer of alternatives, and when the loan was settled early no mention of any partial refund etc Please let me knowe if any…
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ppi claim against Lloyds or Scottish Widows?
Hello all. My Mam was miss sold a ppi on a mortgage that she took out in her local Llyods branch in 2003. She was told she had to have it to get the mortgage. Her mortgage was with the C & G and her ppi was with Scottish Widows. She sold her house in 2007 and paid over £40 per month until then for her ppi. I wrote a letter…
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Halifax - separate or combined settlement
Hi, I applied over the telephone to Halifax about the miselling of ppi on 2 credit cards and 1 loan, as advised by them I received a letter about ten days later saying they would investigate and notify me of outcome. Fast forward three weeks until today, I came home from work to a cheque from Halifax but it only had one…
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Barclays PPI Success!!!!
I just want to tell people not to give up! My earliest ppi claim is Barclays loan from 1998 and i have two chains and I have just been paid out £6547.74:j it was not easy but I got up to day 76 and decided to email Bob Diamond with my disgust as an x Barclays Customer on Sunday. I did not expect a response but on Tuesday a…
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PPi claim against mortgage advisor?
My partners ex wife passed a letter to him yesterday, from a ppi reclaims company, who have contacted them about ppi which was added to their mortgage. The PPI was added by an Independence mortgage advisor who visited them at their then home. My partner wishes to reclaim the ppi, which they did not agree to, it was just…
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Standard Life pension ppi
I have had a pension with Standard Life since 1999. I have just read this year's statement and it includes payment protection which is paid by cancelling units in my plan. I cannot remember agreeing to this when I took out the pension and none of the original documentation I have mentions it. Although I have searched many…
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FirstPlus Success (sort of!)
Took out a loan with FirstPlus in 2003 and paid off in full in 2007 paying PPI as an upfront payment despite not needing it as had good work benefits etc etc incase of sickness and was not fully explained to over the phone. Complained to FP on 3rd March and then received letter saying the loan was done through Dial4aLoan…
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Does anyone know when banks started to sell PPI
I have come to the end of my payment protection claims and I have had a quite good success, but have I had back all that I am entitled to? My bank has settled almost all of my payment protection claims that they have found on their database but is that the total of all of the payment protection I have had. I believe they…
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Told I agreed to PPI without being sold it
I have just received a letter from Nationwide with regards to PPI on my credit card from 2000 until 2005. Although I was paying PPI on my balance, I was told that as I had applied by post on an application form and had ticked the box asking for PPI, that it was not mis-sold by them and therefore they were not upholding my…
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Nat West Success :):):)):):):):):)
Hi all I have just received offers for my 7 previous loans with natwest totalling £9,200 !!! As you can imagine im elated :j Just one question i have though, in the wording of the letter i have received it says the following "To accept my offer, all you need to do is sign and return the decleration etc etc........on…
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Ppi & dro
Hello, It's been a long time since I've been on this forum and under a new name because I can't recall my old details. Anyhow, I thought I'll give this PPI a shot at since Martins been going on about it everyday in my inbox! :money: I have a number of questions and have read the articles FAQ etc The PPI are regarding many…
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PPI Creditcard SAR - End of the road?
Guys, just a quick one re the above. I have had an SAR returned today from Barclaycard. The account is an old account and I dont have any paperwork re the credit card account number. Barclaycard have said that without card number they cannot do anything further. I have provided them with the usual details, address the card…
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Who keeps calling me?
An unknown firm keeps calling my home number and offering a PPI refund service. I'm signed up to the telephone preference service and therefore rarely get unsolicited calls, but recently an automatic dialer keeps calling and leaving answer phone messages offering me a PPI refund service. They don't leave a contact name or…
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Advice Needed !
I am looking for a little advice to pass onto my boyfriend. He has had roughly 6-8 credits cards/loans over the past 8/9 years. He is sure the PPI existed on some of these however he is unsure which. Now he cannot find paperwork for the vast majority of the credit cards/loans and is now thinking of simply going to a PPI…
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reclaim ppi on loans from 1990s
I have reclaimed for mis sold ppi on 5 Lloyds loans from 2001 to 2011 which have been paid out.I phoned lloyds to check to see if I have had any more loans with them.They said I have had 3 loans with them from the 1990s and then asked me if I would like to make a claim for mis sold ppi on them.They asked me why I thought I…
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Complaint upheld but no redress?!
We've just had a letter from HSBC saying our complaint about PPI on four loans has been upheld. All good, but then it gets interesting... They've made a redress offer for three of the loans but have said they will not offer us redress on the fourth because they are unable to make calculations as they don't have records…
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I'm not sure where to start
Hi, I was helping someone may be able to help as I am sure either myself or my husband would be able to claim for PPI charges. We have both had so many credit cards and loans over the years that it's hard to believe we won't have had PPI applied to it even though it is something neither of us have known about previously.…
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PPI claim question - what am I entitled to?
.I’m currently taking PPI action against barclaycard (they bought my card debt from egg in November 2011) From May 2006 to January 2012 I paid £25 PPI before cancelling it. barclaycard have told me they intend to inform me of the result of their investigation into my case by Monday, March 26. As I understand, I should get…
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Halifax
My wife made 4 claims against the Halifax with 3 ppi policy numbers to go with 3 of the claims all credit cards and she had no policy info for her old mortgage. She got her upheld letter yesterday for 2 of the credit cards but her 3rd credit card and mortgage didnt get upheld, in the letter it states they couldnt find ppi…
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Advice please
Hello all, I posted a couple of weeks ago as i had received a with no admittance of liability offer from bluesky finance of £2500. I rejected the offer and sent a letter saying i would like the full redress and the loan reset. Today i have received a offer of £5134.64 which i am thrilled about but still says no admittance…
