-
PPI Claims
Hi I'm hoping for a bit of guidance. I'm following the excellent guide on the main page regarding credit card and also loan ppi. I sent off for the T&Cs and have got replies from both, but unsure of what route I should take now. The replies aren't what I expected them to be, I'm snookered already :) I'll start with the…
-
Did MBNA automatically add PPI to existing cuwtomers
Hi All, Big fan of the site, but first time on the forums. We are currently working through our PPI claims and have come across a letter from MBNA that seems to state that they have added PPI without consulting us. This wasn't during any application stage, we had been with MBNA for many years. I was just wondering if…
-
coop personal loan, do i have a claim?
Hi people. After getting so many messages on my answerphone about PPI, i thought I'd check it out for myself and have kind of hit a block. Basically, 5 yrs ago I run into trouble with my CC and the coop took it away, offering a consolidated loan as the only way to go forward. It was over 8 yrs for 22k. The problem is, I…
-
PPI Claim resulted in suspension of account?
Hi, Was wondering if anyone has had their account suspended following a request for PPI information? Sent off the template letters requesting breakdown of PPI and account's t&C and barclaycard have suspended account because they are "unable to provide a copy of the credit agreement you entered into" and "in our view there…
-
Carrington Carr Home Finance in administration
Carrington Carr Home Finance were placed into administration last week due to continuing deterioration in the re-mortgage market coupled with alleged mis-selling of PPI tried to post a link to the news article but not allowed so google, "carrington carr home finance administration insolvency news"
-
Not sure..
Hi all :D Just wanted to check if this is a valid claim before going ahead with anything..dont want to waste the bank or anyones time by putting in a false claim if it is not valid. Had a mortgage with Northern Rock in 2002 for 15,500. Paid PPI for 10 years on the mortage but I cleared the balance 3 years after taking hte…
-
MSE News: Ombudsman recruits extra staff to beat PPI logjam
This is the discussion thread for the following MSE News Story: "The Financial Ombudsman Service has moved to tackle the huge delays for consumers who reclaim mis-sold PPI..." Read the full story: Ombudsman recruits extra staff to beat PPI logjam
-
Capital One
Sent a letter to Capital One requesting details under section 78 of the Consumer Credit Act 1974 and today received a reply saying that because I had requested a balance which I paid and closed the account that they has no obligation to provide me with a copy of the documents I requested. I know that I had PPI on this…
-
PPI - bank says NIL added - "Insurance Requested - FF"
Hi, what does the "FF" mean? I take it I just have to take what they say as the truth and I never had it on that loan? Thanks
-
HSBC has no obligation to provide???
Hi can any one help? I sent away for the details of three loans I had with HSBC (all closed), using the template from this site (section 77 of the consumer credit act 1974). I received a reply stating.... "In normal circumstances, the request you have made under Section 77 of the consumer credit act 1977 are not valid and…
-
Loans.co.uk and First Plus
Hi just wondering if anyone on here has experienced the same thing as we have. We took a loan of £42,000 out in 2006 with PPI of £10,000+ we got the money back in August 2011 and still was fighting through the FOS to get the interest and premiums back which we eventutally did in January 2012. My loan payments however, are…
-
MPPI missold ?
Hi I am a little bit confused wether i can put in a claim for miselling . Until recently we were quiet happy paying mppi , we have been for 12 years . Then just before Christmas my husband was laid off , he is a sub contractor on a self employed basis , we thought we would have a claim but no he is not covered as he his…
-
First National Motors
Hi, I am hoping someone can help. I had a car loan a few years back which I paid off in 2005 with First national motors. (my bank statements state this name) I can't seem to find any contact details for them. I believe they may have been taken over. Can anyone help? Thanks in advance :D
-
Phone call or paperwork?
I believe you can now just call the companies you are trying to reclaim ppi from, but is it wiser to initiate paperwork?
-
PPI enquiry from a clueless person! Please read & reply!
I have found out who my credit/store cards & loans have been with - I have dates started, dates settled, amounts/credit limits etc. I dont have agreement numbers/account numbers or anything like this though for the majority of loans/CCs. I dont think I have ever knowingly agreed to PPI so the only way I would have had it…
-
PPI and related Bank Charges
Hi guys I've just created my letters to send to my creditors re:PPI claims. Also, I missed the boat with bank charges and have a huge amount I could have claimed back. If my bank account was tipped over the limit by the payment for a loan+PPI, could it re-open my eligibility to re-claim the bank charges (loan through same…
-
Made a claim for mis sold ppi what happens next
I made a claim for mis sold ppi on loans from lloyds tsb over the phone two days ago .Can anybody tell me what happens next ,Will they send paperwork etc.Thanks for your help
-
Barclays PPI Complaint
Hi, Im new to the forum and im just after a little bit of advice. Ive just helped my mother with a ppi claim with barclays bank. When i helped her make the complaint i filled in the standard FOS questionaire, in that questionaire i specified 3 different accounts with 3 diferent ppi policies that my mother wished to make a…
-
Nat West refusing t&c's
I used the letter on MSE to request the T&C's for a loan I took out a few years ago plus the loans that superseded it, I enclosed a chq for a pound. I have now received a response saying in line with Data protection they cannot give me details of closed accounts. Does anyone know how I get the t&c's now? MSE mentions I can…
-
Welcome Finance refusing PPI Claim posting me to a bankrupt company???
I need your help, bought a car in 2004 and believe I was misold my PPI. I claimed it against Welcome Finance and after receiving their questionnaire got a letter in the post last week refusing liability passing it to acompany called Blue Finance LTD which is no longer trading. They also referred me to the fscs should I…
