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Rover Car Finance
Hi, I am new to this forum so I hope I'm not posting a question that has already been asked in a different thread :huh: We had a car finance loan after buying a Rover from a Rover dealer in 1995, although I have the original finance ageeement I cannot find out who the finance was with, all it say's on there is "Clarks…
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I'm sure you've heard it all before Help Please
Good afternoon all! Firstly, as a Newbie can I just acknowledge what a fantastic community that Martin and his team have built here, and I would also like to pay tribute to all those who put in so much of their own time and effort to help and guide those seeking to assistance through this site. You are all marvelous and…
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Santander - Bank say records archived
Hi, I have contacted Santander regarding a mortgage I had cleared 8 years ago with a view to reclaiming PPI charges. Unfortunately I do not have any of my paperwork (not even an account number) but I sent them a letter detailing who I am, where the mortgage was for and when I took it out. They have now responded to me by…
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can you receive ppi if you've made a claim ?
hi my mum has been mis sold ppi on 3 accounts but unfortunatly had to claim off the ppi as she had cancer in 2008 . we have filed for ppi claim recently and one company says no because she has benifited from the ppi and the other company has offered a small refund , duducting the amount she benifited from when she had to…
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What if an ex partner wont co-sign reclaim form?
What if you seperated from your ex (not married) but the partner living in the house wanted to re-claim the PPI on the mortgage or secured loan what happens if the other partner wont sign the paperwork for the re-claim? Can they make the claim on their own or will the two signatures be required?
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interest calculated up until...
Does this have any bearing on when you will be paid. If interest is calculated up until 17th April, does that mean that you have to wait until then or might it get paid before. Saying that, I suppose after reading stories, that could mean 17th April 2015
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Ombusman response
Hi, I have just had a response from the ombusman stating that they will not be up holding my claim with the Nationwide. I took a loan out in 2001 and paid PPI. The loan is now paid off. The Nationwide could not provide a telephone call recording so the obsuman was sent the how the call would have gone!? The obusman has…
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Reclaiming from Gregory Pennington
Hi there, I have been with Gregory Pennington from 2001 till 2010 approx. I was in approx £15,000 worth of debt, this has now all been paid but I am still with them through the bank account with the Royal Bank of Scotland. I am still being charged a monthly fee is this PPI? Can I claim back from them? I dont have any of…
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Egg CC - delays
Hi, wonder if anyone can help (newbie here), have lurked for a while AFTER I stupidly went and signed up with a Claims Company (I know......). However, after a successful claim with Lloyds I have been rejected by MBNA and Cap 1 and am waiting for resolution from Egg, claim went in end Nov and still waiting, has anyone else…
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Confusion over egg and some charges
Hi Guys Superb site this is. I have recently started to reclaim PPI charges and so far its worked a treat. I have a few questions I got an egg loan which was paid off years ago and an egg credit card. I am currently waiting on a reply from them 4 weeks or so now. However i am aware its now Barclay card are taking over from…
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HBOS Credit Card
Hi All, I'll try to keep this brief but I guess I'm hoping someone can confirm I'm doing things the right way. Long story short things haven't been great lately financially, have a decent income but debt repayment is taking a large portion of my monthly income, that and living alone for now in a 2-bedroom flat isn't…
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A little help please
Hi, I had a loan with Barclays in 2005. It was paid off in 2009, I don't have any paperwork for the loan but I'm sure I had PPI, anyway I sent them the letter off this forum requesting my loan agreement around 2 weeks ago. Today I had a reply that says "Our systems show that there is no sum payable under the credit…
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Halifax Redress from the Card, How long?
I have recently been notified that I am to be refunded PPI after a complaint was made to the Halifax. The redress means that my Halifax Credit Card is now in credit by over a thousand pounds. I wll not use the exact figures but these details appeared on my Statement earlier this month and the PPI refund was on my statement…
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PPI Claim and Bankruptcy
Hi All Sorry for the newbie question but i was discharged last October from bankruptcy and i was wondering if i could claim any PPI back, I know that i might not be able to with the debt that was in with the bankruptcy but back in the early 00's i had a few loans and credit cards which i fully paid back. Thanks in Advance…
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What does this mean?..
Hi all, I love this site and am on it every day but this is my first post. Recently I made a claim on my loans from lloyds tab as I was told when I took them out that I had to have ppi from lloyds and was not allowed to purchase it anywhere else. Stupidly I threw my paper work away but I sent in a letter stating my account…
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Northern Rock Loans
Can Anyone help please? I have had 2 loans finish with Northern Rock in the last 18 months and i am sure it was compulsory to have the loan protection on both loans as a condition of taking out the loan.I know this because when having loans in the past i have never taken out any so called protection on principal.On these 2…
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tesco card protection policy
I have a Tesco card protection policy that I didn't know I had which protects against loss of card ect. does anyone know if I Can reclaim this, as I feel this is the same as not knowing I had PPI
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Northern Rock Loans
Can Anyone help please? I have had 2 loans finish with Northern Rock in the last 18 months and i am sure it was compulsory to have the loan protection on both loans as a condition of taking out the loan.I know this because when having loans in the past i have never taken out any so called protection on principal.On these 2…
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PPI/credit cards
I have just got my credit rating and have a list of all my credit cards over the past few years. Just want to know how you find out whether you had been paying PPI on those cards?? Do you contact c/c company direct or does it have to be done via the bank? Thank you
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PPI claim.
Hi, I made a PPI refund claim to my bank, and they sent me a form to complete, although I had downloaded the correct format letter to send them originally. Do I need to complete and sent them this form, as some of the details the asked for did not seem relevant to the claim, and they had what I thought was all the detail…