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Not paid full amount of PPI
I queried my PPI from LLoyds on a loan before the new legislation and they gave me £600. Under the new legislation I would have been entitled to much more. Can I do anything about this?
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online catalogues
can you claim ppi from online catalogues such as fashionworld,premierman or jd williams.As they did add to my account but i cannot remember agreeing to it
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PPI Offer from Lloyds TSB
Hi I was sold ppi on 4 loans dating back to 2000 with Lloyds TSB so i decided to put a claim in after reading Martin's website. I have just recieved and final response letter (AND ONLY RESPONSE letter) for the claims which i am not happy with. If i refused the first offer will i recieve another offer or does it have to go…
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New to claiming PPI back, need a bit of help...
Hi guys, I took a loan out on or around October 2009 for around £4500 with Natwest and belive i may be entitled to a claim for missold PPI insurance. However i literally have no information as to agreement numbers, loan and payment amounts and have contacted the bank to provide this but they have informed me that i need to…
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Car Finance Help
Hi After successfully claiming back 5.5k from LloydsTSB, I thought I would have another look at my old finances. Anyway, in 2000 - 2002 I had hire purchase with PSA Finance. I have found my old account number, and was just wondering: a) Is it too far back to even contemplate a claim b) Who do I claim from, PSA Finance or…
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Stick with the bank or go to the ombudsman?
I submitted my claim to Barclays on January 25. They wrote back three times: Once to acknowledge receipt of the claim and twice to say 'we will respond to your claim by March 26'. On March 26, they wrote again to see 'we've still not completed our investigation but hope to do soon'. Now ten weeks is up, I could go to the…
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MSE News: PPI leads huge complaints spike
This is the discussion thread for the following MSE News Story: "There was a 20% rise in complaints to financial firms in the 2nd half of 2011, largely driven by debt insurance claims..." Read the full story: PPI leads huge complaints spike
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Car HP Loan PPI can I claim???
Hi, Sorry if this is in the wrong place but I'm a noob. I bought a car 3 years ago on HP and when asked about whether I wanted PPI I said "NO" however was then duely told it was free and had no affect on payments etc... So I signed thinking well its free not going to hurt. Is anyone else in the same boat and did you make a…
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Not sure If I can claim
Hi Iv had a credit card for the past few years and had PPI on it. To be honest I am crap with anything todo with money its all just gibberish to me (not something im proad of) . Anyway I cant remember if I asked for it, but I knew I had it on it on. Iv been paying it every month as you do. I went to uni in 2010 for a year…
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Ministry of Justice launches investigation into PPI claim companies
http://www.moneymarketing.co.uk/regulation/ministry-of-justice-launches-investigation-into-ppi-claims/1048810.article I have pasted the article below and just highlighted some things that has been observed by some before on this website.... The Ministry of Justice has launched an investigation into claims management…
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RBS Offer Letter Delays
I have 6 open PPI complaints with RBS re Natwest loans. I've been advised over the phone that decisions were reached on all of the cases on the 2nd March and that letters have been sent out but only received letters on 2 cases (where no refund has been offered). I called RBS again and was advised that in at least 3 of the…
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PPI v DMP
Hi all, I have been paying a dept management plan for 3 years now. My mortgage will be paid off next year. I took a loan out 4 years ago with the TSB for £25000. I have not claimed for the PPI on the loan yet. I also have another loan and a couple of credit card depts on the plan. My question is the mortgage will be paid…
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Reclaiming PPI help
I switched all my debts over to a DMP approximately 6-7 years ago. Therefore I do not have any of my paperwork. Do I contact the company who have been dealing with my debts? I am a little unsure what to - please advise...............;)
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mbna cc claim
I feel like mbna are just using delaying tactics . Have had a claim in with them now for 9 weeks. I have rang them the odd time to get update .However yesterday when i rang the adviser told me they had not got my form i had sent in. I told him i have rang many times & no one else has said that, i think this is just…
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Is this correct ?
I have started a PPI claim with ISmart against Barclays Credit Card. I finally received a decision from Barclays with a total refund of £557.15. This has also reduced my 21 remaining monthly payments by £9.56 plus interest. ISmart have now added the offer from Barclays (£557.15) to the value of loan reduction (£254.07) and…
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PPi reclaim company targeting old man
My uncle was mis-sold PPI. Unfortunately he is a very vulnerable person and, despite me offering to help him for free using the information on this site and warning him not to pay anyone, was convinced by a 'very nice' salesman from a PPI reclaim company to hire them. They are regulated by the Ministry of Justice but,…
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No reply from HSBC
Hi, I have a credit card with HSBC. I've requested a copy of the terms & cond. from them with a cheque for £1. They have taken the money from out of my bank account but I've not recieved anything through the post. The money was taken out on the 24th Feb so it has been 5 weeks now. Should I write to them again & if so what…
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Redress
Hello all, I'm looking for a little bit of advise please. I have successfully claimed for a mis-sold PPI through Welcome Finance. However, as I am still paying of the loan they stated that I will not received the cash, but it will by paid if the outstanding balance. I'm a little gob-smacked as I paid this in cash and was…
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tax question
I have to pay tax on £1800 of my PPI claim. I still have £2200 left of my tax allowance of this year and of course it would be great if I could include it in this year's. Does anyone know if it is when you receive your offer, or when it has been paid? I know if you earn income, it is the date when you invoiced for it that…
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banks will not tell me how much i paid!
hi I have been ringing lloyds and l.direct/direct line which i have my ppi claims in with, they will not tell me how much ppi i paid on each loan, i keep being passed from one department to another. i know if i have an offer it will show on the breakdown eventually but i really dont trust them, and want to know myself…
