Car HP Loan PPI can I claim???

tintin124

Hi,

Sorry if this is in the wrong place but I'm a noob.

I bought a car 3 years ago on HP and when asked about whether I wanted PPI I said "NO" however was then duely told it was free and had no affect on payments etc...

So I signed thinking well its free not going to hurt. Is anyone else in the same boat and did you make a claim?

Can I verify on any T&Cs if it has cost me to have it on the Loan?

Regards,

di3004

tintin124 wrote: »

Hi,

Sorry if this is in the wrong place but I'm a noob.

I bought a car 3 years ago on HP and when asked about whether I wanted PPI I said "NO" however was then duely told it was free and had no affect on payments etc...

So I signed thinking well its free not going to hurt. Is anyone else in the same boat and did you make a claim?

Can I verify on any T&Cs if it has cost me to have it on the Loan?

Regards,

Hi and welcome

I would check the agreement you had and if you did end up paying for this and it was not free, details of this should have been in the [EMAIL="T@C's"]T&C's[/EMAIL].

I would check the policy details out, and if you find that you were paying for PPI where extra funds were added to the finance, then yes you can make a reclaim.