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Barclaycard & Barclaycard/Egg
Good evening After sucsess with halifax i wanted to look in to 2 other cards i had. i had a Egg CC that was taken over by Barclaycard, a month ago i recived a reply to my complaint saying they were looking in to it, today i recived a letter saying they were still looking and would come back to me in 4 more weeks. The same…
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LloydsTSB loan, what should I expect on PPi reclaim?
It was for £7500 which was paid off a few years ago in full. Lloyds have confirmed it had PPi on it and waiting for an offer but not sure how much to expect.
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Offer breakdown of a settlement from Halifax, look right?
refund on premiums £459 Refund of interest applied due to PPI £190 Interest 8% - 4.33 Does this sound right? the credit card is around 9 years since I closed the account and I had it for about 2 years. It was £3500 limit and I maxed it out twice before paying it off. From what I have read it seems low.
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Firstplus - how long before thwy have to respond
Hi folks - I am after some advice please. After copying the fixed letter off this site asking for details of my previous loan, I sent it along with my £1 on 07/02/2012. As I had not had a reply, I then sent another letter (this time recorded delivery) on 19/03/2012 with a copy of the first one asking them to reply post…
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About to send an SAR to welcome, will it get what i need?
Hi there guys, ive had a loan with welcome finance that thankfully ends in november this year, what an experience to learn from! certainly taught me the value of saving for what you want not lending from people like them!! anyway, last time i spoke to the the advisor was talking about an early settlement, blah blah, this…
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Credit Card PPI/HMRC
Simple question, do I have to declare anything to HMRC for Credit Card refunds like is needed for a Loan refund? Thanks.
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newbie in need of advice.
Hello folks, I was wondering if anyone had advice with regards a current complaint which I have had upheld by HSBC. I took a credit card with HSBC in 2000. I was missold ppi on this card. I cancelled the ppi on 31st July 2002 when I rang to query what this product actual was that had been added to the card. I have filed a…
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Credit card companies no longer exist
Hi everyone, I had a credit card with mint and a credit card with egg. I no longer have the cards, they're paid off and cut up!! I don't know if I had ppi with these cards or not and don't know how to find out? Does anyone know where I should start with this? Thanks in advance! Nikki
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PPI on statute barred debt sold to DCA
Hi, I had a credit card with Barclaycard which due to circumstances I defaulted on in 2002. The debt had been sold to Lowell Group and as I have had no contact or paid any monies to them in over 6 years I assume the debt is statute barred. I have read some posts that say I can still reclaim PPI against Barclaycard even if…
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welcome finance
hi all, dont shoot me down as i take full responsibility for taking a stupid sub prime loan. But! ive asked for a settlement fee and 6 years down the line i still owe 15k! original loan was 12 plus ppi etc. Im claiming ppi back through fscs and that will be in about a month which will bring balance down. The guy at fscs…
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Advise needed, have just cancelled PPI that was taken out 12 years ago
Hi There I called HSBC last week to find out, what my PPI covered me for, on my credit card. They advised the standard PPI details unemployment illness etc. When I took out the credit card out 12 years ago I was told it was for lost shopping,theft, fraud, that I could also add other cards to the policy so they would also…
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Egg or Barclaycard?
I had PPI on an Egg card which has now changed to Barlycard who do I try to claim off? Thanks. P3
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first plus
hello has anyone had any luck with first plus from as early as 2001 wrote to them with martins template got a reply back in may saying it was all going threw the courts and it was out of their hands and this went on for weeks so sent it all to fos in june said the only way they could do it was to go threw the underwriters…
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R.b.o.s. Havin` a laff`
Hi People. I have been made two offers on both my credit cards from R.B.O.S. But they are both worded as "GOODWILL" offers What they mean by that I don`t know?. Anyway the only way they will refund these "GOODWILL" offers is by deducting them from both my credit card my balances which are more than their offers. I called…
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Understanding info from a SAR
Just received my SAR from Lloyds and some of it is easy to understand but then you get pages on pages of charts listed Registration Enquiry with these words on one side of the box - OCIS Party, CID Persid, BIT Party and Mandate Description and underneath that you get Personal Security Number. Next to OCIS Party there is a…
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PPI help & questions
Hello all Late starter to the PPI saga here I recently requested a refund of my miss sold PPI premiums from my old mortgage lender Got the letter back this morning rejecting my claim One of the reasons for the rejection was that I had received more in benefits whilst the PPI was active than I had actually paid in premiums…
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Santander Mortgage PPI address please
Hi , Please could somebody clarify what the correct address is to send a PPI claim form off to Santander? I've found 3 addresses in Bradford, Milton Keynes and Fareham. Any ideas please???
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barclays and fos
Hi All Sent my 2 barclays loans complaint to the FOS as they were rejected twice. Has anyone had their complaint upheld by the FOS and how long does it take for the FOS to look at your case? Thanking you
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Unsure if I have ever been sold PPI?
Hi all, I got a call yesterday from one of these PPI claims companies that seem to be all the rage these days. I told them where to go, but wondered why that had contacted me. I have never had a loan, but having told a few people about it they said it could be lots of other things...store cards, mortgage, credit…
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Natwest Information Request
Hi Can Anyone advise me on whether this is right .. I applied to Natwest for information regarding a bank loan I took out from them in 2008 n finished paying in 2010 to see if I was charged PPI ...as I no longer have any paperwork regarding this loan. They have since replied telling me that because the loan has ended they…
