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Can I find out if a PPI Company has did a Credit Check on me?
Hi, On another thread I had asked about an issue we have with a claims company we asked to help us with some credit/loans we had which was fine. Not being too great with all these kind of things we did leave out one or two companies who we were a little worried about if it had repurcussions on our finances (not to be the…
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Reclaiming PPI with discharged IVA
I have just finished/discharged an IVA in Dec 2011, which started in Dec 2006. I had a lot of credit cards when I was in my desperate hole before the IVA but if we can only claim 6 years back and for the last 5 I was not paying them directly but through the Insolvency Practitioner so I was not paying any PPI is it worth…
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Pinnacle insurance plc - confused!
I have recently requested my policy document from Pinacle Insurance PLC, which they have sent over no problem. I may be being totally stupid but is this policy PPI? The document refers to Northern Rock which holds our mortgage and secured loans and covers me for a monthly benefit against Accident, Hospitalisation, Life,…
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No response to my 1st template sent?
Hi, i am new to this and have sent off the template for each of my 2 Nat west credit cards separately asking for my credit card agreement including the £1 cheque with each , that was on the 28th feb, i have heard nothing from them, so what do i do now please?
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Confused ON PPI
Hi, I'm new to the PPI claims so am a little unsure of a reply I've received. I had a loan with Virgin money using the template provided on the PPI page sent this to the customer service liaison manager of st andrews group plc. Do they then sell the information to a PPI claim Serive as I have now had a phone call from a…
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mum wants to claim ppi but windows firm lent her the money so finance company pay up
Years ago my mum bought windows from a very convincing salesman, turns out she's been paying ppi all along and never had a clue what it was. She was very niave in purchasing the windows but whats done is done now. Nearly 15 years have gone by and she's still paying. I've tried to follow it up but the finance company ( who…
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Rbs mint - wow wow wow wow wow!!
I submitted a complaint to Mint on 1 February, but wasn't expecting any success, especially considering my husband and I have already been more than fortunate, with successes totalling approximately £25,000. I could find no supporting documentation but submitted my claim. I had since found old statements showing the…
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£3000 loan
Hello just signed up , great site.I am looking for some help as I am pretty new to this type of thing.Took out a personal loan for £3000 with Ulster Bank which is part of the RBS group. Put a claim in for mis-sold ppi. and have received a letter back, offering a good will gesture of £750. I honestly can`t remember much…
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PPI claims after IVA
Hi, I took out a loan years ago with HSBC (sadly I destoyed the paperwork!) and since then have been through an IVA. HSBC were one of the creditors involved in my IVA so I am just wondering if I can still claim for mis-sold PPI considering I've already not paid them back in full for the original loan?? Plus my account with…
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Same form for all claims- LTSB?
After an exhaustive search through my dusty filing cabinet I have about half a dozen claims to put in to LTSB. Four loans, overdraft protection and a credit card. They certainly saw me coming! Is it best to stick them all on one adapted form or do a separate form for each one?
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Time limit on PPI Claims
Hi all, Just want some general advice. We are in the process of reclaiming PPI on several credit cards, loans and a mortgage. We went through a claims management company because they were recommended to us (this was before I realised I could have done it all myself). Anyway, the majority of the things we are claiming for…
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New to PPI claims and am a little confused - please help!!
Hi, I'm new to the PPI claims so am a little unsure of a reply I've received. I had a credit card with Halifax up until late 2008 and have written to them using the template provided on the PPI page asking for a copy of the credit agreement, and provided the credit card number. They've now written back to me saying that I…
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Should I claim on an inactive CC account as well?
Hi people. I've successfully claimed almost £3500 in PPI charges on my MBNA credit card, which I've had for about 14 years. This is a great result, obviously, but I'm wondering if there is more I can claim. You see, a few years ago there was a fraudulent attempt to access my account. MBNA (thankfully) detected it and froze…
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PPI on debt sold to another company
Hi, Posting for a relative. SIL had a loan with PPI. She successfully claimed back the PPI but has now been informed that the majority of the PPI will be paid to the company who bought the debt from the original lender when she was unable to keep up the repayments. Is this normal practice ? Is there any way she can be paid…
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Hello!!
Hiya everyone (newbie here), please be patient with me and sorry if I sound a bit dumb. I have had a cc with HSBC for about 6 years, how will I know if I'm paying PPI? I haven't got any statements as I do online banking and the silly iPad won't let me view my statements. I was going to phone a PPI reclaims company but…
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Ge money but ppi through a broker?
Hi i took out alolan back in 2006 and have applied for PPI, i am using a company called uclaim4me, they have called me today and told me that GE Money have said I had the loan through as broker called Personal Loan Express, i had completly forgot about them, so what happens now? i dont even know if the broker company are…
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Central Capital/First Plus offer
I've received an offer from these, which they've called a 'fully propotionate' rebate calcuation. It breaks down as: PPI Premium - 4,982.50 Loan and PPI start date - 25/10/06 PPI cancelled date - 30/11/10 Rebate on PPI paid by the lender - £70.08 PPI in force for (days) - 1,497 Number of days PPI had to run - 329 Fully…
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HFC Bank Help
Hi, Hopeing someone can help or point me in the right direction, I sent a letter into HFC Bank simply asking for my original documentation to check if I had a claim for PPI, I recieved a letter back today saying: "The Bank is not required to provide information under section 77/78 of the Consumer Credit Act 1974 when a…
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Opus card / citicard / easyjet
Hi, I used to have an EASYJET Mastercard, who then went to CITICARD and then got taken over by OPUSCARD. In regards with PPI: 1) If I decide to make a complain, is OPUS CARD RESPOSIBLE for the charges under the previous companies (EASYJET and CITICARD) or I will have to do separate complaints to CITICARD (who I suppose was…
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Recommended Claims handler?
I notice on here a lot of people are pursuing their own claims, but I would much prefer to use a company to do it all for me - even if I had to pay them a percentage fee. Can anyone recommend a handling compnay they have used? There are so many around and I want to find a trustworthy one - if there is such a thing..
