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Halifax
Hi all, Happy new year to all, lets hope 2012 is a good year for all, however I have a question. I helped a friend reclaim PPI on their Credit Card from Halifax this was upheld and letter sent stating they would pay the balance of the credit card, however, two days later a cheque was received for the full value, with what…
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ppi barclays and next store card
I have a a barclays Premir account current account on which i have been charged £4.80 per month on my overdraft as well as an account fee of £25.00 per month as i use my £1000.00 a month overdraft every month. I asked one of ther advisors what this was and she just said It wasnt offered anymore can i reclaim all this back…
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About to reclaim credit card PPI cancelled in 2008
I have recently successfully reclaimed approx £12,000 from Natwest in loan PPI and have now decided to 'combat' my credit card ppi. However having done lots of reading on sites and this forum have just found one single statement that says that there is a 3 year time limit to reclaim if ppi is cancelled which may have…
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Having problems getting PPI returned before 2005 from HSBC
I have just received my first letter back from HSBC in relation to PPI on my credit card with them and they are saying that "we are only required to retain information on your account for the last six years. If you are able to provide statements showing PPI on your account for the period prior to our records, please…
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New Welcome Finance PPI claim
Hi all and i must say thank you to all you guys posting on this site with regard to Welcome Finance and PPI claims.... When doing my christmas clean I came across some old Welcome Finance agreements with PPI applied to them... After reading these threads I was educated over night that I may be in the position to re-claim…
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Mortgage Protection Ins- Can you claim back if mis-sold?
Hi, A friend today told me that he has always paid Mortgage protection insurance, he wanted to know if he could claim it back as he was given the impression that he had to take it out. I have never really heard of this, only the usual loan PPI so i haven't a clue. Please could someone advise?
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Barclaycard
Hi I have 2 separate barclaycard accounts which have PPI added without my knowledge from opening the account. Both were opened around 1999-2001 and both were still active in 2009. I've just realised that I paid PPI on both for all those years. I always refused PPI on all my other credit cards and loans and it appears BC…
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PPI with Black Horse Finance
A friend of mine has successfully claimed PPI charges from HSBC which has encouraged me to perhaps look at claiming PPI charges from Black Horse Finance for a hire purchase loan for a car I took out in August 2003-it was settled in August 2009. I have all the paperwork concerned. My only issue is in 2007 I was signed off…
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SAR - Declined bt Citi
Hi I sent a SAR to citi along with the account number. I sent a cheque to cover the cost. The loan is from 2002 and they have sent me the cheque back advising they don't have to supply with the information as they no longer have a contract with me etc. Is this right and is there anything else I can do??
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NRAM PPI Compensation
Hi Everyone I am after some advice please. I have had a compensation offer from NRAM and have accepted it and sent the acceptance documents back. However I am conerned as it has stated "......please note that by signing the Acceptance Declaration you are asked to provide a number of confirmations in respect of the refund."…
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Nottingham Building Society/Bradford and Bingley PPI
Please can anyone advise...I took out a mortgage with Bradford and Bingley in about 1998 and then changed mortgage providers in 2007 to Nottingham Building Society. I work full time for the NHS and get 6 months full, 6 months half pay which would have applied to both mortgages. I paid around £20 per month PPI on the…
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What to put in?
I am trying to claim PPI from Lloyds TSB credit card and i am having problem with this section : "What is the policy number of the payment protection insurance you are compaining about?" What should i put in-Lloyds TSB credit account number ? Also don`t know what is the best reason when answering this question : "please…
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help getting started with barclaycard claim
Hi all, Background Im 26 and i've had a barclaycard since i was 18. All of this time i have been paying PPI up until about 6 months ago when i cancelled it. The thing is i dont have any recollection of ever requesting a credit card from them in the first place ... infact im pretty sure they just sent it me in the post…
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PPI Life insurance
My husband and I increased our mortgage in 2006 and were told that we had to have life insurance as a condition of the mortgage. Both were through HSBC. Does this sound a likely case for a reclaim?
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Help please - does offer include compensation AND loan restructure
Hi all and Happy New Year I logged on here on Christmas Eve that we received a cheque from Bank of Scotland finally, for the offer amount. The loan it applied to was restructured 2+ months ago when we got the original offer. We received an updated outstanding balance today, that has gone up over £1000 since the restructure…
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PPI reclaim but debt with bank
Hi there I am currently in the process of reclaiming PPI that was missold on two loans years ago with LTSB. Since paying off the loans I took out a credit card also with Llyods TSB- sadly ill health forced my partner to lose his job so we have been on a payment plan, paying a token amount on the credit card debt we owe. My…
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DFS Claim
Hi, I am hoping to claim some PPI back from DFS. I have a copy of the agreement that ticks the box saying I require the insurance, however, there is also a section which asks for information regarding suitability for the loan. It has ticked the boxes stating that I have no concerns about paying the loan due to the loss of…
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Cahoot
i had a cahoot credit card a few years ago and it took me ages to clear because most of my repayment went on ppi..should i ask for a repayment as when i read these items i never see cahoot mentioned?
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Family Business = Mis-sold PPI?
Hi, I'm not sure of the legalities but does anyone know if PPI (on the whole) would cover you for working in a family business? I've been working there since 2003, when we first set it up, and have recently become a director (it was a sole trader previously - in my Dad's name) with a 20% share holding. As I have PPI on all…
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Advice & Help Please - Not Sure What to Do Next
Hello, I am trying to reclaim PPI & unsure what to do next as I have received a few responses from the banks I have written to. i sent out the letter for policy terms and conditions & enclosed the £1 cheque. 1 - MBNA have written back with a copy of the current terms and conditions, a copy of the executed (?) agreement & a…
