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Advice Please!
Hi there, I just registered with this forum this evening so advice on where to go next much appreciated. I apologise in advance if this is long-winded and old hat to many of you but I would appreciate help as I'm boggled by all the info! My husband and I took out a first plus secured loan on or around August 2005 (so just…
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please help - barclays wont cancel my insurance
I have 2 loans with Barclays, both with PPI. I claimed but was turned down so sent it off to the FOS. In the meantime ive tried for the last six weeks to cancel the PPI on boath loans. Loan One First call - was told it wasnt worth me cancelling as the loan was due to finish soon. Second Call - told that they didnt deal…
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Reclaiming PPI on an EGG Loan
Hi, I took out a personal loan for £12000 from Egg in 2004. This was for five years and I finished paying the loan off in 2009. About six months before the end of the loan period I rang Egg and cancelled the remaining PPI payments as I was struggling a bit financially at the time and needed the extra money. However, having…
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said no to repayment cover but been charged for it, can we claim it back?!
we opened a credit card account in Oct 2009 with the Halifax and told the advisor that we did not require any repayment cover. after looking at our statements we have been charged for and have paid repayment cover from Oct 2009. can we claim this back?? just wanted to check as the emphasis seems to be on being 'miss sold'…
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Do I accept the offer from Natwest or take it to the ombudsman?
I had PPI on my credit card from 2007 until present. It has been 20.99 recently, but I think it may have been 9.99 previously (?). I rang the natwest number and they have offered me £1,377.03. I am not sure whether I should accept this or if I should send a letter to the Ombudsman? Is there a chance that the Ombudsman…
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Advice, bank offer after 3 attempts
Any views or advice on this one. I tried to make a claim about 3 years ago for PPI against a large BANK1 loan I had taken out. BANK1 came back to me and said they would not uphold the complaint. I didn't do anything about it as I didnt feel I had a case at the time. About 1 year later I started reading more about PPI and…
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Mapfre Assistance insurance rating
Hi, I have used moneysupermarket.com and mapfre comes out with a good price for a MPI product, around £30 per month compared to my current £65 so its enticing to swap. I have received a number of calls and letters regarding my current insurance and mis-selling so in order to pursue this i need to ensure that i am covered…
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PPI insurance with a mortgage
I was wondering if anyone could help me, 8 years ago when we took out our 1st mortgage with northern rock we were told we had to take out accident, sickness and unemployment insurance other wise the mortgage wouldn't be approved. The policy was taken out with legal and general. The policy number is the same as the old…
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Tesco ppi
Can anybody help please. Through a credit search I have just found details of a tesco loan we took out in 2004, due to the strange figure of £11,270 does anybody know if tesco front loaded the ppi? Thank you
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Hit and run compensation without losing no claim.
Had a surprise today when I got back to my car. Somebody had smashed into it properly, and forgot to stop. I know there is something in place for this kind of thing, but I know very little about it. Where do I start?
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Best Address to Use
Hi, Just about to start contacting companies about PPI claims as I have wasted time not doing anything about it. To start with,could someone advise the best address to contact GE Capital Woodchester and also Guardian Insurance/St Andrews Group as we have previously had PPI with them both when we have had car loans and I…
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Mortgage PPI Bank Offer
Hi. I was wondering if anyone could help. I contacted RBS about a previous mortgage (2000-2004) with regards to PPI that was inproperly sold (on a mortgage of around £60,000). The bank have made an offer of around £1800(which they have said is a gesture of good will!!)and they have said that the offer is made without any…
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SAR 2nd Request template?
Hi I sent off a SAR to a catalogue company on Oct 10. They responded on 20th stating that the request (and £10 payment) had been received and they will be processing it shortly. The payment has yet to be cashed and I have heard nothing since then (70+ days ago!) Do I send a reminder (if so, is there a template?) OR use…
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ppi from loan and crdit card
i had a loan with lloyds tsb in 2005 and was mis sold ppi and also 3 credit cards at the same time, i then got into a financial mess and went into a debt management, do u think i would still be able to claim ppi back from these?
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How far can you go back?
I'm moving over from being a lurker on the 'Debt Free Wannabe' page (finally debt free after six years!) and now want to see if I can boost my savings balance by claiming back some dodgily-sold PPI. I've put in claims on two Halifax loans using the basic forms - that's very straight forward, but we had a number of other…
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SAR question...
I sent a SAR to HFC, they have sent a letter back stating they need more information ie acc number etc ( I wouldnt be requestign a SAR if i had theses details) and also requested a copy of some ID, such as passport ot driving license, is this necessary?? Thanks in advance Caroline
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I have been reading this forum until my head aches
And I still am a bit confused :o . I took out a (secured) loan with Welcome in 2003, but paid it off in summer 2005. I still have the original credit agreement but I have no insurance policy number and no customer number. It shows the breakdown of PPI and the total of £2415.13. I know when I was sold that I was told by the…
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Claiming PPI but only 6 years?
I have attempted to claim PPI from Santander on a store card taken out in October 1998, and have been refused. I am considering using a claim firm to act for me. I have their paperwork to sign and send back, but upon reading the T&C's I see that they will request a full refund of all default PPI premiums charged for this…
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Help I dont know where to start!!
Hi Can you help! I had finance with Yes Car Credit which started in July 2005 until Aug 2009. I paid it direct debit which was to a company Direct Auto Finance. I paid PPI and motor breakdown insurance and think i may be entitled to claim these back but have no idea where to begin! If anyone can help i'd appreciate alittle…
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Barclaycard/ Egg - FOS Form - What info should I give?
Hello All, Thanks for all your tips on here, I have currently claimed back 5.5k from 3 lenders and I have now turned my attention to Barclaycard/ Egg. I had credit with both lenders and I have opened complaints against both accounts. They have sent me a form to complete when other lenders simply accepted my account over…
